Dealing with a denied insurance claim can be frustrating. But before giving up, filing an appeal is worth a shot. A well-written appeal letter has the potential to get your claim reviewed and approved. Crafting an effective insurance appeal letter may seem daunting at first. But following key steps can set you up for success. … Read more
Your health, dental, vision, and other insurance cards contain important information like your name, the types of coverage you have, and contact details for your insurance provider. One key piece of information printed on insurance cards is the policy number. This unique identifier plays an important role in helping insurance companies track your policy, process … Read more
Geico is one of the largest auto insurance providers in the United States. The company is known for its popular mascot, the gecko, and memorable advertising slogans like “15 minutes could save you 15% or more on car insurance.” While Geico offers competitive rates and extensive coverage options, one thing that sets them apart from … Read more
Understanding how coinsurance works with your health insurance deductible is key to estimating your potential out-of-pocket costs. Coinsurance is the percentage you pay for covered medical services after reaching your deductible. So what does 50% coinsurance after deductible mean for your specific health plan? Coinsurance Basics First, let’s review some key terms: Coinsurance – The … Read more
Physician assistants (PAs) have some key considerations when it comes to choosing between a preferred provider organization (PPO) and a health maintenance organization (HMO) for their health insurance. As medical professionals themselves, PAs need to weigh factors like provider networks, referrals, claim processing, and out-of-pocket costs. PPO vs HMO: Key Differences Here is a quick … Read more
Health savings accounts (HSAs) are a powerful savings tool and provide valuable tax benefits when paired with a high deductible health plan (HDHP). However, life circumstances may lead you to switch from an HDHP/HSA combo to a more traditional preferred provider organization (PPO) health plan. If this happens, you may be wondering – what happens … Read more
Many people nearing age 65 wonder if your Medicare account is the same thing as your Social Security account. The short answer is no – they are separate accounts. While Social Security and Medicare are closely related programs, they have distinct purposes, management and online accounts. This article will explain the key differences between your … Read more
Health insurance can be confusing, especially when you start looking at all the different plan types like HMOs and PPOs. Florida Blue offers both HMO and PPO plans to meet the diverse needs of Floridians. But what exactly is the difference between an HMO and a PPO plan from Florida Blue? In this comprehensive guide, … Read more
If you have a whole life insurance policy, you may have come across the term “endow at 100” and wondered what it means. Endowing at a certain age is a feature of some types of permanent life insurance policies. When you buy a whole life insurance policy, you are purchasing lifetime coverage. As long as … Read more
Dental implants can greatly improve seniors’ quality of life. However, the high cost often deters seniors from getting implants. This leads many to wonder – does Medicare pay for implants for seniors? Unfortunately, original Medicare does not cover routine dental care, including implants. However, seniors have options to get coverage for implants through Medicare Advantage … Read more