How to Pay Your Gap Credit Card Bill Online: A Complete Guide

Paying your credit card bill online is the most convenient way to stay on top of your finances. For Gap credit card holders, paying online is quick, easy, and secure. In this comprehensive guide, we’ll walk through everything you need to know about paying your Gap credit card bill online.

Overview of Gap Credit Cards

Gap Inc. offers two different credit cards – the GapCard and the GapCard Mastercard.

The GapCard can be used at Gap, Banana Republic Old Navy, Athleta, and Janie and Jack stores. You earn 5 points per $1 spent at these brands. The GapCard does not have an annual fee.

The GapCard Mastercard can be used anywhere Mastercard is accepted. You earn 5 points per $1 spent at Gap brands and 1 point per $1 spent elsewhere. There is no annual fee for the Mastercard.

Both cards offer benefits like 0% fraud liability protection, early access to sales, and free shipping on Gap online orders over $50.

Why Pay Your Bill Online?

Paying your credit card bill online has many advantages

• It’s fast and easy – Login and submit payment in just a few clicks

• Pay anytime, anywhere – Access your account 24/7 on your computer, phone or tablet.

• View payment history – Your online account stores payment records for easy reference.

• Set up autopay – Autopay automatically pays at least the minimum due each month.

• Get reminders – Opt in to get email/text alerts before statement due dates.

• Strengthen credit – On-time online payments can help build your credit history.

• Earn rewards – Paying on time ensures you earn points/cash back.

• Avoid late fees – Online payments processed by the due date avoid late payment fees.

How to Pay Your Gap Credit Card Bill Online

Paying online is a simple process that takes just a few minutes. Follow these steps:

1. Go to gap.barclaysus.com/servicing/home and click “Log In.”

2. Enter your username and password and click “Log In.”

3. From the account summary page, click “Make Payment” under the amount due.

4. Enter the payment amount and payment date.

5. Enter and confirm your debit card or bank account information.

6. Review payment details and click “Submit Payment.”

7. You’re done! You’ll receive a confirmation email with payment details. Log in anytime to view payment history.

Tips for Online Payments

• Make payments at least 5 days before the due date to ensure on-time delivery.

• Set up autopay to have the minimum payment automatically deducted each month.

• Opt in to payment reminders by text or email to avoid missing payments.

• Pay more than the minimum when possible to save on interest charges.

• Contact customer service with any questions – they’re available 24/7.

Other Ways to Pay Your Bill

If you prefer not to pay online, Gap offers a few other payment options:

• Mail – Send a check or money order to the payment address printed on your statement. Allow 5-7 days for mail delivery.

• Phone – Call the number on your statement to make a payment via automated system or live agent.

• In-store – Make a payment at the register at any Gap, Banana Republic, Old Navy, or Athleta store.

• Overdraft protection – Link to a bank account to cover payments if your balance is short. Fees may apply.

While the online account center is the most convenient way to pay, it’s good to know your choices. Evaluate your needs and pick the payment method that works best for you.

Get Started with Online Payments

Managing your Gap credit card account online is the fast, easy way to stay on top of your bill payment. Sign up for an online account, enroll in autopay, and schedule one-time payments as needed. Online payments help build responsible credit card habits. Pay on time, every time with the click of a button. Start harnessing the convenience of online payments today!