If you’re a healthcare provider that bills insurance companies for services, you may have received a request to complete a W9 form. This is a common requirement from insurers, but one that often leaves medical practices wondering – why exactly does the insurance company need my W9? This article will explain what a W9 is, … Read more

If you receive Medicare benefits and suffer injuries in an accident caused by someone else, you may be able to pursue compensation through a personal injury claim or lawsuit. However, if Medicare covered treatment for your accident-related injuries, they may seek reimbursement from any settlement you receive. So how much can Medicare take? Below we’ll … Read more

Once you become eligible for Medicare at age 65, you have the option to enroll in or defer enrollment in Medicare Part B (medical insurance) and Part D (prescription drug coverage). However, you cannot pause your Part A coverage if you are receiving it premium-free. You’d have to completely drop Part A and Part B, … Read more

Apple Wallet allows you to digitally store things like credit cards, transit passes, event tickets, and more. This provides easy access to them on your iPhone versus carrying around physical cards and documents. A common question among Medicare recipients is – can you add your red, white, and blue Medicare insurance card to Apple Wallet? … Read more

Lloyd’s of London has played a major role in the history and development of the insurance industry. As one of the oldest insurance markets in the world, Lloyd’s pioneered many innovations in insuring risks that helped shape the coverages we have today. The Origins of Lloyd’s in Marine Insurance The origins of Lloyd’s date back … Read more

When applying for various types of insurance, you may wonder – do insurance companies ask for proof of your occupation? The answer is, it depends on the type of insurance and the specific provider. For certain policies like disability or business insurance, verification of your occupation is often required. For other policies like auto or … Read more

Arthritis is a term that describes over 100 medical conditions that affect the joints and surrounding tissues. It results in pain, swelling, and stiffness in the joints that can limit mobility and reduce quality of life. But what is the most common type of arthritis that affects people? Keep reading to learn more. Osteoarthritis is … Read more

Health Savings Accounts (HSAs) allow individuals enrolled in high-deductible health plans (HDHPs) to set aside pre-tax dollars to pay for qualified medical expenses. Many people contribute to HSAs in order to save money for health care costs in retirement. However, your eligibility to contribute to an HSA changes once you enroll in Medicare. This article … Read more

Paying your insurance premiums on time is crucial to keep your policy active and maintain coverage. Insurance companies provide policyholders several options when it comes to how and when you pay your premiums. Below are the main methods of payment for insurance premiums. Modes of Premium Payment The mode of payment refers to the frequency … Read more

If you’ve been injured in an accident that was caused by someone else’s negligence, one of the first steps in seeking compensation is to determine who was at fault. This establishes liability – meaning who is legally responsible for the accident and your resulting damages. When the at-fault party’s insurance company accepts liability, it can … Read more