Juggling utility bills each month amidst your busy schedule can be a real hassle. Searching for paper statements finding stamps mailing payments – who has time for all that in today’s fast-paced world?
Thankfully, with Mishawaka Utilities, you can simplify bill pay and cross one tedious task off your to-do list. Mishawaka Utilities offers convenient online and mobile options to pay your bill quickly, easily, and on your schedule.
Read on for a complete guide to modernizing payment and embracing the ease of Mishawaka Utilities online bill pay
Benefits of Paying Your Bill Online
Heading online to pay your Mishawaka Utilities bill provides many advantages:
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It’s fast – Just log in, submit payment, and you’re done in minutes!
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Pay anytime – Access your account 24/7 and pay bills on your schedule.
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Avoid late fees – Online payments process instantly, so you won’t miss the due date.
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Stay organized – Payment history is stored securely in your online account.
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Go paperless – Reduce clutter and access statements digitally.
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Auto-pay – Set up recurring payments for autopilot bill management.
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More options – Choose credit/debit cards, bank account, Apple Pay, Google Pay, and more.
With so much convenience, it’s no wonder managing bills online is the way to go. Let’s look at how simple it is to pay your Mishawaka Utilities bill digitally.
Getting Started With Mishawaka Utilities Online Bill Pay
Mishawaka Utilities partners with InvoiceCloud to offer user-friendly online and mobile bill pay. With InvoiceCloud, you can:
- View statements
- Check your balance
- Make one-time payments
- Set up autopay
- Go paperless
- Manage account details
- Receive bill reminders
- And more!
Ready to get started? Here’s how to pay your bill through InvoiceCloud:
Step 1: Create an Account
Go to mishawaka.in.gov and click “Pay My Utility Bill”. Select “Register” and enter your account number, email, password and other details to create your InvoiceCloud account.
Step 2: Locate Your Bill
Once registered, you’ll be directed to your personalized InvoiceCloud dashboard. Here you can view your current Mishawaka Utilities balance due.
Step 3: Make a One-Time Payment
To pay your bill, select your total due and click “Pay Now”. Choose your payment amount, method, details, and submit. Your payment will instantly process.
Step 4: Or, Set Up AutoPay
For hands-off bill management, you can establish automatic recurring payments:
- Hover over your name and choose “My Profile”
- Select “Manage AutoPay”
- Pick frequency and payment method
- Submit and you’re done!
Your bill will now be paid automatically each month. Easy!
Go Paperless While You’re At It!
You can also go green by enrolling in paperless billing:
- Go to “My Profile”
- Select “Paperless Settings”
- Choose paperless options
- Click “Save”
And just like that, no more paper clutter! InvoiceCloud makes managing your Mishawaka Utilities account a breeze.
Other Quick Bill Payment Options
In addition to online bill pay, Mishawaka Utilities offers other fast payment methods:
Pay by Phone
Call 866-288-0515 to speak with a customer service agent and make a payment by credit/debit card or bank account.
Pay by Mail
Mail a check or money order to:
Mishawaka Utilities
P.O. Box 363
Mishawaka, IN 46546
Be sure to include your payment stub and allow 7-10 days for delivery before your due date.
Pay In Person
Visit the Mishawaka Utilities office at 126 N Church St to drop off payment by cash, check, money order or debit/credit card.
While handy, these options don’t beat the ease and convenience of online bill payment.
Avoid Late Fees With On-Time Payment
To avoid late fees, be sure to pay your Mishawaka Utilities bill by the due date printed on your statement. With online bill pay, on-time payment is easier than ever. Here are some tips:
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For online payments, schedule 5 days before your due date to allow for processing time.
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If paying by mail, send at least 7-10 days early.
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Pay a few days ahead if paying in person or by phone.
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Set up reminders through InvoiceCloud so you never forget.
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Mark your due date on your calendar so it doesn’t sneak up on you.
With proper planning, you can ensure your payment reaches Mishawaka Utilities by the due date and dodge any costly late charges. Online bill pay simplifies the process.
Payment Assistance If You Need It
During difficult financial times, paying utility bills can become a struggle for some customers. If you find yourself unable to pay your Mishawaka Utilities bill, don’t wait – take action right away.
Payment Arrangements
You can set up a payment plan with Mishawaka Utilities to break up your balance into smaller, more manageable payments over time. This prevents large outstanding balances from accumulating.
