Paying Your Sears Card Bill at Kmart – Everything You Need to Know

If you have a Sears credit card, you may be wondering if you can pay your bill in person at Kmart After all, Sears and Kmart used to be sister companies under the Sears Holdings Corporation umbrella Even though Sears filed for bankruptcy and closed most of its stores, Kmart is still around. So can you take care of your Sears financial obligations at your local Kmart?

The short answer is yes – you can pay your Sears credit card bill at any Kmart store that has a payment center. But there are a few things you need to know to make the process smooth and hassle-free.

In this article, I’ll provide a complete guide to paying your Sears credit card bill at Kmart. We’ll cover everything from what to bring with you to hours of operation so you can take care of your Sears financial responsibilities conveniently next time you’re out running errands.

A Brief History of Sears and Kmart

First, a quick history lesson. Sears and Kmart have been closely linked retail chains for many years. In 2005, Sears purchased Kmart and formed the Sears Holdings Corporation. This allowed the two brands to consolidate operations and share resources.

For over a decade, Sears and Kmart functioned essentially as two different storefronts under the same corporate umbrella. Many locations were even co-branded as “Sears inside Kmart” superstores.

However, in recent years Sears Holdings has struggled financially. After filing for bankruptcy in 2018, Sears has closed many locations, leaving Kmart as the still-operating retail chain

The Ongoing Kmart and Sears Credit Card Relationship

Even though Sears stores are disappearing, your Sears credit card still works at Kmart. That’s because Kmart is currently owned by Transform Holdco which licences the Kmart brand from Sears.

Transform Holdco was formed in 2019 to acquire selected assets of Sears Holdings, including Kmart, after the bankruptcy. One of the assets they licenced was management of the Sears credit card program.

So while Sears and Kmart no longer share the same corporate parent, they maintain a close business relationship. This is why your Sears credit card is still fully accepted at Kmart stores.

What to Bring When Paying Your Sears Card Bill at Kmart

Now that you know paying your Sears credit card bill at Kmart is possible, let’s talk about what you need to bring:

• Sears Credit Card – This seems obvious, but don’t forget to bring the actual Sears credit card with you. The card number is required for in-store payments.

• Government-Issued Photo ID – Kmart will ask to see a valid driver’s license or other government ID to confirm your identity.

• Sears Credit Card Payment Slip – While not required, having your most recent statement or payment slip will speed up the process.

• Cash, Check or Money Order – Kmart does not accept credit card or debit card payments for Sears credit card bills. Bring cash, a check, or money order for the payment amount.

How to Pay Your Sears Credit Card Bill at Kmart Customer Service

Kmart allows Sears credit card bill payments to be made at any store with a payment center or customer service desk. Here is the step-by-step process when you are in the store:

1. Locate the customer service or payment counter at the Kmart store.

2. Take out your Sears credit card and photo ID and let the clerk know you need to make a Sears card payment.

3. Provide the clerk with your Sears card to scan and photo ID when requested.

4. Let the clerk know if you have a payment slip or just need them to provide the balance.

5. When the balance is provided, give the clerk the cash, check, or money order for that amount.

6. Get a receipt as proof of your Sears card payment.

7. Your payment will be applied to your Sears account, usually within 1-2 business days.

It’s quick and easy! Just allow a few extra minutes for the clerk to access your Sears account on their system.

Helpful Tips for Paying at Kmart

To make your Sears card bill paying experience at Kmart go smoothly, keep these tips in mind:

• Find out the store’s payment counter hours. They may have limited hours compared to general store hours.

• Know your Sears account number and billing details so the clerk can easily access your account.

• Have the exact payment amount ready in cash, check, or money order to avoid issues.

• If making a large payment, call ahead to ensure the store can accept it. Most can take high payments, but it’s best to check.

• Get a receipt and save it until the payment appears on your next Sears statement for confirmation.

Paying Your Sears Card Bill Online

While paying at Kmart is convenient if you’re already out and about, you can also take care of your Sears credit card bill easily online.

Sears offers online account management through Citibank, their credit card issuer. With online bill pay, you can:

• Get payment reminders by email to avoid late fees
• View past statements and account activity at any time
• Set up one-time or recurring automatic payments from a bank account
• Make quick online payments without leaving home

To pay online, just have your Sears card number handy and visit the Sears Citibank website. First-time users will need to create an online account, which only takes a few minutes.

Online payments are fast, easy, and secure. Just remember that electronic payments take 1-2 days to process, so make payments before the due date.

Questions to Ask Before Making a Kmart Payment

If you plan to pay at Kmart for the first time, it’s a good idea to call Sears customer service with any questions beforehand so the payment goes smoothly. Here are some important questions to ask:

• What forms of payment does your Kmart location accept for Sears bills?
• Is there a maximum payment amount your store will accept for Sears cards?
• Will I be able to get a receipt for my records?
• Are there limitations on your payment center hours I should be aware of?
• Do you need my Sears account number or will my card work?

Having the answers to these questions will ensure your Kmart payment experience is simple and hassle-free. The customer service agent can also provide any other store-specific details.

Paying Your Sears Credit Card Bill at Kmart Is Convenient

While Sears has fallen on hard times, thankfully paying your Sears credit card bill at Kmart remains an option. For those with limited time and transportation options, it’s a handy way to take care of essential financial obligations while ticking off other errands.

Now that you know what to bring, where to go, tips for smooth payments, and commonly asked questions, paying your Sears card at Kmart will be a breeze. So next time you’re out shopping for gardening supplies or having a prescription filled, swing by the service counter and cross that bill payment off your to-do list!