The Saks Fifth Avenue credit card, issued by Capital One, makes it easy to manage your account and pay your bill by phone. With a few simple steps, you can check your balance, make a payment, and more without ever having to log in online.
Paying over the phone is quick and convenient when you have your Saks credit card bill in hand. You can call in and take care of your payment in just a few minutes.
Here is a complete overview of how to pay your Saks credit card bill by phone and what options are available.
Key Details About the Saks Credit Card
Before getting into the specifics on paying by phone, here are some key facts about the Saks credit card:
- Issued by Capital One
- Provides Saks Fifth Avenue credit card accounts
- Offers Saks-specific rewards and benefits
- Managed separately from other Capital One cards
- Has dedicated Saks card customer service line
So while it’s a Capital One card, the Saks credit card is serviced as a separate program with tailored perks.
Now let’s look at how you can easily pay your bill over the phone
How to Pay Your Saks Credit Card Bill by Phone
Paying by phone only takes a few minutes Follow these steps
Step 1: Call the Saks Card Customer Service Number
- Call 877-551-7257
- This dedicated line is for Saks card inquiries only
- Regular Capital One numbers can’t access Saks accounts
Step 2: Speak With a Customer Service Representative
- Select the “Pay Bill” option from the phone menu
- A representative will assist with taking your payment info
- Have your Saks credit card account number ready
Step 3: Provide Payment Details
- Specify the amount you want to pay
- Give payment method – checking account or another credit card
- Representative will process payment right away
- Receive a confirmation number when finished
And that’s it – your Saks credit card bill is now paid over the phone in minutes!
The full payment will typically process in 1-2 business days and show up on your next statement.
Handy Tips for Paying Your Saks Card Bill by Phone
Keep these tips in mind for a fast and easy phone payment experience
- Call during normal business hours for shorter hold times
- Have your Saks account number and statement handy
- Get a confirmation number at the end as payment proof
- Double check payment amount before submitting
- Program the customer service number into your contacts
Calling when you have time to spare and all payment details on hand will ensure the fastest service.
Payment Methods Accepted Over the Phone
When paying your Saks bill by phone, you can use:
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Checking account: Provide your account number and routing number. Payment will count as an ACH debit transaction.
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Other credit card: Give the other card’s account number and expiration date. The payment will show up as a charge on that card’s statement.
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Saks gift card: Read off the gift card number to redeem towards your balance.
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Cash: Not accepted over the phone. Need to pay in person at Saks store if paying cash.
Having your account numbers ready for the accepted payment methods will facilitate quick payment entry.
Other Ways to Pay Your Saks Credit Card Bill
Aside from phone payments, you have a few other convenient options to pay your Saks credit card bill:
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Online: Log in to your account at saks.capitalone.com to pay online 24/7.
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Mail: Send a check or money order to the payment address printed on your Saks statement. Allow 7-10 days for mail delivery.
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Saks Store: Make an in-person payment at any Saks Fifth Avenue store location.
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Mobile app: Download the Capital One app and log in to pay through your mobile device.
Choose the option that works best for your needs each month. The phone payment method allows quick access anytime without needing to go online.
Can You Set Up Autopay for the Saks Card?
Yes, setting up autopay is a great way to avoid late Saks credit card payments. With autopay, the minimum or full amount due is automatically deducted from your chosen bank account each billing cycle.
To start Saks credit card autopay:
- Log into your account at saks.capitalone.com
- Under “Account Services”, click on “Manage AutoPay”
- Select payment amount and linked bank account
- Review and submit autopay enrollment
Autopay is an easy “set it and forget it” approach. Just log in periodically to ensure your bank account details are up to date.
What Information is Needed to Make a Payment?
Having these 3 pieces of information handy will allow the quickest phone payment processing:
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Saks account number – The 16-digit number printed on your card and statement
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Payment amount – The full balance, minimum amount, or other custom amount
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Payment method – Checking account and routing number or other credit card details
With these key details, the representative will have everything necessary to instantly apply your payment.
Are There Fees for Paying by Phone?
No, Saks card does not charge any fees for payments made by phone. You can call to make a payment as often as needed with no extra costs.
Many issuers do charge phone payment fees upwards of $10-15 per call. But Saks allows fee-free payments over the phone for added convenience.
Can You Check Your Balance When Paying?
Absolutely. When you call the Saks card customer service number, the automated system gives you the option to check your account balance prior to making a payment.
Checking your balance first allows you to pay the ideal amount based on your current statement progress. You can get balance info and make a payment all in the same call.
Will a Payment Show Up Right Away?
Phone payments generally take 1-2 business days to fully process and appear on your Saks account. So you will not see the updated balance immediately.
But rest assured the payment is being promptly applied on the back end after your call. Give it a couple days to avoid making a duplicate payment.
Key Takeaways on Paying Your Saks Card by Phone
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Use the dedicated 877-551-7257 number
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Have your Saks account and payment details ready
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Specify payment amount and method
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Receive a confirmation number at end of call
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Payment will process within 1-2 business days
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Autopay and other payment options available as well
Paying over the phone is quick, easy, and fee-free. Set up autopay or call 877-551-7257 anytime you need to pay your Saks credit card bill.
Via the Mobile App
If you have a Saks Fifth Avenue credit card, you can use the Capital One mobile app to pay your bill.
Simply select the ‘Payments’ tab, and then add and choose ‘Saks Credit Card’ from the list of bills. Enter the amount you wish to pay, and then confirm the transaction. Your payment will be processed immediately, and you’ll receive a confirmation email once completed.
Paying your Saks credit card bill online is easy, convenient, and secure. With the Capital One mobile app, you can make a payment anytime, anywhere.
Saks Credit Card Login
Follow the given steps to access your online Saks account easily:
- Enter this https://saks.capitalone.com/#/sign-in in your device’s browser.
- Click on the Sign In button.
- Enter required credentials such as your Username and Password.
- Click on Sign In, and you’re done!
If you still haven’t registered for your online Saks Credit Card account, follow these steps:
- Go to Saks Credit Card Login Page.
- Click on the Set Up My Account button.
- On the following page, enter required details such as your Account Number, SSN, and Date of Birth. Click Continue.
- After verifying your identity, choose your username and password and log in!
If you forget your password, follow the given instruction to change it:
- Go to Saks Credit Card Login Page.
- Under the login section, click on forget Password.
- On the following page, enter required details such as your Last Name, SSN, and Date of Birth.
- Click on the Find Me button.
- Change your Password and log in with it!
If you forget your username, follow the given instruction to retrieve it:
- Go to Saks Credit Card Login Page.
- Under the login section, click on forget Username.
- On the following page, enter required details such as your Last Name, SSN, and Date of Birth.
- Click on the Find Me button.
- Note down your username once you get it!