Paying your ICICI Bank credit card bill online is easy and convenient. With multiple online payment options available you can pay your credit card bill from anywhere at any time. This comprehensive guide will walk you through the different ways to pay your ICICI Bank credit card bill online.
Overview of Online Payment Options for ICICI Credit Card
ICICI Bank offers various online payment modes to its credit card customers including:
- Internet Banking
- Scan to Pay using UPI Apps
- ICICI iMobile Pay App
- ATMs
- Click to Pay Option
Let’s look at each of these online payment methods in detail:
1. Internet Banking
If you have an ICICI Bank account, you can easily pay your credit card bill via Internet Banking Just log in to ICICI Bank Internet Banking and navigate to the ‘Payments’ section Select your credit card, enter the amount and make the payment.
The money will be instantly debited from your ICICI Bank account and credited towards your credit card bill. This facility can also be used to pay your credit card dues a few days before the payment due date.
2. Scan to Pay using UPI Apps
ICICI Bank offers a QR code based payment facility to settle your credit card bills instantly. You can use any UPI app like BHIM, Google Pay, PhonePe etc. to scan the QR code and make instant payment.
To use this facility, you first need to enter your credit card details on the Scan to Pay page on ICICI Bank website. This will generate a unique QR code for your credit card. Open your UPI app, click on QR code scan option and scan this code. Enter the bill amount and make payment from your linked bank account.
3. ICICI iMobile Pay App
If you have the ICICI iMobile Pay app, you can easily pay your ICICI Bank credit card bill through the app itself. Just login to the app, go to ‘Payment’ section and select your credit card. Confirm the outstanding amount and make payment using bank account linked with iMobile Pay.
Even non-ICICI customers can use this app to pay ICICI credit card bills. Just link your bank account through UPI to the app and make seamless card payments.
4. ATMs
ICICI Bank credit card payments can also be made across any ICICI Bank ATM in the country. To pay your bill at an ATM, insert your debit card, enter PIN, go to ‘Bill Payments’ section and select ‘Credit Card Payment’. Now enter your credit card number, outstanding amount and confirm payment. The amount will be deducted from your linked bank account.
5. Click to Pay Option
For non-ICICI customers, the Click to Pay feature on ICICI Bank website provides a convenient way to pay credit card bills online. You can use internet banking credentials of any bank that supports IMPS/NEFT transactions.
On the payments page, select your bank name from the list. Enter ICICI Bank credit card number, outstanding amount and confirm payment. You will be redirected to your bank’s netbanking page to complete the transaction.
This facility ensures quick settlement of your credit card dues and receipt of payment confirmation via SMS/email.
Step-by-Step Guide to Pay ICICI Credit Card Bill Online
Now let’s go through the detailed steps to pay your ICICI credit card bill online using the different payment modes:
I. Pay Using ICICI Bank Internet Banking
Follow these steps to pay your credit card bill via Internet Banking:
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Visit www.icicibank.com and click on ‘Login’ option.
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Enter your Username and Password for Internet Banking access.
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From the account dashboard, go to ‘Payments’ section and click on ‘Credit Card’ tab.
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Select the ICICI Credit Card you want to make payment for.
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An outstanding summary will be displayed. Verify billing amount and due date.
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Enter the amount you wish to pay – minimum due or total outstanding.
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Click on ‘Confirm’ to proceed.
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An OTP will be sent to your registered mobile number. Enter the OTP and click Submit.
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Successful payment confirmation message will be displayed.
II. Pay Using Scan to Pay QR Code
Follow these simple steps to use Scan to Pay for credit card bill payment:
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Visit: https://www.icicibank.com/personal-banking/cards/credit-card/payment/scan-to-pay
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Click on ‘Proceed’ and enter your Credit Card number.
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Carefully verify the card details displayed.
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Enter the payment amount and click ‘Generate QR Code’.
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Open your UPI app like BHIM, Google Pay etc. on your smartphone.
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Click on ‘Scan QR Code’ option in the app.
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Scan the QR code displayed on ICICI Bank website.
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Enter your UPI PIN to confirm and make payment.
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Payment confirmation SMS will be received.
III. Pay Using ICICI iMobile Pay App
Below are the steps to pay your credit card bill via iMobile Pay app:
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Download and install the iMobile Pay app on your phone.
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Sign-up on the app using your mobile number and set MPIN.
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For ICICI customers – Link your ICICI Bank account
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For non-ICICI customers – Link bank account using UPI ID.
