Purchasing new furniture from Ashley Furniture can be exciting. However that new sofa set also comes with a monthly bill. If you financed your Ashley furniture with their credit card here is a step-by-step guide to paying your Ashley bill conveniently and on time each month.
Overview of Ashley Credit Cards
Ashley Furniture offers two main credit cards to finance purchases in their stores
-
Ashley Advantage Card – Provides special financing offers, rewards, and other benefits for Ashley cardholders. No annual fee.
-
The Ashley HomeStore Card is a simple credit card with low APRs that can be used to pay for Ashley purchases. No annual fee.
Synchrony Bank issues both cards, and they can only be used to pay for things at Ashley Furniture stores, online, or over the phone.
Payment Options for Ashley Credit Card Bills
When your new statement arrives in the mail or online, you have several options to pay your Ashley Furniture credit card bill:
- Pay online through the Synchrony financial online portal or mobile app
- Pay by phone by calling Synchrony financial services at 1-866-396-8254
- Pay by mail by sending a check or money order to the payment address listed on your statement
- Pay in person at an Ashley Furniture store location
- Set up autopay from your bank account so payments are made automatically each month
Steps to Pay Your Ashley Bill Online
Usually, the fastest and easiest way to pay your credit card bill is to do it online through Synchrony Bank. Here are the steps:
-
Click on “Log In” and enter your user ID and password.
-
Select your Ashley Furniture credit card account.
-
Choose “Make a Payment.”
-
Enter the payment amount and select a payment method such as bank account, credit/debit card, or PayPal.
-
Review payment details and submit the payment.
-
Print or save the confirmation page for your records.
Tips for Paying Your Ashley Credit Card Bill
Follow these tips when managing payments for your Ashley Furniture credit card:
-
Pay at least the minimum due each month to avoid late fees and interest charges.
-
Pay more than the minimum when possible to pay off your balance faster and save on interest fees.
-
Avoid missing payments as this can hurt your credit score and interest rates.
-
Set payment reminders in your calendar so your bill isn’t late if you forget.
-
Log in to your Synchrony account regularly to monitor balances and activity.
-
Contact Synchrony customer service if you need to update payment or contact information.
-
Sign up for autopay or paperless billing to simplify payments each month.
Benefits of Paying Your Ashley Card on Time
When you pay your Ashley credit card bill on time and in full each month, you can enjoy benefits like:
- Avoiding late fees, penalties, and interest charges
- Establishing positive payment history to build your credit score
- Maintaining access to future promotional financing offers from Ashley
- Keeping your Ashley credit card open and available for purchases
- Saving money on interest fees so more of your payment goes to paying off your principal balance
What to Do if You Can’t Pay on Time
If an unexpected expense makes paying your minimum payment difficult that month, contact Synchrony Bank customer service immediately to discuss your options, such as:
- Requesting a one-time late fee waiver if you have a good payment history
- Setting up a payment plan or partial payment plan
- Adjusting your next statement’s due date if available
- Applying for financial hardship assistance programs
Avoid further late fees and credit damage by proactively communicating with Synchrony Financial about your situation.
Alternative Ways to Pay If Your Card Is Maxed Out
If your Ashley Furniture card is maxed out, look into these alternative payment methods so you can pay off your account and avoid having purchases declined:
- Use a different credit card with available credit to pay your Ashley balance
- Link a bank account to make payments directly from your checking or savings
- Apply for a debt consolidation loan with lower interest rate to pay off the card
- Request a credit limit increase on your Ashley card from Synchrony Bank
- Pay down other debts to free up money to pay off your Ashley balance
Closing Thoughts on Paying Ashley Credit Card Bills
Financing your dream furniture with an Ashley Furniture credit card makes decorating your home more affordable. But don’t let that flexible financing distract you from making on-time payments each month. Mark your bill dates on your calendar, set payment reminders, and enroll in autopay to prevent missed payments. Your credit score and access to future promotional financing will benefit from staying on top of your Ashley Furniture credit card account.
Pay your bills without the hassles of writing checks and buying stamps Bill Pay set-up is easy. Take control over when your bills are paid.
No more checks to write, envelopes to find, or stamps to buy. Set up your bill amount, and we’ll pay it. Initial set-up is quick and easy.
View your payment history, and help stay in control by knowing who’s getting paid and by when. If you want, we’ll send you an email confirmation of your payments.
Esta página solo está disponible en inglés
Selecione Cancele para permanecer en esta página o Continúe para ver nuestra página principal en español.
