Secure Horizons and UnitedHealthcare have a connected history. Secure Horizons was originally founded as a division of UnitedHealthcare, offering Medicare Advantage plans, Medicare Supplement plans, and Medicare Part D plans. In recent years, UnitedHealthcare has been rebranding Secure Horizons plans under the UnitedHealthcare name. A Brief History of Secure Horizons Secure Horizons was founded in … Read more
Seeing a series of numbers like 100,000/300,000/100,000 on your auto insurance documents can be confusing. These numbers actually refer to your liability coverage limits – one of the most important parts of your car insurance policy. Understanding what those policy limits mean is key to ensuring you have adequate protection in the event of an … Read more
Having a record of your past insurance claims can be very useful when applying for or renewing an insurance policy. Insurance providers often take your claims history into account when deciding on policy terms and premium rates. In India, there are a few ways for policyholders to access their insurance claim history. Why Check Your … Read more
Insurance audits are a regular part of doing business for many companies. But how far back can an insurer legally audit your records? Here’s what you need to know about insurance audits, including how long records must be kept and maintained. What is an Insurance Audit? An insurance audit is a review of a policyholder’s … Read more
Saving enough for retirement is one of the most important financial goals for many people. With people living longer than ever, retirement can last 20 years or more. Having adequate savings in your 401k and other accounts is crucial to maintaining your standard of living in retirement without outliving your money. So how much should … Read more
Deciding whether to pursue a career selling property and casualty or life and health insurance is a big decision. Many prospective insurance agents wonder which license exam is more difficult and which career path offers the best opportunities. This comprehensive guide examines the key differences between property/casualty and life/health licenses to help you determine the … Read more
Using someone else’s medical insurance may seem like an easy way to get healthcare coverage, but it is actually illegal and can have serious consequences. This article will explain why you should never use another person’s insurance, the penalties you may face, and legal options to get your own affordable healthcare coverage. Why You Should … Read more
Health Savings Accounts (HSAs) are a powerful savings tool that allow you to set aside pre-tax or tax-deductible funds for medical expenses. Many HSA providers issue a debit card that offers convenient access to your HSA balance. A common question is whether this HSA debit card can be used at ATMs. The short answer is … Read more
Accepting a higher deductible on your insurance policy is one of the most effective ways to reduce your premium costs. But what exactly is a deductible, and how much can you save by raising it? This article will explain everything you need to know about insurance deductibles, including how they work, what factors determine the … Read more
You may be wondering if you can legally use another person’s address instead of your own when getting car insurance. The answer is no – using someone else’s address for your auto insurance policy is considered fraud. This article explains why people try using another address, the penalties if caught, and how insurers detect fraudulent … Read more