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Click on ‘Payment’ icon and select ‘Credit Card’ option.
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Choose ICICI Credit Card, verify outstanding amount and enter payment amount.
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Click ‘Pay Now’ and enter UPI PIN to authorize transaction.
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Successful payment notification will be displayed.
IV. Pay Your Credit Card Bill at ATM
Follow these simple steps to pay your credit card bill at ICICI Bank ATM:
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Insert your ICICI Bank debit card and enter your ATM PIN.
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Select ‘Bill Payments’ option from the main menu.
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Choose ‘Credit Card’ payment from the options.
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Enter your 16-digit ICICI Credit Card number.
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The outstanding amount will be displayed.
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Enter the amount you want to pay – Minimum Due or Total Amount.
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Confirm the details and complete payment through your bank account.
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Payment successful screen will be displayed with reference details.
V. Pay Using Click to Pay Facility
Non-ICICI customers can follow these steps to pay credit card bills using Click to Pay:
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Scroll down and click on ‘Proceed’ under ‘Credit Card Bill Payment’.
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Select your bank name from the dropdown menu.
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Enter 16-digit ICICI Credit Card number.
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Verify outstanding amount and enter payment amount.
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Click ‘Confirm’. You will be redirected to your bank’s netbanking page.
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Log in and authenticate the payment using OTP or credentials.
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Click ‘Confirm’ to complete payment.
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Payment confirmation SMS/email will be received from ICICI.
Common Queries on Paying Credit Card Bill Online
Below are some common queries related to paying ICICI credit card bills online:
Q: How to register ICICI credit card for online payment?
A: No separate registration is required. All ICICI credit cards are enabled for online payments using options like net banking, UPI, Click to Pay etc.
Q: Can I pay credit card bill immediately after purchase?
A: Yes, you can pay the bill immediately after transactions but it will get adjusted against outstanding amount in next billing cycle.
Q: What are the charges for paying credit card bills online?
A: There are no extra charges for paying your credit card bills through online modes like netbanking, UPI apps, Click to Pay etc.
Q: How much time does it take to reflect online credit card payment?
A: The payment gets credited to your ICICI credit card account within 2-3 working days.
Q: What if I enter wrong card details while paying bill online?
A: The payment will get rejected immediately if incorrect credit card number is entered. You will have to re-initiate the payment with right card details.
Q: Can I pay credit card bill of any bank using ICICI facilities?
A: No, ICICI Bank’s payment channels can only be used make payments towards ICICI credit cards. For other banks, you may use NEFT/RTGS.
How to make ICICI credit card payment?
You can simply make ICICI credit card bill payment on Paytm by following these simple steps- 1. Go to ICICI Bank credit card payment page on Paytm 2. Enter your Credit Card Number 3. Click on Proceed to check your bill amount 4. Select the payment mode of your preference, i.e, Debit Card, Credit Card, Net Banking and UPI (UPI is only available on Paytm App) 5. Complete the payment and you are done with it
Flexible Payment Methods for SBI Credit Card Payment
Paytm allows you to make SBI credit card bill payment through multiple flexible payment options and thus, you can pay your SBI credit card bill with a Debit Card, Credit Card, Net Banking and UPI (UPI is only available on Paytm App)
How To Pay ICICI Credit Card Bill Online iMobile Pay | icici Credit Card Bill Payment Online 2024
How to pay credit card bills online?
Through the Internet Banking portal This method of payment is perfect for people who have availed a Credit Card from a bank in which they already have an account. For instance, if you possess an ICICI Bank Credit Card and an ICICI Bank Account, you can pay your Credit Card bills right from the ICICI Bank Internet Banking portal.
How a payment is credited in a credit card account?
Post successful payment, note down the transaction ID for future reference The payment shall be credited in the Credit Card Account through the Unified Payment Interface (UPI) channel, irrespective of the mode of payment selected by the user, such as ICICI Bank Internet Banking, Debit Card, UPI, etc.
How can I pay my bills in just a click?
Now with the below features, we will help you pay bills in just a click! Instant registration of a biller: Enter your Consumer ID and simply fetch your bill. Get notified on Bill Generation: You will receive communication, every month, as soon as your bill is generated.
Should you pay your credit card bills on time?
Credit Cards make payments a whole lot easier. You can buy now and pay later at your convenience. However, failing to pay your Credit Card bills on time can lead to heavy penalties and interest on the outstanding amount. So, it is of utmost importance to clear all your dues before the due date.