Kohl’s shoppers have many options when it comes time to pay their credit card bill each month. With a variety of payment methods and locations, keeping your account in good standing is easy. However, one question that often comes up is: can I use a Kohl’s gift card to pay my Kohl’s credit card bill?
Unfortunately, Kohl’s does not allow gift cards or Kohl’s merchandise credit to be used specifically towards Kohl’s credit card payments. But don’t worry – you still have plenty of convenient ways to pay your bill on time each month
This comprehensive guide will walk through everything you need to know about paying your Kohl’s credit card bill, including:
- Payment options at Kohl’s stores
- Online and phone payment methods
- Using other tender types
- Avoiding late fees
- Gift card use
- Frequently asked questions
Review these tips to master paying your monthly Kohl’s credit card bill quickly and easily.
In-Store Payment Options for Kohl’s Card
Every Kohl’s store provides multiple ways to pay your credit card bill. At checkout or the customer service desk, you can make a payment using:
- Cash
- Check
- Debit card
- Money order
When paying in-store, be sure to have your Kohl’s credit card number or account information ready to reference. Kohl’s associates can look up your account with a few details.
Online and Phone Payment Methods
If you prefer not to visit a store, Kohl’s provides other payment channels:
Online
Log into your account at MyKohlsCardcom to pay your bill 24/7 Accepted tender types are checking/savings accounts, credit cards, and debit cards.
Phone
Call 1-800-564-5740 anytime to pay your Kohl’s credit card bill over the automated phone system. You’ll need to enter your card number and account PIN.
Kohl’s Mobile App
Download the app and safely store your card. You can then view your balance and quickly pay your bill through the app.
Paying with Other Tender Types
While gift cards specifically cannot be used for Kohl’s card payments, you do have other tender options:
Kohl’s Cash
You can apply any Kohl’s Cash rewards you’ve earned to purchases that go on your Kohl’s card. The statement credit will lower your overall bill.
Merchandise Credits
Similar to Kohl’s Cash, you can use any merchandise credits from returns to make a purchase with your Kohl’s card and effectively reduce your balance.
Kohl’s Rewards
Rewards members earn points to redeem for dollar-value coupons on purchases made with their Kohl’s card. This lowers the total bill amount.
Avoiding Late Fees and Penalties
To prevent late fees or jumps in your APR, carefully note the payment due date listed on each monthly statement. Be sure to pay at least the minimum amount, if not the full balance, by the due date each month.
If an unexpected issue ever prevents you from paying on time, contact Kohl’s customer service immediately. They may be able to waive late fees if you have a good track record with your account.
Can I Use a Kohl’s Gift Card for Other Purchases?
While Kohl’s gift cards cannot pay your credit card bill directly, they can still help you save money at Kohl’s in other ways. Use gift cards to pay for regular purchases in-store or online to get a discount.
Kohl’s gift cards make great gifts too since they can be used site-wide on clothing, shoes, home goods, and more.
Pro tip: Buy discounted Kohl’s gift cards to save even more! You can often find them at 10-20% off at grocery stores or sites like CardCash.
Frequently Asked Questions about Paying with Gift Cards
Here are answers to some other common questions about using Kohl’s gift cards:
Can I buy a gift card with my Kohl’s credit card?
Yes, Kohl’s gift card purchases can be made with your Kohl’s credit card just like any other item.
Can I use a Kohl’s gift card towards my account balance?
Unfortunately no, gift cards cannot be used to pay down your outstanding credit card balance.
What is the maximum amount on a Kohl’s gift card?
Kohl’s gift cards can be purchased in any denomination from $5 to $500 online or in stores.
Do Kohl’s gift cards expire?
No, Kohl’s gift cards do not expire so you can use them at your own pace.
Can I use a Kohl’s gift card online?
Yes, Kohl’s gift card numbers can be applied at checkout on Kohls.com for any purchase. Add it as a form of tender.
Convenient Payment Options for Your Kohl’s Card
While gift cards specifically cannot go towards paying your Kohl’s credit card bill, you have many other easy options. Pay online, via phone, at a store, or on the app to maintain your account.
Focus your Kohl’s gift cards and rewards on scoring discounts on regular purchases. And be sure to pay your bill on time each month to avoid fees. With so many payment channels, Kohl’s makes it simple and painless.
To place an order on Kohls.com, your billing address must:
- Match with the billing information saved in your Kohls.com profile
- Be located within the Continental U.S., Alaska or Hawaii
- Be a military (APO/FPO) address
Kohls.com is unable to process international credit cards and does not ship any orders internationally outside of military bases.
Only one credit card may be applied to each purchase. If you wish to split your payment between multiple cards due to credit limit restrictions, we encourage you to visit your local Kohl’s store to purchase the items.
Kohls.com accepts a variety of online payment methods, including Kohl’s Card and other major credit cards such as Discover, MasterCard, Visa and American Express.
Only one credit card may be applied to each purchase. If you wish to split your payment between multiple cards due to credit limit restrictions, we encourage you to visit your local Kohl’s store to purchase the items.