Paying your monthly mortgage bill is essential for maintaining your loan in good standing. Ocwen is one of the largest non-bank mortgage servicing companies in the U.S. If Ocwen services your mortgage, you have several ways to pay your bill conveniently each month. This comprehensive guide will walk through everything you need to know about paying your Ocwen mortgage bill.
Overview of Ocwen Bill Payment Options
Ocwen offers flexible payment options to fit your needs and preferences
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Online – Fast and secure through Ocwen’s website. Pay as a guest or log in to your account.
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Mobile app – Download the app to pay on-the-go from your smart device.
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By phone – Call Ocwen’s automated system anytime
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By mail – Send a check or money order using your payment coupon and envelope
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Western Union – Pay in person at thousands of locations.
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Auto pay – Set up recurring payments from your bank account.
When is My Ocwen Mortgage Bill Due?
Your specific Ocwen mortgage due date is shown on your monthly statement. It’s typically around the same date each month such as the 1st or 15th.
Grace Period: Payment must be received by Ocwen within 15 calendar days of your due date before late fees apply.
How to Pay Your Ocwen Mortgage Bill Online
Paying online through Ocwen’s website is fast, easy, and secure. There are two ways to pay online:
As a Guest
- Go to Ocwen’s make a payment page
- Enter your 10-digit Ocwen loan number and 4-digit PIN
- Select “Make Payment” and enter your payment amount
- Provide your payment details and submit
Through Your Online Account
- Log into your Ocwen loan account
- Locate your balance and select “Make Payment”
- Enter payment amount and submit your payment info
- Confirmation displays immediately
Online payments are processed instantly, keeping your account current.
Paying Your Ocwen Mortgage By Phone
Call Ocwen’s automated payment line at (800) 746-2936 to make a payment by phone. You’ll need your 10-digit loan number and 4-digit PIN. Follow the prompts to enter your payment info and amount using your banking account or debit/credit card.
Phone payments provide fast, convenient service 24/7. Fees may apply for credit card payments.
Paying Your Ocwen Mortgage Bill by Mail
To pay by mail, write your loan number on your check or money order payable to Ocwen Loan Servicing. Send it along with your payment coupon from your monthly statement using the provided return envelope.
Mail your payment 7-10 business days before your due date to ensure it’s received on time. Send to the address on your payment coupon.
Paying Your Ocwen Mortgage In Person
Ocwen offers in-person payments at thousands of Western Union locations across the U.S. Bring your latest Ocwen statement or know your loan number. Payments are credited same day.
Find Western Union locations near you on Ocwen’s website or their site locator. Cash payments have a fee.
Setting Up Auto Pay for Ocwen Mortgage
For maximum convenience, enroll in Auto Pay through your Ocwen online account. Automatic payments will be deducted from your bank account around your payment due date each month. You’ll avoid late fees but remain responsible for verifying the amount.
Log in to your Ocwen account and navigate to Auto Pay under Services. Enter your bank account information to sign up.
Avoiding Late Fees on Your Ocwen Mortgage
To avoid costly late fees on your Ocwen mortgage, be sure to:
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Pay online and use Auto Pay for on-time automated payments each month.
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If mailing payments, allow at least 7-10 days for delivery before your due date.
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Mark your calendar with your due date and set reminders.
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Notify Ocwen immediately if you’ll have difficulty making a payment on time and ask about assistance programs.
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Update your contact information if it changes so you continue receiving billing statements.
Ocwen Mortgage Payment Assistance Programs
If you’re struggling financially, Ocwen offers several hardship assistance programs you may qualify for:
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Repayment plan – Make additional payments over several months to become current
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Loan modification – Adjust your loan terms to make it more affordable
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Partial claim – Get an interest-free loan to reinstate your mortgage
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Forbearance – Temporarily reduced or suspended payments
Contact Ocwen right away if you’re at risk of missing payments to learn about available assistance options and avoid foreclosure.
Getting Ocwen Mortgage Account Balance and Payment Info
You can check your current balance or get details on payments made to your Ocwen mortgage account using:
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Your online account – Login to view account dashboard
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Ocwen mobile app – Download app and login to access account
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Automated phone system – Call Ocwen mortgage customer service
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Monthly paper statement – Balance prints on the first page
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Account history – Sign up to receive payment notifications
How to Update Payment Method for Ocwen Mortgage
If your payment information changes, like getting a new debit card or closing a bank account, update your details with Ocwen:
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Login to your Ocwen loan account online or via mobile app
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Under Services, select Update Payment Method
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Enter your new payment info and click Submit
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Confirm correct payment method displays on your account
Additional Ocwen Mortgage Account Management FAQs
What if my contact information changes?
- Inform Ocwen of any changes to your name, address, phone number or email so your account remains up to date.
How do I stop escrow payments?
- You can request to cancel escrow but must meet eligibility requirements. Contact Ocwen to learn more and start the process.
What if I’m selling my home or transferring mortgage companies?
- Notify Ocwen immediately so they can provide payoff information and facilitate the process.
How do I change my due date?
- Contact Ocwen customer service to submit a due date change request. Changes are limited to 1 per 12 months.
Get Ocwen Mortgage Account Help
Contact Ocwen mortgage customer service for any account or payment questions:
- By phone at (800) 746-2936
- Email at [email protected]
- Mail letters to Ocwen Loan Servicing
- In-person at local Ocwen offices
Their US-based agents can provide personalized assistance with anything related to your Ocwen mortgage account and payments.