How to Pay Your Acura Car Loan Bill: A Step-by-Step Guide

Owning an Acura vehicle comes with the responsibility of making timely monthly payments Luckily, Acura Financial Services makes it simple to pay your car loan bill online, by phone, or by mail.

In this comprehensive guide, I’ll outline the various ways you can pay your Acura bill and provide tips to make sure your payments are processed smoothly each month. Whether you prefer to set up autopay, pay through your bank, or mail a check, I’ve got you covered on the ins and outs of paying your Acura auto loan.

Overview of Acura Financial Services

Acura Financial Services provides financing options and manages loans for Acura vehicle purchases. They handle billing and provide customer service for Acura customers with car loans.

When you finance an Acura vehicle, you’ll receive a monthly bill from Acura Financial Services for your auto loan payment. This will include your payment amount, due date, account number, and payment mailing address.

If you want to avoid late fees and bad credit, make sure you pay your Acura bill on time every month. Acura offers various payment methods for convenience:

• Online payments
• Phone payments
• Mail-in payments
• AutoPay enrollment
• Payments through your bank

Below I’ll go through how to use each payment option to pay your Acura loan bill with ease

Pay Your Acura Bill Online

The fastest way to pay your Acura car loan bill is online through your Acura Financial Services account. Here’s how

1. Go to www.acurafinancialservices.com and click “Make a Payment”

2. Click on “First time user” to register for an account

3. Provide your loan account number, Social Security Number, and zip code

4. Create a username and password

5. Review and agree to the terms and conditions

6. Select “Confirm my identity” and follow the verification steps

7. Once logged in, click on “Make Payment” and enter your payment info

8. Select a payment method – credit/debit card or checking account

9. Enter your payment amount and submit

Paying online is quick, secure, and lets you view payment history. You can set up recurring payments or make one-time payments any time before your due date.

Pay Your Acura Bill by Phone

In addition to the website, you can pay your Acura Financial Services bill over the phone in just a few quick steps:

1. Call 1-800-747-6223

2. When prompted, select the “make a payment” option

3. Provide your 12-digit Acura account number and verify your identity

4. Enter the payment amount you wish to make

5. Provide credit/debit card details to process the payment

6. Your payment will be made immediately on the call

Paying by phone is convenient when you need to make a last minute payment. Just make sure to call during Acura Financial Services business hours.

Pay Your Acura Auto Loan By Mail

If you prefer to mail payments the old fashioned way, here are the steps to pay your Acura bill by check:

1. Make your check or money order payable to Acura Financial Services

2. Write your 12-digit account number on the check

3. Send your payment to:

   Acura Financial Services
   PO Box 165007
   Irving, TX 75016

4. Mail your check at least 7-10 business days before the due date

5. Include your payment stub or write your account number on the envelope

While slower than electronic payments, mailing a check gives you a paper trail. Just make sure to account for mailing time so it doesn’t arrive late.

Sign Up for AutoPay

For worry-free payments, I recommend setting up automatic payments through Acura Financial Services’ AutoPay program. Here’s how it works:

1. Log into your Acura Financial Services account

2. Under “Related Services”, click on AutoPay

3. Enter your bank account or credit card information

4. Select a payment date between 1st-15th of the month

5. Agree to the AutoPay terms and conditions

6. Review and submit your enrollment

Once enrolled, your monthly Acura bill will be paid automatically on the date you selected. AutoPay saves time and ensures you never miss or forget a payment.

Pay Through Your Bank

Many banks and credit unions allow you to make one-time or recurring loan payments right from your online banking portal.

To pay your Acura bill through your bank:

1. Log into your bank account and access bill pay

2. Add Acura Financial Services as a payee

3. Enter your 12-digit account number

4. Schedule the amount and date for payments

5. Review and submit the payment

6. Funds are sent electronically to Acura

Paying through your bank account just requires having your Acura account number handy. Choose the timing that works for your pay periods.

Avoid Late Fees

When paying your Acura auto loan bill, be sure to pay the monthly amount in full and by the due date listed. This will help avoid late fees or penalties.

Acura Financial Services offers a 10 day grace period after the due date. But payments received after the grace period ends will incur a late fee, usually around $15.

I recommend signing up for e-statements so you receive an email reminder when your bill is ready to view and pay online. You can also enroll in autopay or calendar reminders for your bill’s due date.

Manage Your Account Online

The Acura Financial Services online portal allows you to do more than just make payments. You can also:

• View loan details like balance, interest rate, etc.

• Access payment history and print statements

• Make one-time extra payments or payoff balances

• Refinance or trade in your Acura

• Update contact information

• And more!

Creating an online account makes managing your Acura auto loan easier. Take advantage of the account features for added convenience.

Get Payment Assistance if Needed

If an unexpected financial hardship arises and you can’t make your monthly Acura payment, don’t panic. You have options, including:

• Requesting a payment extension or different due date

• Applying for hardship programs or payment plans from Acura

• Refinancing your auto loan terms

The key is communicating with Acura Financial Services right away if you anticipate missing a payment. Be upfront so they can present you with hardship assistance options and help avoid further issues.

Let’s Recap

Paying your Acura car loan bill on time takes just a few minutes each month when you choose one of the many payment methods. As a quick recap:

• Pay instantly online or through the Acura Financial Services mobile app

• Make a payment over the phone

• Mail a physical check or money order

• Set up recurring autopay

• Submit payments through your personal bank’s bill pay

• Avoid late fees by paying on or before the due date

• Contact Acura immediately if you need payment help

With so many options, you can choose the most convenient way for you to pay your Acura auto loan payment. Establish a system to stay on top of your bill, and you’ll maintain your loan in good standing.