Hitting a deer can be a scary and dangerous experience for any driver. These unpredictable animals can dart out in front of your vehicle unexpectedly, leaving you with little time to react. The resulting collision often causes extensive damage to your car. After such an incident, one of the first questions on your mind is … Read more

The policy number is one of the most important pieces of information on a Kaiser Permanente insurance card. This number uniquely identifies the member’s health plan coverage. Knowing how to find and use the policy number is critical for accessing care and managing healthcare benefits. What Exactly is a Policy Number? The policy number, also … Read more

When an insurance company decides not to renew your policy upon expiration, this is known as a non-renewal. Non-renewals are different than cancellations, which terminate coverage mid-policy. Fortunately, insurers typically cannot penalize you simply for having a non-renewed policy. However, your rates may still increase with another insurer if the non-renewal was due to high … Read more

You’ve likely had a friend or family member ask to borrow your car at some point. It’s a common favor among people who know and trust each other. But before handing over your keys, an important question arises: Will your car insurance cover the other driver if they aren’t listed on your policy? The answer … Read more

Having comprehensive auto insurance with full glass coverage means you have additional protection for your vehicle’s windows and windshield. This coverage pays to repair or replace damaged glass without you having to pay a deductible. Comprehensive insurance and full glass coverage provide important protection that can save you money if your car’s glass gets damaged. … Read more

When researching insurance options to protect your business or personal assets, you may come across terms like “third party liability” and “public liability” coverage. This raises the question – are these the same type of insurance or are there key differences? Understanding what each covers and when they overlap or diverge is important in assembling … Read more

HMO and PPO plans are common insurance options that feature networks of approved healthcare providers. But they differ significantly in how they operate and control costs. Here’s how to determine which type of medical coverage you have. What is an HMO Health Plan? HMO stands for health maintenance organization. This type of health insurance plan … Read more

Medicare and Medicaid are two major public health insurance programs in the United States that provide coverage for specific populations. But what percentage of Americans are actually enrolled in these programs? Let’s take a closer look at the latest statistics on Medicare and Medicaid enrollment. A Brief Overview of Medicare and Medicaid First, a quick … Read more

In the healthcare industry, the terms “payer” and “health plan” are often used interchangeably. However, there are some key differences between the two that are important to understand. This article will examine what payers and health plans are, how they differ, and why the distinction matters. What is a Healthcare Payer? A healthcare payer is … Read more

Medicare Advantage plans provide you with your Medicare Part A and Part B coverage, and often Part D prescription drug coverage as well. These plans are offered by private insurance companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare but you get your Part A, Part B, and usually … Read more