Paying your monthly electric bill to Farmers Electric Cooperative doesn’t have to be a hassle Farmers EC offers their members a variety of convenient payment options to choose from In this article, I’ll go over the different ways you can pay your Farmers EC bill, including online, over the phone, in person, and automatic payments.
Pay Online with SmartHub
The easiest way for Farmers EC members to pay their bill is through SmartHub, the online account management system. With SmartHub, you can monitor your energy usage, track your payment history, set up automatic payments, and more
To start using SmartHub, go to https://farmerselectric. coop/smarthub/ and either sign in to an existing account or use your Farmers EC account number to create a new SmartHub account.
When you log in to SmartHub, you can see your bill, check your account balance, and pay your bill. All major credit cards, debit cards, and electronic checks can be used to pay your bill. When you pay with SmartHub, the money goes straight into your account within one business day.
SmartHub is my favorite way to pay my bill because it’s quick, safe, and I don’t have to mail a check every month. SmartHub lets me set up recurring automatic payments, so my bill is always paid on time, even if I forget. The mobile app also makes it easy to pay on the go.
Pay Online Without Registration
If you want to make a quick online payment without signing up for SmartHub, Farmers EC offers a payment-only option called Pay Now. Just go to https://farmerselectric.coop/smarthub/ and click on the Pay Now button.
You’ll need your Farmers EC account number and last name or business name. Pay Now allows you to pay by credit card, debit card, or electronic check without having to register for an account. However, you won’t be able to view usage data or manage notifications through Pay Now.
Pay by Phone
Farmers EC offers a toll-free automated phone payment system that’s available 24/7. Just call 1-877-495-6841 and follow the prompts to make a payment by credit card or electronic check over the phone.
Paying by phone is quick and convenient. It’s also the fastest way to restore service if your power has been disconnected for non-payment. As soon as Farmers EC processes your phone payment, your service can be reconnected.
Pay by Mail
If you prefer to pay your bill by mail, you can send a check or money order to:
Farmers Electric Cooperative
P.O. Box 5800
Greenville, TX 75403
Just make sure to allow enough time for your payment to reach Farmers EC by the due date on your bill. I recommend mailing your payment at least 5-7 days before the due date.
Pay in Person
You can drop off a payment in person at any of Farmers EC’s three office locations. Each office has a drive-through window with a drop box where you can leave a check or money order. The office staff can also process payments by credit card or cash at the counter.
Here are the addresses for Farmers EC’s office locations:
- Greenville Office: 2000 IH-30 East, Greenville, TX 75402
- Sulphur Springs Office: 301 North Hillcrest, Sulphur Springs, TX 75482
- Wylie Office: 108 West Marble, Wylie, TX 75098
Pay at an Authorized Payment Location
For added convenience, Farmers EC has partnered with MoneyGram Express Pay, Fidelity Express, and Western Union to accept bill payments. You can pay your Farmers EC bill at one of thousands of participating retailers including Walmart, CVS, H-E-B, Kroger, and more.
To pay at a MoneyGram location, fill out an ExpressPayment form with your account details. At Fidelity Express, the clerk will scan your bill stub. For Western Union, provide your account number and payment amount.
Payments made through these services before 2pm on a business day are credited to your Farmers EC account the same day.
Enroll in Auto Pay
One of the easiest ways to avoid late payments is to enroll in Farmers EC’s automatic payment program, Auto Pay. This free service automatically deducts your monthly bill amount from your checking or savings account around the due date.
To sign up, complete and submit the Auto Pay application form found at https://farmerselectric.coop/payment-methods/. You’ll need to include a voided check. Once enrolled, you’ll still receive a monthly statement for your records but you don’t have to worry about making manual payments.
You can also set up automatic recurring credit card payments through SmartHub. Just log into your account and enter your card details under “My Profile”.
Take Advantage of Payment Assistance Programs
If you’re experiencing financial hardship and are struggling to pay your Farmers EC bill, payment assistance may be available. Farmers EC partners with local charities and agencies that provide bill payment assistance to those in need.
To find out if you qualify, contact Farmers EC before your termination notice due date. You can also reach out directly to assistance organizations like the Salvation Army, Community Services of Northeast Texas, and others. They can help you apply for grants or arrange payment plans.
Avoid Fees with On-Time Payment
To avoid getting hit with late fees or reconnection charges, be sure to pay your Farmers EC bill by the due date. If you’re running behind, contact them right away to ask about a payment extension or alternate payment arrangements.
Farmers EC offers flexible ways to pay your electric bill. Pay online 24/7 through SmartHub, over the phone, by mail, in person or at authorized pay stations. Sign up for automatic payments to stay on track. And assistance programs are available if you’re facing financial challenges. Choose the payment method that works best for you.
Credit Card or Electronic Check (E-check)
If you want to pay with a credit/debit card or e-payment from your bank (checking or savings account), please contact Farmers Electric at 870-523-3691 to utilize this payment service.
No more buying stamps or late payments! Sign up for bank draft to have your bill drafted out of your checking account each month. Your account will be charged on the due date listed on your bill. To sign up for bank draft, call the cooperative office at 870-523-3691 or 800-834-9055 for more details.
Our levelized billing plan attempts to level your monthly payments each billing period based on a rolling 12-month average which, under normal circumstances, should change your bill only a few dollars each month. Levelized billing is great for those on fixed incomes that don’t want to endure the ups and downs of seasonal electric bills. Please call the cooperative office at 870-523-3691 or 800-834-9055 for details on signing up for levelized billing.
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