How To Make A Sleepy’s Credit Card Payment

If you have a Sleepy’s credit card there are a few different ways to pay your bill and manage your account. Sleepy’s credit cards are issued by Synchrony Bank so payments go through their systems. In this comprehensive guide, we’ll walk through your Sleepy’s credit card payment options to help make sure your account stays in good standing.

Online Account Access

The easiest way to pay your Sleepy’s credit card bill and manage your account is online through Synchrony Bank. You can set up an online account to:

• Check your current balance
• View recent charges and statements
• Make one-time payments
• Set up automatic payments
• Update account and contact information

To sign up, go to mysynchrony.com and click “Manage Account”. Provide your Sleepy’s credit card number, billing zip code, and a few other details to register your account.

Once registered, you can log in anytime to view your Sleepy’s credit card account activity and make payments with just a couple clicks. It’s fast, secure, and available 24/7

Pay By Phone

If you prefer speaking to a customer service agent, Synchrony Bank accepts Sleepy’s credit card payments over the phone.

To pay by phone:

• Call 1-866-220-0254. This is the number on the back of your Sleepy’s credit card.

• Provide your full account number and billing zip code when prompted.

• Request to make a payment on your account. Specify the payment amount.

• To make the payment, be ready with your debit card, credit card, or bank account information.

Phone payments are typically processed right away. You’ll receive an email confirmation with details of the transaction.

Pay By Mail

Sending your payment through the mail is also an option. While slower and less convenient than online or phone payments, it can be useful if you prefer to pay by check or don’t want to provide financial information over the phone.

To pay by mail:

• Write a personal check, cashier’s check, or money order payable to Synchrony Bank. Don’t send cash.

• Include your Sleepy’s credit card account number written clearly on the check memo line.

• Mail your payment to the address listed on your statement at least 7-10 days before the due date:

Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061

Always include your remittance coupon from your statement as well. Once received and processed, your mailed payment will be reflected in your account.

Set Up Automatic Payments

One of the best ways to manage your Sleepy’s credit card is by enrolling in automatic payments. This deducts your balance from a bank account each month, saving you time and ensuring you never miss payments.

To enroll in automatic payments:

• Login to your Synchrony account online.

• Under “Account Settings”, choose “Set Up AutoPay.”

• Select the amount to pay each month – minimum payment, statement balance, set amount, etc.

• Enter your bank account information.

• Review and submit the request.

Automatic payments will begin withdrawing from your linked bank account each billing cycle. You can adjust the payment settings anytime.

Pay at Store Locations

If you prefer paying your credit card bill in person, Sleepy’s accepts payments at their store locations.

To pay at a store:

• Locate a nearby Sleepy’s store using the store locator on their website.

• Bring your latest statement and payment method (cash, check, debit/credit card).

• Let the store associate know you need to make a credit card payment.

• Provide your account information and make the payment.

In-store payments may take up to 1 week to process and appear online, so make them well before your due date. Get a receipt for your records.

Payment History and Receipts

Whether you pay online, by phone, mail, or in-store, Synchrony Bank keeps detailed records of all your Sleepy’s credit card payments.

To access your payment history and print receipts:

• Login to your Synchrony account.

• Under account activity, filter transaction types to “Payments Credited”.

• Click any processed payment to view details and print a PDF receipt.

• Download statements which list your payment credits and balances over time.

Monitoring your payment history helps you budget, claim payments on taxes, and validate account activity.

Avoid Late Fees and Penalties

To avoid late fees and credit damage, always pay your Sleepy’s credit card bill on time and in full each month if possible. At minimum, pay the minimum amount due by the payment due date printed on your statement.

Important bill pay dates include:

• Payment Due Date – Date your payment must be received to avoid late fees. Allow 5-7 days for mail and processing.

• Late Payment Date – If not paid by this later date, late payment fees apply. Your APR may rise too.

• Next Statement Date – Transactions made after this date will appear on your next bill.

Mark your calendars with these key dates and set payment reminders. Paying on time protects your credit score and keeps your Sleepy’s account in good standing.

Get Account Alerts

For extra peace of mind, Synchrony Bank offers optional account alerts you can enable in your online account portal or mobile app. These include:

• Payment reminders before your due date

• Balance thresholds if your balance exceeds set amounts

• Recent account activity alerts when new charges appear

• Available credit notifications if your utilization rate is high

• Flate fee warnings if you risk a late payment

Set up alerts that are most relevant to you. They provide an extra layer of monitoring to avoid issues.

Paying your Sleepy’s credit card bill doesn’t have to be a hassle. Synchrony Bank offers secure and convenient payment options to fit any schedule and preference. As long as your minimum payment arrives by the due date, your account will remain active and reflect your payment history.