Robby Many people nearing age 65 wonder if your Medicare account is the same thing as your Social Security account. The short answer is no – they are separate accounts. While Social Security and Medicare are closely related programs, they have distinct purposes, management and online accounts. This article will explain the key differences between your … Read more
Health insurance can be confusing, especially when you start looking at all the different plan types like HMOs and PPOs. Florida Blue offers both HMO and PPO plans to meet the diverse needs of Floridians. But what exactly is the difference between an HMO and a PPO plan from Florida Blue? In this comprehensive guide, … Read more
If you have a whole life insurance policy, you may have come across the term “endow at 100” and wondered what it means. Endowing at a certain age is a feature of some types of permanent life insurance policies. When you buy a whole life insurance policy, you are purchasing lifetime coverage. As long as … Read more
Dental implants can greatly improve seniors’ quality of life. However, the high cost often deters seniors from getting implants. This leads many to wonder – does Medicare pay for implants for seniors? Unfortunately, original Medicare does not cover routine dental care, including implants. However, seniors have options to get coverage for implants through Medicare Advantage … Read more
When an insurance company is determining what premium to charge for a policy, there are many factors taken into consideration. The premium amount is calculated based on the risk profile of the insured and the likelihood that a claim will need to be paid out. By analyzing relevant data and statistics, insurance companies are able … Read more
UnitedHealthcare offers a wide range of Medicare plans, including Medicare Advantage, Medicare Supplement, and Medicare Part D plans. A common question is whether you need to be an AARP member to enroll in UnitedHealthcare’s Medicare plans. The short answer is no, you do not need to be an AARP member to get Medicare coverage through … Read more
Your marital status can have a significant impact on your car insurance rates. Insurance companies often charge higher premiums for single drivers compared to married ones. However, there are some exceptions and variables to consider. This article will explain how marital status affects car insurance and provide tips for getting the best rates. How Marital … Read more
Costco Wholesale is known for providing exceptional benefits, including health insurance coverage, for its employees. Compared to many other major retailers, Costco employees get comprehensive health benefits at very low personal cost. Costco Health Benefits Overview Costco offers health insurance options that include: Medical plans Dental plans Vision plans Prescription drug coverage Mental health benefits … Read more
Purchasing life insurance can provide essential financial protection for your loved ones. And when it comes to buying coverage, you want to make sure you get the best policy for your needs. If your spouse is a life insurance agent, you may wonder if they can write a policy for you. The short answer is … Read more
Planning a trip outside of Illinois? As a Blue Cross Blue Shield of Illinois (BCBSIL) member, you can rest assured knowing your coverage goes with you wherever you travel within the United States. BCBSIL has you covered through the BlueCard® Program, giving you access to care across all 50 states. With BCBSIL and the BlueCard … Read more