Bankers Standard Insurance Company is indeed part of the Chubb Group of insurance companies. Headquartered in Philadelphia, Bankers Standard has been a Chubb subsidiary since 1998 and is licensed to provide property and casualty insurance across all 50 states and the District of Columbia. Overview of Bankers Standard Insurance Company Bankers Standard Insurance Company was … Read more

When you first enroll in Medicare, you’ll receive a red, white, and blue Medicare card in the mail. This card is your proof of Medicare coverage. It contains important information like your Medicare number and your coverage effective dates. A common question many Medicare beneficiaries have is whether their Medicare card ever expires. Do you … Read more

Medicare has different parts and options for coverage. Premium costs can vary based on the specific Medicare coverage you have. However, some people qualify to enroll in certain parts of Medicare without paying premiums. Understanding Medicare premium costs and eligibility for premium-free coverage can help you evaluate your options and budget for healthcare expenses in … Read more

Florida Blue and myBlue are both popular health insurance options in Florida, but they have some key differences in terms of plan types, provider networks, and costs. Understanding these differences can help you determine which type of plan may be a better fit for your needs and budget. Overview of Florida Blue and myBlue Florida … Read more

When running a business, risk management is crucial. One way companies manage risk is by purchasing insurance to transfer exposure to losses from certain events to an insurance company. However, not every potential risk a business faces is actually insurable. In this comprehensive guide, we’ll cover: The key characteristics of an insurable risk Types of … Read more

The rise of managed care in the U.S. healthcare system has transformed how physicians practice medicine. Managed care plans, which integrate healthcare financing and delivery to control costs, havebecome the dominant form of health insurance coverage over the past few decades. This rapid shift has had major implications for physicians’ clinical autonomy, patient relationships, workflow, … Read more

If you’ve shopped for insurance or filed a claim before, you’ve likely come across the term “insurance carrier.” But what exactly does it mean? What’s the difference between a carrier and other common insurance terms like provider, underwriter, or agent? This comprehensive guide will explain the meaning of insurance carrier and how carriers fit into … Read more

Dealing with home damage and insurance claims can be stressful enough without having to fight your mortgage company to access payouts. If your property suffers damage, your mortgage lender has an interest in ensuring repairs are completed. As a result, they may keep claim checks until the work is done. While this protects the mortgage … Read more

When shopping for dental insurance, you’ll notice plans are categorized as either “low” or “high” option. But what exactly does this mean and how does it impact your coverage and costs? Here’s an in-depth look at the key differences between low and high dental plans. Dental Plan Categories Dental plans offered through the Health Insurance … Read more

Reaching age 65 is a major milestone that opens up Medicare eligibility. So can you stay on your Covered California health plan after turning 65? In most cases, you will need to switch from Covered California to Medicare when you become eligible. However, there are some exceptions that may allow you to keep Covered California … Read more