How to Make a Marshalls TJ Maxx Credit Card Payment

Paying your Marshalls TJ Maxx credit card bill is easy and convenient with several payment options available. Whether you prefer paying online, over the phone, or by mail, this guide will walk you through how to make a payment on your TJX Rewards® Credit Card from Synchrony Bank

Overview of the Marshalls TJ Maxx Credit Card

Synchrony Bank gives out the TJX Rewards® Credit Card, which is the store credit card for HomeGoods, Sierra Trading Post, Marshalls, and TJ Maxx. You can get 5% cash back at TJX stores and 1% cash back everywhere else with this card. There are no annual fees.

If you get this credit card, you will get a statement every month that tells you your balance, the minimum payment due, when the payment is due, and other information. To avoid late fees and interest charges, it’s important to make at least the minimum payment by the due date.

Of course, paying your balance in full each month is ideal to avoid paying interest. The standard APR for purchases on this card is 26.74% as of February 2023.

Below are the main ways cardholders can make a payment on their Marshalls TJ Maxx credit card bill

Pay Online

The easiest and fastest way to pay your TJX Rewards credit card bill is online. Simply follow these steps:

1. Go to www.mysynchrony.com and click on “Make a Payment”

2. Log in to your account by entering your User ID and password

3. Select your TJX Rewards Credit Card account

4. Enter the payment amount and payment date

5. Enter your bank account information for where the payment will come from

6. Review payment details and submit

Once submitted, your payment will typically process in 1-2 business days. You can schedule payments up to 12 months in advance if you want to set up recurring payments.

Paying online provides instant payment confirmation and gives you peace of mind knowing your payment was received. You can also view your payment history and set up alerts.

Pay by Phone

If you prefer speaking to someone directly, you can make a payment on your Marshalls TJ Maxx credit card by calling Synchrony Bank at (800) 952-6133. This toll-free number is available 24/7.

To make a payment over the phone, you will need to provide:

• Your account number
• Payment amount
• Debit/credit card details

Let the agent know you want to make a payment on your TJX Rewards Credit Card. They will walk you through the automated system to submit the payment.

Payments made by phone typically process in 1 business day. This is a convenient option if you are on the go or don’t have internet access.

Pay by Mail

Sending a check or money order by mail is another way to pay your TJX Rewards credit card bill.

To pay by mail:

1. Make check or money order payable to TJX Rewards Credit Card

2. Include your account number on the check

3. Mail payment to:

   TJX Rewards Credit Card
   PO Box 530948
   Atlanta, GA 30353-0948

Be sure to mail your payment at least 7-10 days before the due date to ensure it arrives on time. Payments made by mail take longer to process than online or phone payments.

Automatic Payments

For hassle-free payments, consider setting up automatic payments through Synchrony Bank. This securely links your TJX Rewards credit card to your checking account.

Your payment amount will automatically be deducted each month on your payment due date. You can choose to pay the minimum, a fixed amount, or full balance each month.

To enroll in automatic payments:

1. Login to your account at www.mysynchrony.com

2. Under “Account Services”, click on Automatic Payment Program

3. Choose your payment option and follow prompts

Automatic payments give you peace of mind your bill will be paid on time. You can cancel or change the amount at any time.

Can I Pay My Credit Card at Marshalls or TJ Maxx?

Unlike regular store purchases, you cannot pay your TJX Rewards Credit Card bill at a Marshalls, TJ Maxx, HomeGoods or Sierra Trading Post store. In-store payments are only for items you are purchasing in that visit.

Credit card payments must be made separately through one of the above online, phone, or mail methods. The physical store locations do not accept credit card payments.

What Happens If I Miss My Payment Due Date?

It’s important to pay your credit card bill on time each month. If you miss your due date, late fees and penalty APRs may apply:

• Late Fee – Up to $40
• Penalty APR – 29.99% on existing balances

The penalty APR will be effective for at least 6 months if you miss a payment. Try to avoid this by paying on time, even if it’s just the minimum payment.

You can also call Synchrony Bank as soon as possible if you think you may miss a payment and see if they can waive the late fees.

Can I Pay with a different Credit Card?

No, you cannot use a different credit card to pay your TJX Rewards Credit Card bill. The payment must come from your own bank account, whether through online payments, phone payments, mail, or automatic payments.

You can use a debit card associated with your checking account when paying online or over the phone. But credit cards issued by other banks cannot be used to pay your TJX credit card bill.

Other Payment Tips

• Check your balance and due date often by logging into your account to avoid missed payments
• Set payment reminders and alerts
• Pay more than the minimum when possible to reduce interest charges
• Contact Synchrony Bank if you need to discuss payment assistance options

Keeping up with credit card payments is an important part of financial responsibility. Marshalls TJ Maxx cardholders have flexible options to pay their bill online, by phone, mail or automatic payments. Try to pay on time each month and in full if possible to get the most value from your TJX Rewards Credit Card. Reach out to Synchrony Bank if you ever have questions about making a payment.