If you’ve financed your insurance premium through Capital Premium Financing you have multiple options for making your monthly payments conveniently and on time. Capital Premium offers flexible bill payment choices to fit your needs and preferences. In this comprehensive guide, we’ll look at everything you need to know about paying your bill with Capital Premium Financing.

Overview of Capital Premium Financing

First, some background on Capital Premium Financing. They are a company that finances insurance premiums and can finance both personal and business policy premiums.

Some key facts about Capital Premium Financing

• Provide financing for over 500 insurance companies
• Offer loans from no minimum up to $200,000
• Competitive interest rates
• Flexible loan terms
• Legacy of great customer service since 1961

So they aim to make the process of financing your insurance premiums smooth and hassle-free. Let’s look at how that extends to making your monthly payments as well.

Payment Options with Capital Premium Financing

Customers of Capital Premium Financing can choose from a number of ways to pay their bills:

• Online – You can make one-time or recurring payments through their online member portal. Accepts ACH payments (from a bank account) as well as major credit/debit cards.

• Phone: You can pay over the phone by calling their toll-free number at any time.

• Mail – Send checks or money orders via US mail to their payment processing center.

• Mobile App – Download their app to check your balance, make payments, set reminders and more.

• Text – Sign up to receive text alerts and reminders about your loan account.

• Auto Bill Pay – Schedule recurring automatic payments from your bank account each month.

So whether you prefer the convenience of paying online, the simplicity of mailing a check, or the automation of auto bill pay, Capital Premium has an option that will work for you.

Step-by-Step Guide to Paying Online

Paying online through their member portal is one of the most popular choices. Here are step-by-step instructions for making an online payment with Capital Premium Financing:

1. Go to www.capitalpremium.net and click on “Make a Payment” at the top of the page.

2. On the login page, enter your username and password for the member portal. If you don’t already have login credentials, you can register as a new user.

3. Once logged in, you will see your current account balance and payment due date. Click on “Make Payment”.

4. Enter the payment amount, then select whether you want to pay by credit/debit card or e-check (ACH from your bank account).

5. Provide the necessary account details for whichever payment method you selected.

6. Review the payment details, then click Submit to complete the transaction.

7. You will receive a confirmation page and email receipt documenting your payment.

It’s that quick and easy to pay online anytime through their secure member portal!

Tips for Avoiding Late Fees

To avoid getting hit with late fees or risk having your insurance policy cancelled, be sure to pay your bill on time every month. Here are some tips:

• As soon as you get your payment coupon, mark the due date on your calendar so you don’t forget.

• If mailing a check, allow 7-10 days for it to reach their processing center before the due date.

• Set up text and email reminders through the member portal to alert you when a payment is coming due.

• Enable auto bill pay or schedule recurring payments so you never miss a month.

• If running late, call Capital Premium to see if they can extend the grace period or waive the late fee.

Staying on top of your payment schedule and utilizing Capital Premium’s online tools can help you avoid costly late fees and cancellation of your policy.

Getting Help from Customer Service

If you ever have questions or issues regarding your Capital Premium Financing account or making payments, their customer service team is available to help:

• Phone – Call 800-767-0705 to speak with a representative. Customer service hours are Monday – Friday, 8 AM to 7 PM Central.

• Email – Send any inquiries or requests to [email protected].

• Mail – Write to them at P.O. Box 667180 Dallas, TX 75266-7180.

The Capital Premium Financing staff aims to provide responsive, personalized support. Do not hesitate to reach out by phone or email if you need anything regarding your account.

Why Choose Capital Premium Financing?

There are many good reasons to select Capital Premium Financing for your insurance premium financing needs:

• Multiple payment options – Flexible payment choices of online, phone, mail, mobile app, etc.

• No hidden fees – Upfront about any fees or charges associated with your loan.

• Financing for all insurance types – Get premium financing for auto, home, life, business insurance, and more.

• Loan amounts from no minimum up to over $200,000 – Can finance small, medium, and large premiums.

• Responsive customer service – Friendly and knowledgeable staff ready to assist.

For affordable financing rates along with convenient bill paying, Capital Premium Financing delivers exceptional service and solutions.

In Summary

Financing your insurance premiums with Capital Premium Financing gives you access to competitive rates coupled with flexible payment options. Whether you prefer the ease of paying online, mailing in a check, or setting up automatic payments, they offer choices to suit your needs. Avoid late fees by carefully monitoring due dates and taking advantage of text reminders and online account management. Capital Premium Financing’s long history of outstanding customer service ensures your questions and concerns are addressed promptly and knowledgeably. For a premium financing experience with payment convenience, Capital Premium Financing is an excellent choice.