How to Easily Pay Your Lord & Taylor Credit Card Bill Online

The Lord & Taylor credit card provides great financing and rewards for avid shoppers But those benefits come with the responsibility of paying your bill on time each month Avoid late fees and credit damage by learning how to quickly pay your Lord & Taylor credit card bill through multiple convenient methods,

Online Account Access

The fastest way to pay your Lord & Taylor credit card bill is through online account access

• Go to the Lord & Taylor Card website and log in.

• Click on “Make a Payment” under the “Account Services” menu.

• Select your payment amount and add bank or card details.

• Review and submit the payment.

Your online account shows your current balance, due date, available credit and more. Log in anytime to make a payment in just minutes.

Pay Online Without Logging In

If you don’t want to create an online account, Lord & Taylor allows bill payment on Capital One’s website without logging in:

• Go to Capital One’s payment site.

• Select “Credit Card” as the account type.

• Enter your Lord & Taylor card number, expiry date and billing zip code.

• Click “Next” and complete payment details on the following page.

This guest checkout method is handy if you just need to make a one-time payment without account creation.

Pay Lord & Taylor Bill Through Mobile App

In addition to the website, Lord & Taylor offers a mobile app so you can pay anytime, anywhere:

• Download the Capital One mobile app for your device.

• Log into the app using your Lord & Taylor card credentials.

• Find and tap the “Make a payment” button.

• Enter your payment info and submit.

The app makes bill payment easy even when you’re on the go and away from your computer.

Pay by Phone

To speak with a customer service rep, you can pay your Lord & Taylor bill conveniently by phone:

• Call 1-800-955-5968, Lord & Taylor’s dedicated line for billing questions.

• When prompted by the automated system, say “Make a payment.”

• Have your card number ready to input along with the payment amount.

• Enter your debit or credit card details for the payment.

• Receive a confirmation number at the end of the call.

Being able to talk through the payment process gives some cardholders peace of mind. Know a specialist is there to help if any issues arise.

Pay by Mail

Sending a mailed check or money order is still an option for paying your Lord & Taylor credit card bill.

• Write your 16-digit card number clearly on the check or money order.

• Make it payable to Lord & Taylor.

• Mail to the payment address printed on your statement.

While slower than electronic payments, mailing in a paper check is still a viable method. Just give 7-10 days for postal delivery before your due date.

Set Up Auto Pay

For maximum convenience, enroll in auto pay through your online Lord & Taylor card account. Here’s how it works:

• Log into your account and go to “Account Services” and “Manage AutoPay.”

• Choose your payment date and linked bank account or card.

• Review and submit the auto pay enrollment form.

Once active, your bill will be paid automatically each month on the specified date. One less payment to think about!

Schedule Recurring Payments

If you don’t want full auto pay, you can set up recurring payments for fixed monthly amounts.

• Log into your account and go to “Account Services” then “Make a Payment.”

• Choose “Set up a recurring payment” and pick your payment details.

• Confirm the recurring schedule and payment method.

Recurring payments provide consistency without fully automated billing. You remain in control of the amount each month.

Avoid Late Fees with Email Reminders

Even without auto pay, Lord & Taylor provides email reminders before your bill is due to help you remember:

• Log into your account and go to “Account Services” then “Account Settings.”

• Opt into payment reminders to get an email shortly before your due date.

• You can select between 7, 10 and 14 day reminders based on your preference.

These automated emails prevent you from losing track of your bill payment. Stay timely each month.

What to Do If You Miss a Payment

If you do happen to pay late one month, contact Lord & Taylor immediately:

• Speak to a customer service agent online or by phone right away.

• Discuss your situation openly and arrange to make the late payment.

• Request a one-time waiver of the late fee as a courtesy.

• Set up auto pay or reminders to avoid missing future payments.

Being proactive shows good faith and helps minimize damage from a single late payment. Don’t let it spiral.

Payment Extensions and Assistance

If you face an unusual financial hardship and need help with your payment, Lord & Taylor may offer options like:

• Payment extensions – Extra time beyond the due date to make a payment without penalty.

• Payment plans – Arrange smaller incremental payments over a period of months.

Explain your situation fully to Lord & Taylor. They can work with customers facing temporary money issues. Don’t let a bill go unpaid if help is available.

In Summary…

• Pay your Lord & Taylor credit card bill fully and on time each month.

• Online account access allows quick payments day or night.

• Use the Capital One mobile app to pay on the go.

• Call 1-800-955-5968 to pay over the phone.

• Set up automatic payments or reminders to stay on track.

• Contact Lord & Taylor promptly if you happen to pay late.

• Assistance programs exist to help during financial struggles.

Take advantage of the many convenient payment options for your Lord & Taylor credit card. Maintaining your account diligently lets you keep enjoying the card’s perks and benefits over the long-term.