Buying a new car is always an exciting experience. However, sorting through financing options can quickly dampen your enthusiasm. That’s why Infiniti Financial Services aims to make financing your new Infiniti vehicle simple and straightforward. As the dedicated financial services arm of Infiniti, they understand both the Infiniti brand and what car buyers need when arranging financing.
In this article we’ll walk through everything you need to know about Infiniti Financial Services and financing your new Infiniti vehicle purchase. We’ll cover topics like
- An overview of Infiniti Financial Services
- Types of financing offered
- Applying for Infiniti financing
- Understanding your monthly Infiniti payments
- Additional Infiniti finance benefits
What is Infiniti Financial Services?
Infiniti Financial Services provides financing solutions and services to Infiniti owners across the United States. As the captive finance company for Nissan North America they have extensive experience in vehicle financing specifically for the Infiniti brand.
Whether you’re looking to finance a new or pre-owned Infiniti car or SUV, Infiniti Financial Services likely has a financing option to meet your needs and budget. They offer competitive interest rates to make owning an Infiniti more accessible.
Infiniti Financing Options Overview
Infiniti Financial Services provides the following main financing options for your new Infiniti vehicle purchase
Infiniti Standard Loan: This option allows you to finance your Infiniti over 12 to 72 months. It offers flexible terms and competitive interest rates. Infiniti Standard Loans require a 10% to 30% down payment.
Infiniti Signature Loan: This is an alternative loan program with flexible terms up to 75 months long. It requires less money down than a Standard Loan — sometimes $0 down. Signature Loans have slightly higher interest rates.
Infiniti Lease: Leasing an Infiniti involves lower monthly payments than financing but does not build equity. Lease terms are typically 36 to 48 months long. At lease-end, you simply return the car unless you decide to buy it.
When arranging Infiniti financing, a representative will help determine the best loan or lease option based on factors like your budget, expected mileage, length of ownership and more.
Applying for Infiniti Car Financing
The process of applying for Infiniti financing through Infiniti Financial Services is straightforward. You can submit a financing application online, over the phone or at your Infiniti retailer.
Online: Begin the financing process from home by filling out the online credit application. You’ll need personal details like your Social Security Number and income information.
Phone: Call 1-800-627-4437 to speak with a knowledgeable Infiniti financing specialist who can take your application over the phone.
At the Dealership: When you visit your local Infiniti retailer, you can easily apply for financing in person. An on-site finance manager can guide you through the options.
In most cases, you’ll receive a financing decision within minutes, thanks to Infiniti Financial Services’ efficient automated application process. If approved, all that’s left is to review and sign your finance agreement and drive home your new Infiniti!
What Goes Into Your Infiniti Monthly Payments?
Your monthly payments primarily depend on four factors:
Loan Amount: How much you finance impacts monthly payments. Putting more money down reduces the amount you finance.
Interest Rate: Infiniti Financial Services offers competitive interest rates based on your creditworthiness. Better credit means better rates.
Loan Term Length: You can choose loan terms from 12 months to 6 years long. The longer the term, the lower the payment.
Additional Fees: State fees and optional protection plans impact monthly costs if included in your loan amount.
Infiniti Financial Services provides payment estimators on their website to help you forecast potential monthly costs. And your Infiniti financing specialist can break down precisely what goes into your payment during the application process.
Extra Benefits of Infiniti Finance
On top of easy financing for your new Infiniti, arranging your loan through Infiniti Financial Services comes with a few extra perks, including:
Infiniti Loyalty Rewards: If you’re already financing an Infiniti through Infiniti Financial Services, you can qualify for loyalty cash incentives towards your next Infiniti purchase. That saves you money off the starting price.
Future Loaner Vehicle Access: By financing your Infiniti, you can take advantage of the Infiniti Service Loaner Vehicle program. That grants easy access to complimentary Infiniti loaner vehicles when bringing your car in for service.
Online Account Management: Manage your Infiniti Financial Services account fully online. You can make one-time additional payments, check balances, update account details and more via your online account portal.
Find the Right Infiniti Payment for Your Budget
Finding the perfect new Infiniti car or SUV is all about locating the one that checks all your feature boxes. Infiniti Financial Services helps make finding the right monthly payment just as easy.
With their simple application process, clear breakdown of monthly payment factors and complimentary loyalty perks, Infiniti aims to simplify financing. That way, you can focus on picking out the right color for your new Infiniti ride.
Use their online payment estimator tool as a starting point for forecasting costs. And don’t hesitate to reach out to a knowledgeable Infiniti financing specialist who can find the right finance program for your budget.
How do I Manage my Infiniti financial services account?
Account management is simple with INFINITI Financial Services. Visit our website or download the app to maximize your account options, including setting up recurring or one-time payments, going paperless, and accessing helpful videos and services. Registering on the Online Account Manager is simple.
Why should you choose Infiniti financial services for your lease-end options?
When it’s time to begin considering your lease-end options, INFINITI Financial Services will ensure a pleasant experience each mile of the way. The INFINITI customer experience extends beyond the driver’s seat with INFINITI Premium Care: our integrated routine vehicle maintenance plan for model year 2023 and 2024 INFINITI vehicles.
How do I finance an Infiniti?
Although you can finance an Infiniti through the dealership itself, you may want to explore secured car loans from banks, credit unions and online lenders first. These tend to offer more competitive rates, though they’re not the fastest options out there — it takes time to prequalify with a few lenders and compare offers available.
What options are available through Infiniti financial services?
Here are your two options available through Infiniti Financial Services: Financing through Infiniti Financial Services.