For outdoor enthusiasts who love hiking, camping hunting fishing, and other activities, being able to buy quality gear is a priority. However, such equipment and apparel can get expensive. This is where financing options like Credova come in handy. They allow you to buy what you need now and pay later in interest-free installments.
Credova partners with top outdoor retailers to offer flexible financing up to $10,000 on purchases Once approved, you can use your Credova account online or in-stores at hundreds of participating locations.
When it comes time to pay your Credova bill, you have convenient online options to make payments. In this guide, I’ll explain exactly how to set up your account and easily pay your Credova bill online through their MyCredova member portal.
Overview of Credova Financing
First, let’s quickly review how Credova’s buy now pay later system works
- Apply for instant financing approval without hard credit checks
- Get an instant spending limit up to $10,000 if approved
- Use your Credova account to make purchases at partner stores
- Pay over 4 interest-free installments
It’s a simple process that lets you spread costs over time. Once approved, your Credova account works just like a credit card when shopping online or in-person.
Now let’s look at how to access your account and pay your Credova bill online.
How to Pay Your Credova Bill Online
Credova offers an online member portal called MyCredova where you can view statements, make payments, update account details, and manage your financing.
Here are the steps to pay your Credova bill through the MyCredova portal:
1. Create Your MyCredova Account
First, you need to activate your online account.
- Go to my.credova.com
- Click “Create Your Account”
- Enter your name, email, date of birth, last 4 of SSN
- Create username and password
- Agree to terms and submit
Once your MyCredova account is created, you can start managing your financing online.
2. Login to MyCredova
- Go to my.credova.com
- Enter your MyCredova username and password
- Click “Login”
You’ll reach your account dashboard with your statements, account details, and tools.
3. View Credova Statements
Under “Statements”, you can view PDF copies of your Credova billing statements. These list your recent purchases, minimum payments, account balances, and payment due dates.
Review your latest statement so you know exactly how much to pay.
4. Make a Payment
When ready to pay your bill:
- Go to “Make a Payment”
- Select payment amount
- Enter bank account or card details
- Review and submit payment
Your payment will be processed instantly.
5. Setup Autopay (Optional)
For faster payments each month, you can enable automatic payments.
Under “Autopay”, toggle ON autopay and enter your payment method details. Your bill will be paid automatically each month by the due date.
6. Update Billing Details
Be sure your billing address, email, and payment information stay current in your account profile. To edit details:
- Go to “My Profile”
- Click “Edit” to change billing info
- Save any changes
This ensures your statements and reminders reach you.
And that’s it! The MyCredova portal makes it simple to view and pay your Credova bill online in just a few clicks.
Tips for Managing Your Credova Account
Here are some tips for staying on top of your Credova account:
- Check statements weekly
- Pay early to avoid late fees
- Contact support with any questions
- Enable paperless billing
- Update your info if moving
- Pay more than the minimum when possible
- Use autopay for worry-free payments
- Avoid missing payments to keep good standing
Properly managing your payments is crucial for maintaining your approved Credova financing over time.
The Credova App
In addition to the MyCredova website, you can also download the Credova app for your iPhone or Android phone. The app allows you to:
- Check your balance
- View statements
- Make payments
- Manage notifications
With mobile access, you can stay on top of your account no matter where you are.
Why Choose Credova?
Here’s an overview of the key benefits Credova provides for outdoor enthusiasts:
- 0% interest financing
- Instant online approval
- Spending power up to $10,000
- Accepted at hundreds of stores
- 4 easy payments over 3 months
- No impact to your credit score
- Mobile app and account access
With Credova, you don’t have to wait and save up to buy the outdoor gear you want today. And you can divide costs into manageable monthly payments.
Paying Your Bill is Quick and Easy
As we covered, Credova makes managing your financing simple through their online member portal and mobile app. You can easily track monthly statements, setup automatic payments, and pay your bill in just minutes when logged into your MyCredova account.
Credova allows outdoor lovers to safely finance the quality gear that facilitates their active lifestyles. And with convenient tools for account management, paying your Credova bill each month is quick and hassle-free.
So check your balance often, make timely payments, and contact Credova customer support with any questions. Doing so will ensure you get the most value out of your Credova financing as you embark on new outdoor adventures.
Credova Application Status FAQs
How do I find out my application status? If you are approved, you will receive an approval email. You can always reach out via chat or phone to check on the status of your application.
I’m prequalified, what else do I need to do? You can resume your application at checkout, or you can also give us a call and we can send you a continue link to finish the application process. Once the application is complete and approved, you will be able to resume the order at checkout.
My application says, “Pending Approval” what else do I have to do? If your application is pending approval, we will send you an email letting you know you are conditionally approved. You can give us a call at (833)-273-3682, so we can go over more details.
Why was my application declined? Credova does not approve every application. Eligibility is decided based on factors such as overall credit, accounts in collections, past purchase history, debt obligations, and more. If your application was declined, you may still be eligible at a later date.
Each loan application is considered separately, and checking your eligibility doesn’t harm your credit score! If you have questions about your application, please email us at [email protected].
How do I make a payment? Normally, monthly payments are automatically processed through the account provided during the application. Additional payments or online account management can be made through the website at my.credova.com.
For payments over the phone or changes to your autopay, please reach out to our billing agency at (877)-399-6374. They are open Monday-Friday from 8am-4pm PST.
How often are payments made? This depends on the type of financing you have selected. Your final payment schedule will be included in your agreement.
How much do I have to pay today? Depending on the type of financing selected, you may be required to complete your first payment at the time of signature. Whereas other financing products will not require a payment for at least 30 days.
You will be informed of any payments due before you agree to financing. If required, you will be able to complete your first payment at checkout.
Can I still payoff my contract early? Yes. If you have a RISC or an installment loan, you can pay off your balance at any time. If you have a closed-end consumer lease agreement, you can exercise your early buyout option at any time. Either way, there are no prepayment penalties.
I can’t reach anyone to make a payment, what do I do? You can log into the website my.credova.com to make additional payments.
How to Apply to Credova FAQs
How easy is it to apply? Very easy! Prequalification only requires basic information and you can receive a decision in seconds.
How do I apply? To prequalify, select the Credova banner, or select a “Prequalify Now” or “Learn More” button on the merchant website. You can also visit www.credova.com and begin the application from the “Prequalify” button.
How much will I be approved for? Depending on your application details, you can be approved for offers up to $10,000.
If I am approved, how long is my approval good for? Your approval is good for 30 days. After 30 days, your approval will expire, and you will need to reapply.
If I have bad credit, will I be declined? Credova considers all credit types in the approval process. Keep in mind, there is no hard credit inquiry, so applying won’t affect your credit score.
What you need to know when using Credova for financing.
FAQ
Can I pay my Credova early?
What is the phone number for Credova pay bill?
What happens if you don’t pay Credova?
How do Credova payments work?