Simplify Your Life with Langley Federal Credit Union Bill Pay

Paying bills can be a tedious and time-consuming task. Between finding stamps, writing checks and managing due dates it’s easy to get overwhelmed. Fortunately, Langley Federal Credit Union offers an easy solution – online bill pay. With Langley’s bill pay service, you can set up automatic and recurring payments, view payment history, and receive bill reminders – all from your desktop or mobile device. In this article, we’ll explore the features and benefits of using Langley Federal Credit Union’s bill pay system.

Overview of Langley Federal Credit Union

Langley Federal Credit Union (Langley FCU) is a not-for-profit financial cooperative serving more than 260000 members across Virginia Maryland, and nationwide. Established in 1936, Langley has grown to be one of the largest and most trusted credit unions. They offer a full range of financial products and services, including checking and savings accounts, auto loans, mortgages, credit cards, insurance, and investments.

Langley Federal Credit Union aims to help members achieve their financial goals with excellent rates, minimal fees, and the latest digital conveniences like online and mobile banking. Their online bill pay system is just one of the ways Langley leverages technology to simplify finances for members.

Accessing Langley Federal Credit Union Bill Pay

To start using Langley FCU’s bill pay, you first need to enroll in online or mobile banking. You can register for online banking at https://digitalbanking.langleyfcu.org/login.

Once logged into your account, click on the “Pay My Bills” tab to access the bill pay dashboard. Here you can view pending payments, payment history, add or edit payees, and schedule one-time or recurring payments.

The bill pay service is also available through Langley’s mobile banking app for Android and iOS. The app offers the same features and convenience of paying bills from your smartphone or tablet.

Pay Anyone in the U.S.

With Langley Federal Credit Union bill pay, you can pay virtually any company, service provider, or individual in the United States. Some of the common payees include:

• Utilities – electricity, gas, water, cable, internet
• Insurance – auto, health, home, life
• Mortgage and loans
• Credit cards
• Phone and cell phone bills
• Government fees and taxes
• Doctors and healthcare providers
• Childcare, home services, subscriptions
• Friends, family, or anyone with a U.S. mailing address

Langley offers two payment methods – electronic and check. Electronic payments are faster, usually posting to the payee’s account within 3-4 business days. Check payments take 5-7 days but are useful when the payee doesn’t accept electronic payments.

Scheduling One-Time and Recurring Payments

The flexibility of Langley’s bill pay system allows you to make one-time payments as well as set up recurring payments.

To schedule a one-time payment:

• Select the payee from your list
• Enter the payment amount and process date
• Choose delivery speed – standard or rush
• Verify payment details and submit

Setting up a recurring payment takes just a few extra clicks:

• Select the payee and enter first payment amount
• Choose frequency – weekly, bi-weekly, monthly etc.
• Set start and end date for recurring payments
• Verify details and submit

Recurring payments eliminate the need to manually schedule repetitive bills every month. Just set it up once and let bill pay automatically send the payments on the schedule you specify.

Make Same-Day Rush Payments

While standard electronic payments take 3-4 days, Langley offers same-day rush delivery for an extra fee. If you need to make an urgent payment that the payee needs to receive right away, the rush payment feature gets it there by the next business day.

The fees for same-day rush payment depend on the amount:

• $10 for payments $0 – $500
• $25 for payments $500.01 – $5,000
• $40 for payments over $5,000

Just choose the “Deliver payment faster” option when scheduling a payment and it will be expedited for delivery by the next business day, excluding holidays and weekends.

Receive eBills and Reminders

Managing due dates can be tricky when you receive paper statements in the mail. Langley Federal Credit Union bill pay lets you reduce clutter and stay organized with free eBills and payment reminders.

When setting up a payee, select the option to receive bills electronically. New eBills will be delivered directly to your bill pay account. You can view, download, or print current and past eBills from one convenient place.

You can also opt to receive bill reminders via email or text message 3-10 days before a bill is due. Reminders include the payee name, due date, and amount due so you can review the payment details. Bill reminders help avoid late fees so you never miss another payment.

Pay Bills Using Various Funding Sources

With Langley Federal Credit Union bill pay, you can pay your bills from multiple accounts:

• Checking account – Pay bills directly from your Langley checking account. Payments are debited automatically when processed.

• Credit card – Use your Langley credit card to pay bills and earn rewards. The payment amount is charged to your card when the bill is processed.

• Line of credit – Attach a line of credit as a funding source. Payments are advanced from your available credit line.

• Multiple accounts – Split payments between checking, credit card, and line of credit. Useful for large bills.

Choose the account(s) that work best for your financial situation. The flexible funding options make bill management easier.

Control When Payments are Sent

Worried about paying bills too far in advance? With Langley Federal Credit Union bill pay, you decide the send date for each payment. Payments won’t be debited from your account until the date you specify.

For recurring payments, pick a send date that aligns with when you receive income. Set the payment to go out right after your paycheck or Social Security deposit hits your account.

The ability to choose payment send dates helps you avoid overdrafts and gives you more control over cash flow management.

Organize Payees and View Payment History

Staying on top of past payments is easy with Langley Federal Credit Union bill pay. The system stores payment history for the last 18 months, accessible right from your bill pay dashboard.

View details of past payments including:

• Payee name
• Send date
• Delivery date
• Payment amount
• Funding account
• Payment status

You can also organize payees into customized groups or nicknames like “utilities”, “subscriptions”, or “Joe’s Auto Loan” to keep things tidy.

Access Bill Pay on Your Smartphone

Life moves fast, so Langley Federal Credit Union made sure bill pay keeps pace. With the Langley mobile app, you can pay bills from anywhere in just a few taps.

Key features of mobile bill pay:

• Pay bills using your device camera or by entering payment details manually
• Manage payees – add, edit or delete
• View pending payments and payment history
• Receive bill reminders and security alerts
• Use Touch ID or Face ID for quick and secure access

No need to wait until you’re in front of a computer. Pay bills on the go with Langley’s mobile app.

Let Bill Pay Remove One Worry From Your Life

Between work, family, and other obligations, it’s hard to stay on top of bill management. Langley Federal Credit Union bill pay removes the hassle so you can focus on the important things.

Automate recurring payments, receive eBills and reminders, pay quickly from your phone, and track payment history – all through a seamless, user-friendly system. Less stress and more simplicity with Langley Federal Credit Union bill pay.