Havertys is a popular furniture and home decor retailer found across 16 states in the Southern and Midwest regions. If you have a Havertys credit card, you can conveniently manage and pay your bill online through your Synchrony Bank account. This article will walk through the benefits of paying online, steps to set up an account, tips for avoiding late fees, and other bill payment options.
Overview of Havertys Credit Cards
Havertys offers credit cards through a financing partnership with Synchrony Bank. The Havertys credit cards provide financing options to pay for furniture and home decor purchases over time.
The credit cards allow you to spread payments out with no interest for a certain period. You can also get everyday discounts and special offers by being a cardholder. Havertys offers both private label cards for use only at Havertys and co-branded Mastercards accepted more widely.
When you open a Havertys credit card, Synchrony Bank services the account and processes payments. Cardholders receive monthly statements and can access their accounts online through Synchrony.
Benefits of Paying Your Bill Online
Paying your Havertys credit card bill through Synchrony Bank’s online portal provides many advantages
- Convenience: Pay anywhere 24/7 through the online portal
- Security: Secure login protects your financial information
- Automatic Payments: Set up recurring payments to avoid late fees
- Paperless: Receive electronic statements rather than mailed paper bills
- Account Management: Change your address, update payment method, check your balance, etc.
- Purchase Tracking: Review statement details and transaction history
- Rewards Monitoring: Keep tabs on earned rewards points
- Payment Confirmation: Get instant confirmation when your payment is submitted
How to Set Up an Online Account
Follow these simple steps to establish online access for paying your Havertys credit card
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Go to Synchrony.com and click “Log In”
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Click “Register an account” under the blue First Time Users box
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Enter your card number, last name, ZIP code, and email address
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Create a username, password, and security question
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Agree to the website Terms of Use
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Verify your identity by providing your Social Security number and date of birth
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Access the online portal anytime using your new login credentials
Once registered, you can securely view statements, check your balance, and submit payments online 24/7.
Making a Payment
To pay your credit card bill online, simply:
- Log in to your Synchrony account
- Locate the Havertys account on your dashboard
- Click “Pay” and enter the payment amount
- Select a payment method such as bank account, credit/debit card, or PayPal
- Review the details and click “Submit Payment”
The money will be immediately deducted and applied to your account balance. You’ll receive an email confirmation with your payment details.
Setting Up Automatic Payments
For hassle-free bill payment, you can enroll in Autopay through Synchrony’s online portal. With Autopay, your monthly credit card payment will be automatically deducted from your bank account on the due date.
To set up Autopay:
- Log in to your Synchrony account
- Locate your Havertys account
- Click Manage Account > Autopay
- Select your preferred payment amount
- Enter your bank account information
- Review and submit the request
Avoiding Late Fees
To avoid late fees and credit damage, it’s crucial to pay at least the minimum amount due by the payment due date each month. Your due date and minimum payment are shown on your monthly statement.
Some tips to avoid late Havertys credit card payments:
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Set payment reminders in your calendar for a few days before your due date
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Enroll in Autopay so payments are made automatically
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Pay weekly or bi-weekly to stay ahead
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Set up account alerts to be notified of important activity
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Update your contact info so you don’t miss statements
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Contact Synchrony immediately if you can’t make a payment
Other Ways to Pay Your Bill
Along with the convenient online payment portal, you can pay your Havertys credit card bill by:
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Calling Synchrony’s automated payment system or speaking to a live agent
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Mailing a check or money order to the payment address
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Making a one-time payment from your bank’s online bill pay
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Paying in person at a Havertys store
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Using same-day online peer-to-peer transfers through PayPal, Zelle, etc.
Refer to your monthly statement for specifics on these alternate payment methods.
Get Support from Synchrony Bank
If you have any trouble making payments or managing your Havertys credit card online, Synchrony Bank’s customer service team is available to help you:
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By phone at 866-396-8254
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Through live chat on Synchrony.com
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Via secure messaging in your online account
The support team can assist with payment issues, account maintenance, and questions about your Havertys credit card. Contact them right away if your card is lost or stolen.
Paying your Havertys credit card bill online using Synchrony’s portal is quick, easy, and secure. Setting up automatic payments helps avoid late fees while account management tools keep you in control. Get in touch with Synchrony Bank for anything related to your Havertys store card or financing account. Managing payments online saves time so you can focus on picking out new furniture pieces and home decor you’ll love.
Online Banking: Bill Pay Tutorial
FAQ
Can I pay my synchrony loan online?
How hard is it to get a Havertys credit card?
What payment options does Havertys accept?
At our Havertys store locations we offer several payment options for our customers: · Approved Havertys Credit Services accounts. If you are purchasing through our website we accept: Manage payments, billing and credit card information easily at Havertys. Explore convenient options for a seamless and secure shopping experience.
How do I pay a Havertys credit card?
Once inside, go to the “ payment ” tab and add the amount to be paid, either the minimum amount or the total amount of the current debt. To continue, you must enter the bank account information from which the funds for the payment will be taken and the Havertys credit card information to be paid. Check ➤ What credit card uses Transunion only?
Can I use my Havertys credit card for a down payment?
The Havertys credit card cannot be used for the required down payment. On purchases made with your Havertys/Synchrony Bank credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 12 or 18 months. Minimum monthly payments required.
Does Havertys offer a 10% down payment?
Offer applies to purchases of $4,999 or more after discounts. 10% minimum down payment required and equal monthly payments required for 48 months. The Havertys credit card cannot be used for the required down payment.