Energy Assistance Programs
Mishawaka Utilities partners with assistance agencies to offer programs that provide bill payment aid, utility credits, and weatherization services to qualified applicants.
Don’t hesitate to call 574-258-1619 if you require help with your bill at any time. Being proactive is key.
Mishawaka Utilities aims to simplify bill payment through fast, user-friendly online options. Save yourself time and headaches – sign up for InvoiceCloud and say goodbye to paper bills and snail mail. With just a few clicks, you’ll join the world of easy, modern utility bill management. You’ll be asking yourself why you didn’t do it sooner!
Pay Your Utility Bill
Your bill will always show the current amount due and any balance brought forward from last month if you were late. You must pay the current amount due by the due date or the larger amount shown if paid after the due date.
Other payment options:
- Pay at our office (cash, check or money order)
- 24 hours a day you can use our courtesy kiosk, night deposit box, (just feet away after parking on Main Street and using the ramp or stairs) just outside of the office which is located at 107 North Main St., Mishawaka, IN 46544. You can either drop off your check or use the kiosk, secure night deposit box to make a payment by cash or check of credit or debit card. There is a fee if you use the kiosk to pay by e-check or by card.
- Send payment by mail (check or money order)
- Automatic payments from your bank account (EZ Pay)
- To update your banking and bill information or stop EZ Pay, fill out this form.
- Online payments via InvoiceCloud – e-check, Visa, Mastercard or Discover accepted with service fee.
- Online bill pay through your bank (usually a free service)
- Call our toll-free number (866) 288-0515 for use of e-check, Visa, Mastercard or Discover, which are accepted with service fee. Please note: The use of the Interactive Voice Response System (IVR) toll-free number also incurs a separate service fee of $5.70 charged by the IVR system.
You will receive your MU bill monthly and have at least 10 days to review it before payment is due. The due date shown on the top portion of your bill will be the date your payment will be due every month. Due dates are distributed according to the area of property being billed. Our Billing Cycle map shows exactly how these areas are broken down.
Each service will be identified. If your usage is estimated, that fact will be clearly shown.
- If you have electric service only, the bill will show your KWH (kilowatt hours) used.
- If you have water and/or wastewater services, your bill will also show the CF (cubic feet) of water used. One CF equals 7.48 gallons.
- The water charge is based on your water meter size (also shown on the bill) and your usage since the last billing period.
- Wastewater flows are not metered; charges are based on your water usage. Note that wastewater rates have special billing rules for summer.
- * We provide summer wastewater rates for residential customers with a single water meter. We average your water consumption for the months of January through April and use that average as the basis for your wastewater billing for the months of May through October.
Miscellaneous Fees & Charges
Our one-time turn-on charges are $20 for electric and $20 for water services. These non-refundable charges are for reading your meter and setting up your new account in our computer system. These charges are separate from any deposit requirements and will appear on your first bill.
Fire Protection Fee – Each water customer is charged a monthly fire protection fee, assessed by law to help pay for and maintain the fire hydrants attached to our city’s water system. The amount of this fee is determined by the size of your water meter.
Sewer Insurance – The $2.20 monthly sewer insurance fee appears as a surcharge for all single-family residential wastewater customers within the corporate limits of Mishawaka.
How to Pay Bills Online
How do I pay my Mishawaka utility bill?
Mishawaka Utilities will show the current amount due and any balance current on your bill every month. Customers can receive their bills either online or via mail and we provide several options for payment. Effective September 1, 2023, all credit and debit card payments will incur a 2.95% fee per transaction with a minimum fee of $2.75.
What does Mishawaka – utilities (in) do?
Mishawaka Utilities, a community utilities provider, delivers reliable, sustainable utility services including electricity, water, and sewer, meeting local residents’ and businesses’ needs. Common questions, curated and answered by doxo, about paying Mishawaka Utilities bills. How can I pay my City of Mishawaka – Utilities (IN) bill?
Who owns Mishawaka utilities?
Our business office, which houses our customer service and other support staff, serves all three divisions. Mishawaka Utilities is owned and operated by the City of Mishawaka for the sole purpose of providing quality electric, water and wastewater treatment services to residents and businesses in Mishawaka.
How do I create a Mishawaka utility account?
You can create a new account on the Mishawaka Utilities website. Once you create the account, you can setup payment with credit, debit, or direct deposit. Click here to create an account . Want to pay without an account? You can make a one-time payment without creating an account.