How to Pay Your Cabela’s Credit Card Bill

Cabela’s is a popular outdoor recreation retailer known for its vast selection of gear for hunting, fishing, camping, and other outdoor activities. The Cabela’s Club Visa card, issued by Capital One, is the official credit card of Cabela’s. It offers benefits and rewards for loyal Cabela’s shoppers.

If you have a Cabela’s credit card, it’s important to know how to pay your bill on time each month Failing to pay on time can negatively impact your credit score and lead to interest charges Here’s a step-by-step guide to paying your Cabela’s credit card bill through Capital One.

Overview of the Cabela’s Club Visa Card

The Cabela’s Club Visa is a private label credit card that can be used to make purchases directly from Cabela’s Key features include

• 5% Back in Cabela’s Bucks on Purchases: Cardholders earn redeemable rewards on all Cabela’s purchases.

• 0% Intro APR: 0% APR is offered on purchases and balance transfers for 6 months.

• No Annual Fee: There is no annual fee to hold the Cabela’s credit card.

• Special Financing Offers: Occasional promotional financing is offered for large Cabela’s purchases.

• Cabela’s Benefits: Cardholders get special offers and VIP access to sales events.

To be approved, you’ll need good to excellent credit (690+ credit score). The variable ongoing APR is 25.24%. Paying your bill on time is crucial to avoid deferred interest and maintain your score.

How to Pay Your Cabela’s Credit Card Bill

You have different options for paying your Cabela’s credit card bill. Here are the main methods:

Pay Online

The quickest way to pay your bill is online through Capital One’s website or mobile app.

1. Log into your Capital One account.

2. Select your Cabela’s credit card account.

3. Enter the payment amount and process date.

4. Submit the payment using your bank account or another card.

Funds will typically process within 1 business day and post to your account immediately. You’ll get confirmation that your payment went through.

Pay by Phone

You can also make a payment by calling Capital One’s automated phone system at 1-800-949-3444.

1. Enter your Cabela’s credit card number when prompted.

2. Select the “Make a Payment” option.

3. Follow the voice instructions to make your payment.

This is a quick option if you don’t have online access but payments may take 1 extra day to process.

Pay by Mail

Sending a physical check or money order is an option if you prefer to pay your bill via mail.

1. Make your check or money order payable to Capital One.

2. Write your full Cabela’s credit card account number on the payment.

3. Mail your payment to the address listed on your monthly statement.

Allow 5-7 business days for mailed payments to post to your account. This ensures it arrives before the due date.

Schedule Recurring Payments

For convenience, you can set up automatic payments to be drafted from your bank account each month.

Log into your Capital One account online or via the app and navigate to Payment Settings. Choose to make your payments automatic on a set date each month.

Tips for Paying Your Cabela’s Credit Card Bill

Follow these tips for seamlessly managing your Cabela’s credit card payments each month:

• Pay the full statement balance by the due date to avoid interest charges.

• Sign up for account alerts to be notified when your bill is ready and payment is due.

• Avoid late fees by scheduling payments to process 3-5 days before the due date.

• Log into your account regularly to review transactions and keep balances low.

• Set up autopay so payments are never missed. Just ensure funds are available by the draft date.

• Contact Capital One if you need to arrange alternative payment options due to financial hardship.

• Update your account information if your address, phone number, or bank account changes.

Staying on top of your monthly payments is key to building credit and reaping the ongoing rewards your Cabela’s Visa card has to offer.

Cabela’s Credit Card Login Issues

You may occasionally encounter login issues when trying to access your Cabela’s credit card account online. Here’s how to troubleshoot them:

Forgot Password

If you enter the wrong password, click “Forgot Password” to reset it. You’ll need to provide identifying information to verify your identity.

Account Locked

Too many failed login attempts will temporarily lock your account. Contact Capital One to unlock it. You may need to go through additional verification to regain access.

Invalid Username

Double check that you’re using the correct username format, which is typically your email address or an account number.

Verify Enrollment

If prompted to verify account enrollment, Capital One needs to authenticate your identity again. Follow the instructions to reactivate online access.

Site Down

Try clearing cookies, using a different browser, or waiting if the Capital One site seems to be temporarily down. Check for an outage notice.

Update Info

You may get blocked from your account if your personal or login information is outdated. Contact Capital One to provide current email, phone, address, etc.

Still Locked Out

If you remain unable to login after troubleshooting, call the number on the back of your Cabela’s card for help. Capital One can assist you further.

Managing Your Cabela’s Credit Card Account

In addition to making bill payments, it’s important to regularly manage your Cabela’s Visa. Log into your Capital One account online or via mobile to:

• Check your current balance and available credit.

• Review recent transactions and dispute errors.

• Redeem your accrued rewards and Cabela’s Bucks.

• Activate account alerts and notifications.

• Set up recurring or one-time autopayments.

• Change your payment due date if necessary.

• Increase your credit limit or request a lower APR.

• Add an authorized user like your spouse.

• Activate your new card when replacing an expired one.

• Review statements and billing inserts.

• Update your personal information if moved or changed jobs.

Actively monitoring your account ensures you maximize the benefits of being a Cabela’s credit cardholder while responsibly managing your spending and payments. Contact Capital One with any questions.

Closing Thoughts

Paying your Cabela’s credit card bill on time each month ensures you avoid unnecessary fees and interest charges. Capital One offers flexible options like online, phone, auto-pay, and standard mail. Log into your account regularly to review activity and redeem rewards. Manage your Cabela’s Club Visa responsibly to maintain good standing.