Having a Best Buy credit card can make it easy and convenient to finance new tech and appliances for your home But actually paying your bill on time each month is key to avoiding fees and interest charges In this comprehensive guide, we’ll explain how to pay your Best Buy credit card bill online through your account so you can keep your financing costs low and card benefits active.
Below we’ll cover:
- Getting set up for online account access
- When your bill is due
- Ways to pay your bill digitally
- Setting up autopay
- Tracking payment history
- Other online account features
Let’s get started on making sure your Best Buy credit card bill gets paid on time every month from the comfort of your home!
Activating Your Online Account Access
The first step to paying your bill online is getting access to your Best Buy credit card account on the Citibank website. Here’s how simple it is:
- Go to citicards.citi.com and select “Log In”
- Click on “Log In” next to Best Buy Credit Card
- Enter your card number and the last 4 digits of your social security number
- Create a username and password to complete activation
Once your online account is set up, you can login anytime to view your balance, make payments, update info, and manage account preferences all in one convenient place.
When Is Your Best Buy Credit Card Payment Due?
Before paying your bill online, it’s good to understand when your payment for each monthly billing cycle is due. Here are some key details:
- Your billing period likely closes 3-4 weeks before your due date.
- Best Buy credit card payments are due on the same date each month.
- Your specific due date is shown on each monthly statement.
- Bills are typically due around the 22nd-25th of the month.
- You’ll get a 15 day grace period after the due date before a late fee applies.
Log into your account to check your last statement for your exact due date. Paying your balance in full by that date avoids finance charges.
How to Pay Your Best Buy Credit Card Bill Online
Paying online saves time and gives instant confirmation your payment was received. Here are the simple steps:
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Login to your account at citicards.citi.com.
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From the quick action menu, select “Make Payment.”
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Enter your payment amount and select which account balance you want to pay.
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Choose a payment source – checking/savings account or another debit/credit card
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Review payment details and select “Continue.”
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Verify payment info and select “Submit Payment” to finish.
Once submitted, your account is updated instantly with your payment. It’s that quick and easy!
Setting Up Autopay for Automatic Payments
For ultimate bill payment convenience, enroll in Autopay to have payments automatically debited each month. Here’s how:
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Login and click “Payments” from the menu.
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Click “Enroll in AutoPay” on the right side.
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Choose autopay settings – payment date and amount.
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Enter bank account or card payment info.
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Review and agree to terms, then select “Submit.”
With Autopay, your monthly payment will be made automatically on the due date so you never miss a payment!
Tracking Payment History in Your Online Account
Wondering if your last payment went through or when your next bill is due? Your online account makes it easy to monitor payment history. Just log in and choose “Statements” to:
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View and download PDFs of current and past statements.
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See monthly payment amounts, due dates, and process dates.
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Verify if previous balances were paid in full.
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Check when AutoPay payments will be deducted.
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Confirm recent payments you made online or by phone.
Checking your statements and payment history ensures everything processed correctly!
Other Best Buy Credit Card Account Management Tools
In addition to making payments, your online account provides many other useful features for managing your card:
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Update Contact Info: Change your mailing address, phone, and email in your profile.
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Set Alerts: Get notified of important account activity via email or text.
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Dispute Transactions: Report unauthorized or fraudulent charges.
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View Transactions: See recent statement activity and pending purchases.
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Redeem Rewards: Use your accumulated rewards on new tech and appliances.
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Lower Interest Rates: Request a lower APR through the account.
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Increase Credit Line: Ask for a higher limit on your account.
Your online account gives total command over your Best Buy credit card details and activity!
Paying Your Best Buy Card Bill by Phone, Mail or In-Store
While paying online is recommended for speed and convenience, you do have other payment options if needed:
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Phone: Call 1-866-816-3653 anytime to make a payment.
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Mail: Send a check or money order to the payment address on your statement. Allow 5-7 days for processing.
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In-store: Make payments at Best Buy Customer Service desks.
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Automatic deductions: Set up payments directly from your bank account instead of using a card.
Explore these alternatives if you prefer talking to a person or avoiding digital payments. But your online account lets you manage everything on your own time!
Avoid Late Fees and Interest by Paying On Time
As with any credit card, paying your Best Buy bill after the due date can result in expensive penalties:
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Late Payment Fees: Up to $29 for each missed due date.
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Penalty APR: A costly 29.99% interest rate may apply if you pay late repeatedly.
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Credit Damage: Missed payments get reported to the credit bureaus, lowering your score.
Stay in good standing by carefully paying your bill in full by the monthly due date shown in your account and on statements. Set calendar reminders so you never forget!
We Can Help You Master Paying Your Best Buy Card Online
Keeping up with monthly card payments is a responsibility. But your online account makes taking control of Best Buy credit card payments easy and fast. Now that you know how to log in, review statements, make one-time payments, or enroll in Autopay, you can pay your bill with confidence and avoid fees. Use this guide anytime you need a refresher on managing account payments digitally to keep your financing on track! Let us know if any other credit card account questions come up.
MY BEST BUY® CREDIT CARD BENEFITSSelect a topic and learn more
Earn on premium brands like Apple, Beats and Thermador. Bank your points6 until you’re ready to redeem. Bonus rewards and more throughout the year.
Enjoy the flexibility of low monthly payments. Multiple plans can be open on your account. A variety of options for any purchase, big or small. See financing offers.
Enjoy free shipping on qualifying purchases at Best Buy®.
Cardmembers in good standing will receive offers throughout the year.
5% back1in rewards or flexible financing
Heres how it works. Choose rewards and get a $5 reward certificate2 for every $100 spent at Best Buy® with your Card or Choose financing and enjoy the flexibility of low monthly payments.Shopping where Visa® is accepted
How to Pay BestBuy Credit Card (How To Make a Payment)
How do I Pay my Best Buy Bill online?
Here are the details for each payment method. To pay your bill online, you’ll need to use your My Best Buy credit card login. Load the website. Visit the credit card registration page on Citi’s website. Register. Provide the credit card number, your name, the card’s security code and the last four digits of your Social Security number.
Can I Use My my Best Buy credit card as a payment method?
When adding your My Best Buy® Credit Card as a payment method, ensure your My Best Buy account member ID number is the same member ID number associated with your My Best Buy® Credit Card that is on your Card. This ensures the best online experience. Citibank Account Online
What is my Best Buy credit card?
The My Best Buy ® Credit Card offered by Best Buy ® and Citibank allows you to access reward and financing options for your Best Buy ® Purchases. What is the difference between the My Best Buy® Credit Card and My Best Buy® Visa® Card?
What rewards does Best Buy offer?
Endless rewards where Visa® is accepted. Pay your bill, check your balance and more. Learn about rewards* when you spend outside of Best Buy with the My Best Buy® Visa® Card. 3% back * in rewards on gas purchases. 2% back * in rewards on grocery, dining and takeout purchases. 1% back * in rewards on other purchases.