A Complete Guide to Community Wide Online Bill Pay

It’s important to pay your bills on time every month to keep your credit score high and avoid late fees. Community Wide Federal Credit Union lets its members securely handle their payments through an easy-to-use online bill pay system. This complete guide will show you how to make payments and sign up for Community Wide’s online bill pay. You can use your computer or phone to schedule and make payments.

Overview of Community Wide Credit Union

Community Wide Federal Credit Union is a full-service credit union based in South Bend, Indiana serving members across northern Indiana and southwest Michigan. They offer a variety of accounts and services including

• Checking and savings accounts
• Certificates
• IRAs
• Auto, mortgage, and personal loans
• Credit cards
• Online and mobile banking

Community Wide is federally insured by the NCUA and has been serving members since 1954 When you join the credit union, you can take advantage of all their products and services

Benefits of Paying Bills Online

Community Wide’s online bill pay system provides these key advantages:

• Convenience – Pay bills 24/7 from anywhere using a computer or mobile device.

• Reminders – Optional email reminders on when bills are due.

• Payment tracking – View full payment history and confirm bills were paid.

• Account management – Update personal info, check balances, transfer funds.

• Security – Encrypted connections and no liability for fraud.

• Organization – Schedule future and recurring payments in one place.

With online bill pay, you can simplify payment management and ensure bills are always paid on time.

How to Enroll in Online Bill Pay

Signing up for Community Wide’s online bill pay only takes a few minutes:

1. Login to your Community Wide online banking account.

2. From the menu, select “Bill Pay” and choose “Enroll Now”.

3. Read and accept the terms and conditions.

4. Verify your personal information.

5. Create a bill pay password.

6. Accept the disclosures.

7. Start adding payees to begin paying bills!

Once enrolled, you can immediately begin using online bill pay by setting up payees and scheduling payments.

Making Online Bill Payments

Here is the process for paying bills through Community Wide’s online bill pay system:

1. Login to your account and access the bill pay section.

2. Click “Make a Payment” and select the payee.

3. Enter the payment amount and date.

4. Pick which account to withdraw funds from.

5. Review and submit the payment.

6. The bill will be paid on the date selected using electronic transfers or mailed checks.

You will receive a confirmation number and can view past statements showing your payment history. Payments made before 2 PM ET on business days go out same day.

Helpful Payment Tips

Follow these tips when using Community Wide’s online bill pay:

• Schedule recurring payments for bills due each month.

• Allow 5-7 business days when paying by mailed check.

• Pay at least 3 days before the actual due date in case of delays.

• Set up email reminders to avoid late fees.

• Notify Community Wide if changing bank accounts to avoid missed payments.

• Check for available funds before payments are withdrawn.

• Review payment history to confirm bills were paid on time.

Automatic Payments

For the most convenience, set up automatic bill payments through Community Wide’s online system:

1. Login and access the bill pay section.

2. Click on “Auto Pay” to view your enrolled bills.

3. Check the box next to bills you want paid automatically.

4. Pick the payment date for each bill.

5. Agree to the terms and conditions and submit.

The system will now automatically pay those bills for you on the specified date each month or cycle. Be sure your linked account has enough funds on those dates to avoid insufficient funds fees.

Mobile Bill Pay Access

Community Wide offers a mobile app for iOS and Android so you can manage payments on the go. You can:

• Check account balances
• View payment history
• Schedule one-time or recurring payments
• Receive bill reminders
• Pay bills by snapping a photo of the invoice
• And more!

Mobile bill pay gives you the power to stay on top of your bills anywhere.

Frequently Asked Questions

Here are some common questions about Community Wide’s online bill pay:

What are the system requirements?

You need a computer or mobile device with internet access. The latest browsers are recommended for the best experience.

Is there a fee to use bill pay?

No, Community Wide does not charge a fee for online bill payments.

When will a scheduled payment be withdrawn?

Funds are deducted from your account on the business day the bill is scheduled to be paid.

Can I cancel a pending payment?

Yes, as long as the payment has not begun processing yet, you can cancel scheduled payments.

How do I get bill pay support?

You can call Community Wide at 574-239-2700 for any bill pay questions.

Secure Online Bill Management