Pay Your DWP Bill With A Credit Card: Everything You Need To Know

Paying your utility bill can feel like a hassle sometimes. Writing and mailing a check or setting up an automatic bank draft may not be the most convenient options. What if you could simply swipe your credit card instead? If you’re a Los Angeles Department of Water and Power (DWP) customer, you’re in luck. The utility company now accepts credit cards as a payment option for your monthly DWP bill.

I’ll walk through everything you need to know about paying your DWP bill with a credit card. By the end, you’ll understand how it works, the benefits, and any potential drawbacks Let’s dive in!

DWP Accepts Visa and Mastercard For Bill Payments

In June 2014 the DWP announced that all 15 of its Customer Service Centers would begin accepting Visa and Mastercard credit cards for in-person bill payments. Prior to this, customers could only pay their utility bills by check money order, automatic bank draft, or by mailing in a payment. The credit card payment option provides another convenient choice for DWP customers.

According to a DWP news release, “Acceptance of Visa and MasterCard for in-person bill pay at regional CSCs is an additional convenience and another option among the many choices already available to customers.”

The credit card payment option is now available at all DWP Customer Service Centers across Los Angeles. Simply visit a center during business hours and present your credit card to the representative to pay your bill. Commercial and industrial customers can also take advantage of this payment method.

Pay Your DWP Bill Online With A Credit Card

In addition to in-person payments, the DWP also allows customers to pay their utility bill online using a credit card. You can make a one-time payment through your online DWP account. Just have your Visa or Mastercard ready to enter the information.

The DWP website states that you can “Log in to your LADWP online account to manually authorize one-time bill payments from your checking/savings account. Residential customers may also use a credit card (Visa or MasterCard) to pay their bills.”

To get started paying your bill online with a credit card, follow these steps:

1. Go to www.ladwp.com and log into your online account

2. Click on “Pay Bill”

3. Select the “Pay Now” option for a one-time payment

4. Enter your credit card number, expiration date, and CVV security code

5. Review the payment details and submit

6. Payment confirmation will display after submitting

It’s quick, easy, and convenient! The online payment option allows you to pay your bill anytime, day or night. As long as you have your credit card handy, you can log in and knock it out in just a few minutes.

Set Up Automatic Monthly Payments With A Credit Card

Tired of having to manually pay your DWP bill every month? You can enroll in automatic monthly payments directly from your credit card. This ensures your bill gets paid on time each month without any effort on your part.

To set up automatic credit card payments, follow these simple steps:

1. Log into your online DWP account

2. Click on the “Automatic Payment” tab

3. Select the option to pay by credit card

4. Enter your Visa or Mastercard number, expiration date, and CVV security code

5. Agree to the terms and conditions

6. Confirm your enrollment in automatic payments

Once enrolled, your credit card will automatically be charged each month for the amount due on your DWP bill. The payment will typically process about 10 days after your bill generation date. You’ll no longer have to worry about mailing payments or missing due dates. It provides peace of mind knowing your bill is always paid on time.

Pay By Phone With A Credit Card

Can’t get to a computer to pay your bill online? No problem! DWP offers a pay by phone option that accepts credit cards as well.

Simply call 1-877-MYPAYDWP (1-877-697-2939) to reach the DWP Payment Center. This toll-free automated phone system is available 24/7. Have your DWP account number, 4-digit access code, and credit card ready when you call.

Follow the prompts to enter your payment information. The system will walk you through step-by-step. When finished, you’ll receive a confirmation number for your payment. It’s just as quick and easy as paying online. The phone payment system is perfect for when you’re on the go or simply prefer to speak to a automated attendant.

Benefits Of Paying Your DWP Bill With A Credit Card

Using your credit card to pay your DWP utility bill offers several advantages:

• Convenience – Pay anytime, anywhere online or over the phone. Don’t have to mail in checks or visit a payment center.

• Payment tracking – Credit card payments appear on your monthly statement, allowing you to easily track payment history.

• Rewards & cash back – Rack up rewards points and cash back from your credit card issuer.

• Buy now, pay later – Delay payment until your next credit card billing cycle. Can be helpful if you need extra time to pay.

• Emergency payment option – If you forgot to pay your bill, you can quickly log in and pay with a card to avoid late fees.

• Auto-payments – Set and forget bill pay each month directly from your card. Ensures your bill never slips your mind.

Paying with a credit card offers flexibility and ease when it comes to your DWP utility bill. It’s one of the most convenient ways to pay each month.

Potential Drawbacks To Paying With A Credit Card

While there are certainly major benefits to paying your DWP bill by credit card, there are a couple potential drawbacks to note:

• Credit card fees – Some credit card issuers may charge a fee for utility bill payments, usually around 2-3%.

• Interest charges – If you carry a balance on your credit card, you’ll pay interest on the DWP payment amount after the grace period. This can add to the total cost.

• Overspending – Swiping a credit card makes it easy to overpay your DWP bill, potentially leading to spending beyond your means.

• Late fees – Automatic payments from a credit card still depend on you paying your card bill. Late credit card payments can lead to DWP late fees.

• Security risk – Inputting your credit card information online or over the phone has a small security risk. Make sure you use a secure internet connection.

While the convenience can be hard to pass up, it’s smart to weigh the advantages and potential risks before paying your DWP bill by credit card. Make sure it aligns with your financial priorities and budget.

Final Thoughts On Paying Your DWP Bill With A Credit Card

Paying your utility bill with a credit card is now easier than ever for LADWP customers. You can make one-time payments online, over the phone, or in person using your Visa or Mastercard. Automatic monthly payments are also available, allowing you to “set it and forget it”.

This payment method provides flexibility, convenience, and rewards opportunities. However, it’s important to be mindful of any fees or interest charges from your credit card provider. Overall, it’s an excellent option that can save you time and hassle when paying your monthly DWP bill.

So next time your DWP bill comes due, consider skipping the check and reaching for your credit card instead. It makes staying on top of payments painless. Hopefully this overview gave you everything you need to know about paying your LADWP bill with a credit card. The option brings billing into the 21st century!