A Guide to Paying Your Blue Cross Blue Shield of Arizona (BCBSAZ) Bill Online

Having health insurance provides important financial protection and peace of mind. But you have to pay your premiums on time every month to keep your policy in effect. Blue Cross Blue Shield of Arizona (BCBSAZ) lets you pay your bill quickly and safely online.

Overview of BCBSAZ

Blue Cross Blue Shield of Arizona (BCBSAZ) provides health insurance plans to individuals families and businesses across Arizona. With over 1.6 million members BCBSAZ has the largest network of healthcare providers in the state.

As a policyholder you are responsible for paying your monthly premium bill to maintain active health insurance coverage through BCBSAZ. Your premium invoice is sent by mail or available online each month.

When is My BCBSAZ Premium Payment Due?

Every month, BCBSAZ premiums must be paid by the first of the month in order for benefits to continue for that month.

You can pay your bill at any time between the date it was made and the date it’s due every month. BCBSAZ does not offer an automatic grace period. Payments received after the 1st are considered late.

Review your bill carefully as the due date varies if the 1st falls on a weekend or holiday. Setting up autopay is a convenient way to avoid missed payments.

How to Pay BCBSAZ Bills Online

Paying online is the fastest, most convenient way to pay your BCBSAZ premium bill. Below are steps to pay online:

1. Log into Your BCBSAZ Account

• Go to www.azblue.com and click “Login”
• Enter your username and password
• Click “Pay My Bill” on the account dashboard

2. Select Payment Amount

• Your current balance due is displayed
• Enter the amount you want to pay

3. Enter Payment Details

• Select payment method – credit/debit card or bank account
• Enter card or account information
• Click “Continue”

4. Review Payment Summary

• Check payment details are accurate
• Click “Submit Payment”

5. Get Payment Confirmation

• Print or save the confirmation page for your records

The online bill pay system is secure and encrypted. You’ll receive email confirmation once your payment is processed. Log into your account anytime to view billing history.

Other Ways to Pay Your BCBSAZ Bill

In addition to online payments, BCBSAZ offers these payment options:

• Auto-Pay – Set up recurring monthly payments from a bank account
• Phone – Pay via automated phone system at 1-800-232-2345
• Mail – Send check or money order to address on bill
• Mobile App – Download the BCBSAZ app to pay on your device

Mailed payments should be sent 7-10 days before the due date to ensure on-time delivery. The online and phone payment options are the fastest ways to pay right up to the due date.

What Happens If You Miss a BCBSAZ Payment?

BCBSAZ bills must be paid in full by the 1st of each month to maintain active coverage. Here’s what happens if you miss the deadline:

• You’ll be charged a 1.5% late fee on any unpaid balance
• A termination notice will be mailed after 30 days of nonpayment
• Your policy will be cancelled back to the last paid date if payment is not received within the 30 day grace period
• You may have to wait until Open Enrollment to get coverage again if cancelled

Avoid gaps in your health insurance by promptly paying your premiums in full every month. Contact BCBSAZ immediately if you anticipate difficulty with meeting the due date.

Tips for Hassle-Free BCBSAZ Bill Pay

Use these tips and best practices for smooth billing and payment:

• Sign up for online account access to easily manage bills
• Opt for paperless billing to get notifications when bills are ready
• Set up autopay or schedule payments in advance for worry-free auto payments
• Check your account balance regularly to stay on top of what you owe
• Contact BCBSAZ if your financial situation changes to adjust your payments
• Pay a few days early each month to avoid last minute delays interfering with on-time payment

Keeping your BCBSAZ account in good standing ensures you get maximum value from your benefits while avoiding costly gaps in coverage. Pay online, on your schedule in just minutes.