How to Pay HDFC Credit Card Bill Using Debit Card

Paying your HDFC credit card bill is easy and convenient with multiple payment options available One popular method is using your HDFC debit card to pay the bill. This article explains the step-by-step process to pay your HDFC credit card bill using a debit card through different channels like netbanking, mobile app, and ATM

Overview of Paying Credit Card Bill with Debit Card

Using your debit card to pay the credit card bill can be done in a few simple steps Here are some of the benefits of paying your HDFC credit card bill with a debit card

• Convenient and fast – Make payments instantly without the hassle of cash or cheques.

• Available 24/7 – Most options like netbanking, mobile app allow you to pay anytime.

• Connect your accounts. It’s easy to pay your credit card bill from your checking or savings account.

• Reward points—Some debit cards give reward points for paying bills, which makes it fun to pay your bills.

To use a debit card to pay your credit card bill, you must first connect your credit card to your bank account. Then, pick the “bill payment” option and make the payment. There are no charges for paying your credit card bill through debit card.

How to Link HDFC Credit Card to Your Bank Account

Before making a payment, you need to link your HDFC credit card to your HDFC bank savings or current account. Here are the steps to link your credit card:

• Step 1: Log in to your HDFC Netbanking account
• Step 2: Go to the ‘Credit Cards’ section under the ‘Accounts’ tab.
• Step 3: Click on ‘Register New Card’ and select your credit card.
• Step 4: Enter your credit card details – number, expiry date and CVV.
• Step 5: Set up a one-time password. Your credit card is now linked to your bank account.

Once linked, you can seamlessly pay your credit card bill through netbanking, mobile app or ATM using your debit card.

Paying Through HDFC Netbanking

Here are the steps to pay your HDFC credit card bill through netbanking using your debit card:

• Step 1: Log in to HDFC Netbanking using your credentials.
• Step 2: Go to ‘Pay’ tab and select ‘Credit Cards’.
• Step 3: Pick the credit card you want to make payment for.
• Step 4: Enter bill amount – minimum, total or custom.
• Step 5: Confirm details and complete payment.

The bill amount will be debited from your bank account instantly. You can also schedule payments in advance.

Paying Through HDFC Mobile App

You can also pay your credit card bill using the HDFC Bank Mobile App:

• Step 1: Login to the Mobile App using your credentials
• Step 2: Go to Pay section and select ‘Cards’
• Step 3: Choose your credit card
• Step 4: Select ‘Pay’ and enter bill amount
• Step 5: Confirm details to complete payment

The HDFC Mobile App enables quick bill payment in just a few taps using your linked debit card. You can also view payment history and setup reminders.

Paying at ATM

To pay your credit card bill at HDFC ATM using your debit card:

• Step 1: Insert your debit card and enter PIN
• Step 2: Select ‘Bill Payments’ under ‘More Options’
• Step 3: Choose ‘Credit Card Payment’
• Step 4: Enter credit card number and amount
• Step 5: Confirm details to finish payment

This facility is available at select HDFC ATMs. The bill amount will be paid from your linked bank account.

Paying from Other Bank Account

You can also use a non-HDFC Bank debit card to pay your HDFC Credit Card bill. Simply use the BillDesk payment gateway to make secure payments from other bank accounts.

Follow these steps:

• Step 1: Go to BillDesk portal and select HDFC card payment
• Step 2: Enter credit card number and bill amount
• Step 3: Choose your bank for netbanking payment
• Step 4: Login and authenticate bank account
• Step 5: Confirm payment details

This way you can pay your HDFC credit card bill seamlessly from any bank account. The payment will be credited within 2-3 working days.

Auto Pay Instructions forRecurring Payments

You can also set up automatic payments every month for your credit card bill directly from your HDFC bank account using AutoPay.

Here is how to setup AutoPay:

• Step 1: Fill and submit the AutoPay registration form at your nearest HDFC branch
• Step 2: Provide debit card or bank account details as payment source
• Step 3: Set maximum bill amount limit for auto payment
• Step 4: Payments will be automatically deducted every month on your bill due date

This ensures you never miss a bill payment again! AutoPay takes away the manual work of remembering to pay your bills.

Payment Related Queries

If you face any issues with your credit card bill payment made using a debit card via HDFC netbanking or mobile app, you can get in touch with HDFC Bank directly to resolve it. For payments made via third party apps and gateways, your queries would need to be directed to the respective service provider.

Paying your HDFC credit card bill using your HDFC debit card is quite straightforward through netbanking, mobile app or ATM. You can also use AutoPay to setup automatic recurring payments. Linking your credit card to your bank account enables seamless payments. Debit card bill payment is instant, secure and rewards you with points on premium cards. Follow the step-by-step process outlined above to pay your credit card bill through your debit card hassle-free.