Paying your TRICARE bill quickly and easily online is important to keep your account up to date. With several TRICARE plans to choose from, each with different enrollment fees, premiums, and copays, it can be confusing to know exactly what you owe and how to pay it. This step-by-step guide will walk you through the process of paying your TRICARE bill online so you can avoid any disruptions in your coverage.
Determine What Fees You Owe
The first step is figuring out exactly what fees and premiums you need to pay As an example, here are some common TRICARE costs
-
TRICARE Prime – This plan has an annual enrollment fee. For individual coverage in 2023 it’s $323 per year. For family coverage it’s $647 per year.
-
TRICARE Select – This plan has no enrollment fee for most beneficiaries, just copays when you get care. Retired service members pay an annual fee of $158 individual/$317 family.
-
TRICARE Reserve Select – This plan for reservists has a monthly premium based on your individual/family coverage. Premiums are $47.20/$237.56 per month for 2023.
-
TRICARE Retired Reserve – For retired reservists, this plan has monthly premiums of $486.83 for individual coverage or $1,089.56 for families.
-
TRICARE Young Adult – For adult children up to age 26, this plan has a monthly premium of $420 for individual coverage.
Knowing what fees or premiums apply to your specific TRICARE plan is key to paying the correct amount online.
Find Your TRICARE Region
Since TRICARE is administered by different regional contractors, you need to know your region. The three main regions are:
-
TRICARE East – Managed by Humana Military. Covers areas like VA, WV, NY, etc.
-
TRICARE West – Managed by Health Net Federal Services. Covers states like CA, NV, CO, etc.
-
TRICARE Overseas – Managed by International SOS. Covers overseas military bases and personnel.
You can pay your TRICARE bill through your regional contractor’s website. Making sure you have the right region helps direct you to the proper online payment system.
Go to Your Regional Contractor’s Website
Once you know what fees you owe and your TRICARE region, you can go directly to your regional contractor’s website to pay online.
For example, if you are in the TRICARE West region, go to the Health Net Federal Services website. Here is where you can set up payments, view payment history, and pay one-time fees.
If you are in TRICARE East, visit the Humana Military site. Log in to pay enrollment fees, set up monthly premium payments, and more.
For TRICARE Overseas members, go to the International SOS site. They can provide region-specific instructions for paying online.
Set Up an Online Account
If you don’t already have an online account with your TRICARE contractor, you’ll need to set one up to pay online. Gather details like your Social Security Number, birthdate, premium/fee amounts, and payment information.
-
For Humana Military, you can either register online or call 1-800-444-5445.
-
For Health Net Federal Services, register for a myTRICARE account.
-
For International SOS, contact them to ask about account registration.
Creating an online account enables you to store payment information for convenience, view payment history, set up autopay, and more.
Select Your Payment Method
When paying your TRICARE bill online, you can choose from payment options like:
- Credit/debit card – MasterCard, Visa, American Express, Discover
- Bank account transfer – Checking or savings account
- Allotment – Automatic deduction from military retirement pay
Credit/debit cards and bank transfers allow you to pay one-time fees immediately. Setting up an allotment or linking a bank account enables autopayments going forward.
Have your payment information handy when paying online. Debit/credit card numbers, bank account and routing numbers, etc. For security, you can store payment info in your online account.
Complete Payment
Now you’re ready to actually pay your TRICARE bill online. Log into your account, select your payment amount and method, and complete the transaction.
-
For one-time payments, pick the option to “Make Manual Payment.”
-
To set up autopay, choose “Setup/Edit Recurring Payment.”
-
If paying enrollment fees, find the “Enroll or Re-Enroll” section.
-
For monthly premiums, locate the “Make Premium Payment” area.
Finishing the payment process online ensures your TRICARE fees are paid promptly by the due date. Print or save the receipt for your records.
Manage Payments in Your Account
Your TRICARE contractor account makes managing payments easy. In your account, you can:
- View payment history to confirm fees were processed
- Change payment method anytime
- Edit auto-payment dates and amounts
- Pay one-time fees for special circumstances
- Access saved payment information
- Update billing and contact information
- Print statements and receipts
Keeping payment details current in your online account saves time for future bills. You can log in anytime to pay, review status, or make changes.
Paying your TRICARE health insurance bill online is quick and straightforward by following these steps. Knowing what fees apply, finding your region, setting up an account, selecting payment options, and completing the process through your contractor’s website keeps your payments on track. Managing your TRICARE payments online provides convenience, flexibility, and continuity.
Filing claims with TRICARE
FAQ
How do I pay my TRICARE bill?
What is the phone number for TRICARE bill pay?
How to find TRICARE bills?
How do I make a Tricare payment?
Press 1 to make a payment. TRICARE regulations only allow initial payments for new TRICARE plan enrollments or one-time payments to be made by check. HNFS cannot accept checks for quarterly or annual enrollment payments, including delinquent payments.
Can Tricare payments be made by check?
TRICARE regulations only allow initial payments for new TRICARE plan enrollments or one-time payments to be made by check. HNFS cannot accept checks for quarterly or annual enrollment payments, including delinquent payments. HNFS charges a $20 administrative fee for declined enrollment fee payments.
How do I pay my Tricare enrollment fees?
After your first payment, you must pay all of your enrollment fees and monthly premiums automatically by: Or, you can pay your fees online. Choose your health or dental plan below to learn about your payment options. A TRICARE explanation of benefits (EOB) is not a bill.
Are Tricare communications confidential?
Such communications and work product are private and confidential. See User Agreement for details. TRICARE is a registered trademark of the Department of Defense, Defense Health Agency. All rights reserved.