How to Pay Your Old American County Mutual Insurance Bill

If you get into an accident, having auto insurance is a good way to protect your finances. If you have an Old American County Mutual policy, you need to make sure you pay your monthly premiums on time. You can easily pay your Old American County Mutual insurance bill online, over the phone, or in person. This article will show you how.

Overview of Old American County Mutual

Old American County Mutual is a Texas-based insurance company providing nonstandard auto policies since 1946 They have an “A” (Excellent) rating from A,M Best showcasing their strong financial position,

Some key facts about Old American County Mutual

• Specializes in high-risk auto insurance including SR-22 filings
• Uses a network of Managing General Agents (MGAs)
• Policyholders can make payments and access policy documents online
• 24/7 claims service available by phone or through mobile app
• Offers payment plans and discounts for safe driving records

Now let’s look at the various payment options available.

Paying Your Bill Online

The fastest and most convenient way to pay your Old American County Mutual insurance premium is online through your account dashboard.

To pay online

1. Go to www.countymutual.com and click on “Pay Bill” at the top right.

2. Enter your policy number and billing zip code.

3. Select “Pay Bill” for the policy you want to make a payment towards.

4. Choose whether to pay the minimum due or full balance.

5. Enter your credit/debit card or bank account information.

6. Review payment details and select “Pay” to complete the transaction.

Online payments are processed immediately and you’ll receive a confirmation email with your receipt. You can view payment history and download past receipts in your account as well.

Setting up recurring payments through the “Auto Pay” feature ensures your bill gets paid automatically each month.

Paying by Phone

If you prefer to speak with someone directly, you can pay your Old American County Mutual bill over the phone.

To pay by phone:

1. Call 1-866-233-7091. Say “Make a Payment” when prompted.

2. Provide your policy number and billing zip code to the representative.

3. Choose whether to pay minimum amount due or full balance.

4. Provide your credit/debit card details or bank account information.

5. Get a confirmation number at the end verifying the payment.

Phone payments process on the next business day. Be sure to write down the confirmation number in case you need to reference the transaction later.

Paying by Mail

Paying by mail is a fine option if you prefer to send a physical check or money order.

To pay by mail:

1. Make your check or money order payable to “Old American County Mutual.”

2. Write your policy number clearly on the payment.

3. Mail your payment to:

   Old American County Mutual
   PO Box 793747
   Dallas, TX 75379-3747

4. Allow 7-10 business days for mailed payments to process and avoid late fees.

Always send your payment at least one week before the due date listed on your bill statement to ensure it arrives on time.

Paying in Person

While Old American County Mutual doesn’t have local offices, you can make an in-person payment at one of thousands of authorized bill pay locations around the country. These third-party retail stores accept Old American County Mutual payments for a small service fee.

To find an authorized payment location:

1. Go to countymutual.com/contact-us.

2. Under “Payments” select “In-Person Payment Location” and enter your zip code.

3. Call ahead to the nearby store to confirm they accept Old American County Mutual payments.

4. Bring your billing statement or policy number to make the payment.

In-person payments may take 2-3 business days to apply to your account, so make sure to pay well before the due date.

Avoid Late Fees and Lapse in Coverage

It’s crucial to pay your Old American County Mutual premium on time each month. Payments are due by the date shown on your bill statement, usually around the 1st of the month.

If payment is received after the due date, you may be charged a late fee around $10-20. Plus if payment is 30+ days late, your policy can be cancelled for nonpayment. This leaves you without insurance coverage.

Set payment reminders and consider enrolling in auto-pay or recurring payments. This will help avoid expensive late fees and potential lapse in your important auto insurance coverage.

Get Payment Assistance if Needed

Facing financial hardship? Old American County Mutual offers payment assistance to qualifying policyholders.

Some relief options include:

• Payment extensions – Gives extra time to pay your bill that month

• Payment plans – Spreads out your balance over several smaller payments

• Billing adjustments – Changes your bill due date to better align with your pay schedule

Contact Old American County Mutual customer service at 1-866-233-7091 to discuss bill payment assistance options. Acting quickly can help avoid a policy cancellation or having to re-instate coverage.

Monitor Payment History and Balance

Finally, be sure to monitor your payment history and account balance online. Log into your Old American County Mutual account anytime to:

• View pending and processed payments

• See remaining balance and minimum due

• Download bill statements and payment receipts

• Update payment methods and auto-pay settings

• Enable text/email reminders for due dates and late notices

Staying on top of your account balance and payment details makes paying your bill stress-free each month.

In Summary

• Old American County Mutual offers convenient payment options online, by phone, mail or in person.

• Pay online through your account for instant processing and payment records.

• Sign up for auto-pay or recurring payments to ensure timely payment.

• Avoid late fees and potential policy cancellation by paying on time.

• Seek payment assistance if facing financial hardship or billing issues.

• Monitor your account balance and payment history regularly.

Paying your insurance bill doesn’t need to be a hassle. Follow this guide to manage your Old American County Mutual payments with ease. Reach out to their customer service team if any other questions come up.