How to Pay Your Furniture Row Bill Through HSBC Bank: A Step-by-Step Guide

If you financed your Furniture Row purchase using their credit card, you can easily manage payments through your HSBC account. Furniture Row previously offered credit cards through HSBC before transitioning to Synchrony Bank in 2018. If you still have an active HSBC card, here is how to pay your bill and access your Furniture Row account.

Why Pay Through HSBC?

HSBC Furniture Row cardholders have these benefits

• Existing account – Keep using your current HSBC credit card without having to reapply.

• Online access – Manage your account and make payments through HSBC’s online portal,

• Low rates – Older HSBC accounts may have lower APRs than newer Synchrony cards.

• Flexible terms – Term lengths up to 60 months for large purchases

• Rewards – Earn points redeemable for statement credits and gift cards.

As long as your HSBC account is open, you can continue to use it to pay off your Furniture Row balance over time.

Steps to Pay Your Furniture Row Bill Through HSBC

Paying your bill through HSBC is quick and easy:

• Go to www.hsbc.com and log into online banking or your HSBC credit card account.

• If prompted, enter your card number, expiration date, and security code.

• From the account summary page, locate your Furniture Row credit card balance.

• Select “Make a Payment” and choose the amount to pay.

• Enter your payment information such as bank account or other credit card details.

• Review payment details and submit.

• Your Furniture Row balance will decrease immediately based on the payment.

HSBC offers 24/7 account access online and through its mobile app. Schedule one-time or recurring payments to pay your bill on time each month.

Available Payment Methods with HSBC

HSBC allows various payment methods:

• Direct bank account debit – Securely link your checking or savings account.

• Different credit/debit card – Use a Visa, Mastercard, American Express or Discover card.

• HSBC credit card check – Mail a free check generated from your HSBC account.

• Cash payment – Visit an HSBC branch to pay with cash at a teller.

• Wire transfer – Electronically transfer funds from an external bank account.

Choose the option that’s most convenient based on your needs and existing accounts. HSBC also offers paperless e-bills and email notifications when your statement is ready.

Avoiding Late Fees and Penalties

To avoid extra fees, be sure to pay your Furniture Row credit card balance on time each month:

• Mark your payment due date on your calendar so you don’t forget.

• Set up automatic payments for the minimum or full amount due.

• Sign up for balance alerts to monitor your account regularly.

• Pay more than the minimum when possible to pay off your balance faster.

• Contact HSBC immediately if you can’t make a payment and need to adjust your due date.

You have a 25-day grace period from the closing date on your statement to make an on-time payment. Even a single late payment can result in fees and a higher interest rate, so diligently pay by the deadline.

Steps for Creating an Online HSBC Account

If you don’t already have online banking through HSBC, follow these instructions:

• Gather your HSBC Furniture Row credit card number, expiration date, and zip code.

• Go to www.hsbc.com and click “Log On” at the top right.

• Select “Enroll Now” under the “New Users” section.

• Enter your card details and click “Continue”.

• Fill in your personal info such as Social Security Number and date of birth.

• Create a unique username and password.

• Agree to the account terms and conditions.

• Set up security questions and verify your email address.

Once enrolled, you’ll have full access to your Furniture Row credit card account balance, statements, payments, and account settings.

Managing Your Furniture Row Credit Through HSBC

Here are some additional tips for managing your account:

• Update your contact info like phone number and address if they change.

• Set up paperless statements to access your bills digitally.

• Check your rewards points balance and redemption options.

• Request a credit limit increase after making regular on-time payments.

• Sign up for HSBC account alerts via email or text.

• Use HSBC’s mobile app to access your account anywhere.

Take advantage of all the account features HSBC offers. Their online portal and great customer service make it simple to stay on top of your Furniture Row payments.

Transitioning Your Furniture Row Credit to Synchrony

If you prefer to have just one account, you can apply to transfer your remaining HSBC balance to a new Synchrony Furniture Row card. Here’s how it works:

• Apply for a Synchrony credit card through Furniture Row’s website.

• Get approved based on your credit qualifications. This won’t require a hard credit check.

• Accept the online offer to transfer your HSBC balance to your new Synchrony account.

• HSBC will pay off and close your old account and the balance will be moved to Synchrony.

Before starting the transfer, compare the APR and term length. Transferring the balance doesn’t reset the original promotion term. Carefully review the offer details first.

Pay Furniture Row Bills Seamlessly Through HSBC

Whether you applied in-store or online, paying your Furniture Row credit card bill through HSBC is quick and straightforward. HSBC’s digital tools help you securely manage payments, monitor your spending, earn rewards on purchases, and access customer service when needed.

Any active HSBC account linked to Furniture Row can continue to be used for monthly payments. Log into your HSBC account online or via mobile app to view your balance and due date. Schedule one-time or automatic payments by the deadline each billing cycle.

With multiple ways to pay, 24/7 account access, and payment reminders, HSBC makes it stress-free and convenient to pay off your Furniture Row purchase over time. Pay on time and in full each month to avoid interest charges or late fees. If your financial situation changes, contact HSBC right away for flexible options to help you meet your payment obligations.

So keep using your HSBC credit card to easily manage your existing Furniture Row account. HSBC’s digital tools and great customer service allow you to pay your bill seamlessly online, over the phone, or in branch.