Making Payments on Your Rural King Credit Card Just Got Easier

Paying your credit card bill can be a hassle – searching for statements, logging into websites, filling out checks. But it doesn’t have to be! The Rural King credit card from UMB Bank offers an easy online bill pay option that lets you take care of your monthly payment with just a few clicks

As someone who has had a Rural King card for years, I was initially hesitant about the switch from Redstone Federal Credit Union to UMB Bank. But after activating my new card and setting up online bill pay, I’m happy to report the transition was smooth and painless Here’s what you need to know about paying your Rural King credit card bill online with UMB Bank

Setting Up Online Bill Pay

The first step is enrolling in UMB Bank’s online banking system You can do this right on the Rural King rewards website. Just look for the “Enroll” button under “Online Account Management.”

You’ll need to provide some basic information like your name, account number, and email address. After submitting your enrollment request, you’ll receive a verification code to complete the process.

Once enrolled, you can log into your account anytime. You’ll be able to view recent transactions, statements going back 24 months, make one-time payments, and set up recurring payments.

Scheduling One-Time Payments

If you just want to pay your bill for the current cycle, you can easily do that through the online banking portal. Just log in, go to the payments page, enter the amount you want to pay, and submit.

You can either use a debit card or a bank account that you already have. Payments made before 11:59pm CT will typically process the same business day.

One nice thing is you can schedule a payment in advance. So, if you want to pay your bill every month on a certain date, you can do that at any time. No more remembering to log in right before the due date!.

Setting Up Recurring Payments

For hands-off bill pay, you can establish an automated recurring payment. This ensures your Rural King credit card gets paid in full every month without you having to do a thing.

To set it up, indicate you want to make a recurring payment when accessing the payments page. You’ll then enter the amount and payment frequency – for most people that’s the full statement balance once per month.

Double check the payment date lines up with your due date. And just like that – your Rural King card bill will be on autopilot each month!

Paying with Multiple Accounts

If you want to pay part of your bill from one account and the remainder from another, UMB makes that easy too.

When scheduling a one-time or recurring payment, you can allocate percentages or dollar amounts across multiple bank accounts or debit cards.

For example, you could pay 50% from checking and 50% from savings each month. This can be helpful for meeting minimum balance requirements or just keeping your finances organized.

Confirming Payments

Whenever you schedule a bill payment with UMB, you’ll receive an immediate email confirmation with all the payment details. You can also view your payment history anytime by logging into your account.

In addition, UMB Bank will send you an actual mailed statement each month. This will show your most recent transactions, interest and fees, payment due date, and amount owed.

So you don’t necessarily have to log in to check on your account balance or confirm your payment went through. All the info will arrive in your mailbox.

Avoiding Late Fees

I occasionally paid my Redstone credit card bill late and incurred annoying late payment fees. Thankfully, those days are over!

With UMB Bank’s online bill pay, my Rural King card gets paid automatically every month. I no longer have to worry about forgetting a payment or mailing a check on time.

As long as you schedule your online bill payments properly and maintain sufficient funds in your account, you should be able to avoid any late fees going forward. Just set it and forget it!

Managing Payments on the Go

UMB Bank also offers a mobile app so you can pay your Rural King credit card bill and monitor your account from anywhere. Just search for “UMB Mobile Banking” in the Apple App Store or Google Play Store.

After logging in with your online banking credentials, you’ll have full access to the payments section. You can quickly make a one-time payment or even set up recurring payments.

The app also lets you check your account balance, view recent transactions, redeem rewards and more. I love having the power to manage my Rural King card right in the palm of my hand.

Switching Was the Right Move

While change is sometimes tough, moving my Rural King credit card to UMB Bank has been a positive experience overall. I was nervous about the transition, but the improved rewards program and easy online bill pay have me thrilled that I activated my new card.

If you’re a long-time Rural King cardholder like me, I encourage you to embrace the switch to UMB Bank. Take five minutes to enroll in online banking and set up recurring payments. You’ll quickly wonder why you didn’t do it sooner – paying your credit card bill has never been simpler.

So take control of your Rural King account today and say goodbye to late payments. Your bank account – and your wallet – will thank you!