How to Pay Your Stein Mart Credit Card Bill Online

If you have a Stein Mart credit card, paying your bill online is a quick and easy process. Stein Mart offers online account access and bill pay through Synchrony Bank, the issuer of their retail credit cards.

With a few clicks, you can securely view your statement balance, due date, make one-time payments, set up autopay, and more. Read on for step-by-step instructions on how to pay your Stein Mart credit card bill online.

Access Your Stein Mart Credit Account Online

To pay your bill online you first need to access your Stein Mart credit card account via the Synchrony website or mobile app. Here’s how

• Visit steinmart.syf.com

• Click “Create Username” if logging in for the first time

• Enter your Stein Mart credit card number, billing zip code, and email

• Create a username and password

• Accept the terms and conditions

Once your online account is set up, you can log in anytime to view your Stein Mart credit card statement and make payments.

Check Your Current Balance

After logging into your Stein Mart credit card account, the dashboard will display your current balance. Take note of this amount so you know exactly how much you need to pay.

The dashboard also shows important details like your due date, minimum payment due, available credit, recent transactions, and more. Review your statement carefully every month.

Make a One-Time Payment

When you’re ready to pay your bill, follow these simple steps:

1. Click on “Make Payment” from the account dashboard

2. Enter the payment amount (minimum, statement balance, or other)

3. Select payment method – bank account or another credit/debit card

4. Enter necessary account details for payment method

5. Review payment details and click “Submit Payment”

The online bill pay process takes just a few minutes. Payments made before 10 PM ET are credited the same day. You’ll receive a confirmation email with payment details.

Set Up Autopay

For hassle-free payments each month, enroll in Autopay directly through your Stein Mart online account:

1. Click on the “Autopay” tab

2. Choose to pay minimum, statement balance, or fixed amount

3. Input bank account or card payment information

4. Review terms and enable Autopay settings

With Autopay enabled, your Stein Mart credit card bill will be paid automatically each billing cycle. But keep an eye on your account to ensure there are no errors or fraudulent charges.

Pay by Phone

In addition to online payments, you can pay your Stein Mart credit card bill by calling Synchrony at the number on the back of your card. Just have your account information ready.

Phone payments have the same 10 PM ET cutoff time to be credited the same day. Fees may apply for assisted operator payments.

Avoid Late Fees and Penalties

Be sure to pay your minimum or statement balance by the due date each month. Stein Mart charges fees for late payments:

• Late Fee – Up to $28
• Returned Payment Fee – Up to $28

Frequent late payments can also hurt your credit score and lead to penalty APR. So pay on time to maintain good standing on your account.

Stein Mart Credit Card Login Troubleshooting

If you have issues logging into your Stein Mart credit account online, try these troubleshooting tips:

• Reset your password if forgotten

• Verify your Stein Mart card number and billing zip code

• Check for typos in your login credentials

• Clear cached cookies and data from your web browser

• Try a different web browser or device

• Contact Synchrony support for account help

With Synchrony’s secure online and mobile tools, keeping tabs on your Stein Mart credit card and paying your bill is a breeze. Be sure to log in regularly to monitor activity, make payments, set up autopay, and more. Just follow the step-by-step instructions outlined above.

Other Stein Mart Credit Card Features

In addition to online bill pay, the Stein Mart credit card from Synchrony Bank offers:

• Special financing offers and discounts

• Fraud protection and monitoring

• Ability to request a credit line increase

• Access to your FICO Credit Score for free

• Paperless statements to reduce clutter

• Customer support and bill pay assistance

Take advantage of all the convenient features your Stein Mart credit card offers. Sign up for online access today to make bill payment a quick and simple process each month.