Having access to clean, reliable drinking water is a necessity. As a customer of Garrard County Water Association in Kentucky, paying your water bill on time each month is important. Garrard County Water offers several payment options to make it quick and easy to pay your water bill when it’s due.
In this guide, we’ll outline the various ways Garrard County Water customers can pay their bills, including online, by phone, in person, and by mail. We’ll also provide tips for avoiding late fees and keeping your account in good standing.
Overview of Garrard County Water Bill Payment
Garrard County Water Association provides water service to residents and businesses in Garrard County, Kentucky The utility mails monthly water bills to customers that must be paid by the due date.
As a customer you have multiple options to pay your Garrard County Water bill
- Online using credit/debit card or e-check
- By phone with credit card or e-check
- In person at the Garrard County Water office
- By mail via check or money order
- Bank draft for automatic payments
Garrard County Water also offers paperless billing and reminder notices to make managing your account more convenient.
When Are Water Bills Due?
Garrard County Water bills for water service each month. The due date for payment is indicated on your monthly bill.
If the due date falls on a weekend or holiday, payments are due the next business day. Late fees apply to payments received after the due date.
Ideally, you should pay your water bill as soon as you receive it to avoid any late fees. It’s also important to pay by the due date to keep your water service active.
Consequences of Not Paying on Time
If you don’t pay your Garrard County Water bill by the due date, here are some potential consequences:
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Late Fees – A penalty of 10% of your balance will be added if not paid on time.
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Disconnection – Accounts more than 10 days late may have water service disconnected.
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Reconnection Fee – A $60 reconnection fee applies if service is disconnected for nonpayment.
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Collections – Unpaid accounts over 60 days past due may be sent to a third-party collection agency.
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Credit Damage – Not paying bills can negatively impact your credit score.
Avoid these outcomes by paying your water bill in full no later than the due date printed on your monthly statement.
Paying Your Water Bill Online
The fastest and most convenient way to pay your Garrard County Water bill is online through their website. Here’s how it works:
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Go to www.garrardwater.com
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Click on “Pay Online”
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Enter your 10-digit account number
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Select payment amount
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Provide credit/debit card or checking account information
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A $2.75 convenience fee applies to online payments
Payments submitted before 4:00 PM on business days will process immediately. Payments can be made up to the due date to avoid late fees.
Paying by Phone
In addition to online payments, Garrard County Water customers can pay by calling Payment Service Network at 877-220-7824.
To pay by phone:
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Call 877-220-7824
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Select option for Garrard County Water
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Enter your 10-digit account number
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Choose payment method and amount
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A $2.75 fee will be charged per transaction
Phone payments can be made with Visa, Mastercard, or Discover credit/debit cards. Same day processing is available for calls made before 4:00 PM on business days.
Paying In Person
For those who prefer to pay their bills in person, you can stop by the Garrard County Water office at:
315 Lexington Road
Lancaster, KY 40444
In-person payments can be made Monday through Friday from 8:00 AM to 4:30 PM. Cash, check, money order or credit/debit cards are accepted.
After business hours, a secure drop box is available to leave check or money order payments.
Paying by Mail
Mail your Garrard County Water bill payment to:
Garrard County Water
PO Box 670
Lancaster, KY 40444
Be sure to allow 3-5 business days for mailed payments to be received and processed to avoid late fees. Include your payment stub or write your 10-digit account number on checks for proper crediting.
Bank Draft for Automatic Payments
For hassle-free bill payment, sign up for monthly bank drafts from Garrard County Water. This automatically pays your water bill from your checking or savings account on the 10th of each month.
To enroll in bank drafts:
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Download the authorization form from garrardwater.com
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Complete the form with your account and bank details
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Mail the completed form to the address on the website
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Deductions will begin on the 10th of the following month
You’ll continue to receive a monthly bill for your records. Bank drafts prevent forgotten payments and late fees!
Avoid Late Fees with Reminders
Garrard County Water provides both email and phone reminders to alert you when your bill is due soon. This helps avoid forgetting a payment before the due date.
Make sure your contact information is up to date with Garrard County Water to receive these bill reminders. Late fees can add up quickly, so take advantage of the courtesy reminders.
Keep Your Account in Good Standing
Paying your Garrard County Water bill fully and on time prevents penalties, disruption to your water service, and damage to your credit score.
Set bill reminders, use automatic payments, and choose a convenient payment option like online or phone payments to stay current on your account. Keeping your account active and in good standing is essential as a Garrard County Water customer.
Do you have any other tips for paying water bills on time? Share your best practices in the comments below!
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FAQ
How do I make a payment on ESW?