A Complete Guide to Paying Your Bill with Receivable Solutions LLC

Dealing with debt collection agencies can be stressful. Navigating the payment options and making sure your payment is properly applied shouldn’t add to that stress. This guide will walk you through everything you need to know to easily pay your bill with Receivable Solutions LLC.

Overview of Receivable Solutions LLC

Receivable Solutions LLC (RSi) is a debt collection agency based in Columbia, South Carolina. They work on behalf of original creditors like hospitals physicians groups and more to collect on outstanding patient bills.

If you’ve received a letter or call from RSi, it means an unpaid medical bill has been placed with them for collection by the original provider. RSi will reach out to arrange payment so the debt can be resolved.

Payment Options Offered by Receivable Solutions

RSi provides multiple payment options to fit any situation:

• Pay online – RSi uses a secure online payment portal at payrsircm. com. You can pay with a credit card, debit card, or electronic check.

• Pay by phone – Call RSi at 1-803-790-0446 and select the “make a payment” option. You can pay with a credit card, debit card, or electronic check over the phone.

• If you want to pay by mail, send a check or money order made out to Receivable Solutions LLC to the address below.

  Receivable Solutions LLC
  PO Box 931915
  Atlanta, GA 31193-1915

• Automatic payments – Set up recurring payments from your bank account by completing an ACH authorization form. The automated payments will be withdrawn on the due date each month.

Step-by-Step Guide to Paying Your RSi Bill Online

Paying online is the fastest and most secure payment option. Follow these steps to pay your RSi bill online:

1. Gather your account number from any letters or emails you’ve received from RSi. You’ll need this to log in.

2. Go to payrsircm.com and click on “Pay Now” in the top right corner.

3. On the login page, enter your RSi account number and billing zip code. Click “Log In”.

4. On the payment page, enter the payment amount and select whether you want to pay with a bank account or credit/debit card.

5. Enter your payment information and follow the prompts to complete the transaction.

6. After the payment is processed, print or save the confirmation page for your records.

The payment will be applied to your RSi account within 1-2 business days. You’re all set!

What to Do if You Can’t Pay Your RSi Bill

If you’re unable to pay your bill in full, don’t panic. Here are some options:

• Request a payment plan – RSi allows payment arrangements to pay over time. Contact them to set this up.

• Apply for financial assistance – If this medical debt is causing financial hardship, the hospital may offer assistance. Ask the RSi representative about applying.

• Dispute errors – If you don’t recognize this debt or believe it’s wrong, start the dispute process immediately. RSi is required to verify the details.

• Ask about reductions – It never hurts to politely ask RSi if they can reduce the amount owed. Many agencies will lower balances to motivate payment.

The RSi team wants to work with you. Being upfront about your financial situation is key – they’ll try to find a solution that fits your budget.

Helpful Tips for Interacting With RSi

Here are some tips to make working with RSi as smooth as possible:

• Provide updated contact information so they can reach you.

• Respond promptly to all calls and letters. Collection activity tends to increase when consumers go silent.

• Be honest about your financial circumstances. Tell them if you lost a job, have major expenses, etc.

• Get everything in writing before making a payment. Don’t commit to anything verbally.

• Keep detailed records of all correspondence and payments. This protects you if any disputes arise down the road.

• If you feel you are being treated unfairly, submit a complaint to the Consumer Financial Protection Bureau.

• Stay patient and professional in all interactions. Yelling or threats will not be tolerated.

• Meet all agreed upon payment deadlines to avoid additional collection efforts.

• Ask lots of questions upfront to understand the debt and your consumer rights. Don’t assume anything.

Answers to Common Questions About RSi

Here are answers to some frequently asked questions about Receivable Solutions LLC:

What collection rights does RSi have?

As a debt collector, RSi can contact you by phone, mail, and email. However, they must abide by all FDCPA regulations regarding fair treatment.

Can RSi garnish my wages or levy my bank account?

No. Third-party debt collectors like RSi do not have authority to garnish wages or bank accounts. Only the court system can order those actions.

Will RSi remove the debt from my credit report if I pay?

Unfortunately no. Payment will be noted on your report, but the negative item itself will remain for up to 7 years. Only the original creditor can request removal.

What if I already have a payment plan with the hospital?

Contact RSi immediately and provide documentation of the existing plan. They will need to verify this with the hospital.

Can I stop RSi from contacting me?

Yes, you can send a written cease and desist letter asking for no further contact. They are legally obligated to comply, with few exceptions.

And there you have it – a complete guide to paying your bill with Receivable Solutions LLC. Remember to stay calm, understand your rights, get everything in writing, and communicate openly. With patience and active engagement, you can take control and resolve the situation on terms that work for you.