How to Pay Bills Online with Scott Credit Union

Juggling monthly bills can be a hassle. You’ve got utilities, rent or mortgage, car payments, insurance premiums – the list goes on It takes time and organization to stay on top of due dates and avoid late fees. An easier way to handle bills is through online bill pay with Scott Credit Union

As an SCU member, you get free access to a full-service bill payment system. Read on to learn how online bill pay works and how to get started paying bills electronically through your SCU account.

Benefits of Online Bill Pay

Scott Credit Union Online Bill Pay offers many perks for members looking to simplify bill management

• It’s free! SCU provides bill pay at no extra cost as part of your online banking.

• Pay anyone. Set up payments to companies or individuals. Schedule regular recurring payments or one-time payments.

• Pick your payment date. Pick the date each bill is paid—if it’s due on time, early, or late, you choose.

• Automatic reminders. The system can send you email reminders when bills are due.

• Track payments. Review payment history and confirm checks cleared or payments processed.

• Go paperless. Reduce paper bills and checks cluttering up your home.

• Mobile access. Pay bills on-the-go using the SCU app.

Switching to online bill pay takes the hassle out of paying monthly obligations. Bills get paid on time without the need for writing checks, buying stamps, or making trips to drop boxes.

How to Enroll in Scott Credit Union Bill Pay

Signing up for online bill pay is simple for current SCU members. Just follow these steps:

1. Log into your Scott Credit Union online banking account at www.scu.org.

2. Under “Services,” click on “Bill Payment.”

3. Select the checking account you want payments to come from.

4. Accept the bill pay terms and conditions.

Once enrolled, you can start adding billers and scheduling online payments. Make sure to have account numbers handy for any companies or individuals you want to pay.

Adding Billers to Pay Online

Before setting up payments, add the companies or people you need to pay as “payees” in the bill pay system.

1. In the Bill Payment section, click “Add Payee.”

2. Enter the payee name and account number.

3. Enter the address for check payments to be sent to.

4. Select a category like utilities, credit card, mortgage, etc.

5. Click “Add” to save the new payee.

Repeat these steps to add all monthly billers. The payees will appear on your list for easy selection when scheduling future payments.

Scheduling One-Time or Recurring Payments

Scheduling online payments with Scott Credit Union is simple. Follow these steps once your payees are added to the system:

1. Under “Bill Payment,” choose the payee from your list.

2. Enter the payment amount.

3. Select a delivery date according to the due date.

4. Choose one-time payment or recurring payment.

5. Select payment method – electronic or check.

6. Verify payment details and click “Submit.”

For recurring payments, be sure to indicate the frequency, duration, and end date if applicable. The system will continue sending automatic payments per your schedule.

Payment Methods with Scott Credit Union Bill Pay

SCU offers flexibility in how online bill payments are delivered:

Electronic payments – Funds get deposited directly into the payee’s account. Only available if the company provides account information.

Checks – Bill pay system mails a physical check to the payee. Use for individuals or companies not set up for electronic payments.

Either payment method is covered by your checking account. Payments deduct from your account balance after the scheduled payment date.

Mobile Bill Pay Through the SCU App

In addition to paying bills through SCU online banking, you can also access the bill pay system using the Scott Credit Union mobile app.

The SCU app provides the same functionality to:

• Review payees and payment history
• Schedule one-time or recurring payments
• Cancel upcoming payments as needed

Paying bills on your phone is perfect for busy members on the go. Download the SCU app for Apple or Android to get started with mobile bill pay access.

Helpful Tips for Managing Scott Credit Union Bill Pay

Consider these tips and best practices as you use the online bill payment system:

• Schedule payments at least 5 business days before the actual due date to allow for processing time.

• Set up email alerts to receive notifications when bills are due or payments processed.

• Review your account regularly to confirm payments cleared as expected.

• Contact payees directly if you have any questions about bills or balances.

• Reach out to SCU Member Support if you need help with the bill pay system.

• Use SCU online banking to check your current account balance before scheduling large payments.

Cancel or Edit a Scheduled Online Payment

Mistakes happen! If you need to cancel or change an upcoming bill payment scheduled through SCU, follow these steps:

1. Under “Bill Payment,” click on “View History” to see your payment activity.

2. Find the payment you want to edit. Click the arrow next to it.

3. Choose “Cancel Payment” or “Edit Payment” from the menu.

4. Confirm the change or cancellation.

You can edit payment amount or date, but cannot change the payee account receiving the funds. Contact SCU if you need additional help updating or stopping payments.

Pay Bills Online Today with Scott Credit Union

Simplify your monthly obligations by leveraging Scott Credit Union’s convenient online bill pay. Schedule one-time and recurring payments to companies or individuals quickly and easily.

Use online bill pay to eliminate late fees, avoid stamps and envelopes, and better track your household spending each month. Sign up through your SCU online banking or mobile app to get started paying bills electronically today. We’re here to help with any bill pay questions or troubleshooting needs!