How Do I Pay My Regions Credit Card Bill? A Quick Guide

It’s important to pay your Regions credit card bill on time every month. Not making payments on time can hurt your credit score and cause you to pay late fees or higher interest rates.

Luckily, Regions offers many convenient ways to pay your credit card bill. This article will walk through the various options so you can choose the best payment method for your needs.

Overview of Regions Credit Card Payment Options

Regions provides multiple ways to pay your credit card bill:

• Regions Online Banking
• Regions mobile app
• At a Regions branch
• By phone
• Through regular mail

You can make one-time payments or set up recurring automatic payments. Review each option below to determine the easiest method for you.

Pay Your Regions Credit Card Bill Online

The quickest way to pay is through Regions Online Banking or the Regions mobile app Here’s how it works

Regions Online Banking

1. Log into your account at regions.com.

2. Under “Transfers,” choose “Internal Transfer.”

3. Select your credit card account as the recipient.

4. Enter the payment amount and process the transfer.

Regions Mobile App

1. Open the Regions app and log in.

2. Tap on your credit card account.

3. Choose “Transfer Funds” to make a payment.

4. Enter the amount and submit the transfer.

Online payments post instantly, so you don’t have to worry about mailing a check on time.

Paying at a Regions Branch

All Regions branches accept credit card payments. Simply visit a branch and provide:

• Your account number
• Payment amount
• Payment method (cash, check, etc.)

The teller will process your payment and provide a receipt. Payments made at a branch before the daily cutoff time will credit to your account that day.

Paying Your Regions Credit Card Bill by Phone

To pay by phone, call 1-800-253-2265 anytime 24/7. Provide your account information and payment details. You can pay with a checking/savings account or another credit card.

After the automated system processes your payment, you’ll receive a confirmation number. Payments made before 9 pm CT will post the same day.

Setting Up Automatic Payments

For hands-free credit card payments, enroll in Regions autopay through Online Banking. Choose the amount and payment date each month. The funds will automatically transfer from your Regions deposit account to your credit card on the scheduled date.

With autopay, you don’t have to remember to log in and pay your bill. Your payment will always process on time, helping you avoid late fees.

Paying by Mail

To pay your credit card bill by check through the mail:

1. Make the check payable to Regions Bank Credit Cards

2. Write your full account number on the check

3. Include payment stub if available

4. Mail to: Regions Credit Cards
   P.O. Box 2153
   Birmingham, AL 35287-2503

Allow 7-10 days for mailed payments to process. Pay early to avoid issues with post office delivery times.

Confirm Your Regions Credit Card Payment Posted

After paying your bill, log into Online Banking or the mobile app to verify the payment amount posted to your account. This ensures there are no issues or delays.

You can also check your balance by calling 1-800-253-2265. The automated system will provide your current balance and payment information.

Avoid Late Fees and Penalties

Regions charges late fees up to $39 if your minimum payment is not received by the due date. Paying late can also cause penalty APRs above 29.99%.

Set payment reminders and enroll in autopay to avoid any late fees or interest spikes. A good practice is paying your bill as soon as you receive your statement to stay ahead.

Get Regions Credit Card Payment Help

If you need assistance with your credit card payment options, the Regions customer support team is available 24/7 at 1-800-253-2265.

They can answer any questions about online payments, autopay enrollment, payment posting times, or other billing issues. Don’t hesitate to call for help.

Choose the Best Payment Method for You

Paying your Regions credit card bill is quick and easy through online banking, mobile app, phone, branch or mail. Select the most convenient way for you to pay on time each month. Sign up for automatic payments to make sure your payment is never late.