Tj Maxx Credit Card Bill Pay By Phone

Paying Your TJ Maxx Credit Card Bill by Phone – A Simple Step-by-Step Guide

Having a TJX Rewards credit card makes shopping at TJ Maxx, Marshalls, HomeGoods, Sierra, and Homesense even more rewarding But you’ll want to make sure you pay your bill on time each month to avoid interest charges In this article, I’ll walk through the easy process for paying your TJ Maxx credit card bill by phone.

First, gather your account information. You’ll need

• Your 16-digit credit card account number
• The primary cardholder’s Social Security number
• Your billing address, including zip code

Next, call the TJX Rewards Credit Card Services line at 1-800-952-6133. This dedicated phone number is for paying TJ Maxx credit card bills only.

When prompted, select the “pay by phone” option. An automated system will then guide you through the following steps:

1. Enter Your TJ Maxx Credit Card Number

Use the phone keypad to input your 16-digit credit card account number. This is the number printed on the front of your physical card.

1. Enter Your Social Security Number

Next, enter the Social Security number associated with the primary cardholder account. This verifies you are authorized to make payments.

1. Select Your Payment Amount

Choose whether you want to pay the minimum amount due, statement balance, or a different custom amount. The automated system will tell you these amounts after you enter the card and Social Security numbers.

1. Enter Payment Information

You have two options for making your phone payment:

• Debit or credit card – Provide your card number, expiration date, CVV security code, and billing zip code.
• Electronic check – Enter your bank routing and account numbers. You can find these on a check.

1. Confirm Payment Details

The system will recap your payment amount, credit/debit card or bank details, and due date. Confirm all the details are correct.

1. Receive Payment Confirmation

After you confirm the payment information, the automated system provides a confirmation number. Be sure to write this down as proof of your payment!

The phone payment process takes just a few minutes. Payments made before 9 p.m. ET each day typically post to your account the next business day.

You can also set up one-time or recurring payments through the TJX Rewards website, but the phone system is useful for quick, on-the-go payments.

TJ Maxx Credit Card Payment Options

In addition to phone payments, TJ Maxx credit cardholders have several other convenient ways to pay their bill:

Online Payments

• One-time payments through the TJX Rewards website
• Set up recurring automatic payments

Mobile App

• Download the TJX Rewards app and pay via your mobile device

By Mail

• Send a check or money order to the payment address printed on your statement

In-Store

• Make payments at the register during your TJ Maxx shopping trips

The TJX Rewards website also allows you to do the following:

• View payment history and account statements
• Set up account alerts
• Participate in paperless billing
• Update your personal and contact information
• Manage account security

TJ Maxx Credit Card Rewards and Benefits

The TJX Rewards credit card has some nice perks:

• Earn 5 points per $1 spent at TJ Maxx, Marshalls, HomeGoods, Sierra, and Homesense
• Get 10% off your first TJ Maxx credit card purchase
• Special cardholder discounts and bonus point offers
• Chance to win gift cards through monthly sweepstakes

And there’s no annual fee, so the card is free to have. Points can be redeemed for reward certificates to use on future purchases.

Watch Out for Late Fees

I do want to emphasize the importance of paying your TJ Maxx credit card bill on time each month. The standard late payment fee is $29. But this fee jumps up to $40 for subsequent late payments within 6 billing cycles. Late payments also result in penalty APRs.

So be sure to carefully note your payment due date each month and schedule payments accordingly. Setting up automatic payments through the TJX Rewards website helps avoid any risk of forgetting.

Also try to pay more than just the minimum amount due when possible. This keeps balances low, minimizing interest charges. The phone payment system makes it easy to check your full statement balance and pay that off in full if you can.

Contact Customer Service with Questions

If you have any questions or issues when managing your TJ Maxx credit card account or paying your bill, reach out to customer service for assistance.

The main TJX Rewards Credit Card Services number is 1-800-952-6133. This line can help with:

• Questions about your account or statement
• Issues with payments
• Redeeming rewards points
• Reporting lost/stolen cards
• Disputing fraudulent charges
• Requesting credit line increases

There is also an automated system you can use to check your account balance, make payments, and more. So explore all the self-serve options when you call in.

You can also log into the TJX Rewards website for access to account support tools and resources without having to call. The site offers a dedicated messaging center to contact customer service.

Paying your TJ Maxx credit card bill on time each month is key to avoiding fees and interest charges. I recommend enrolling in automatic payments for maximum convenience and peace of mind. But the pay by phone option also makes it quick and easy to manage payments on the go. Just have your account number, SSN, and payment details handy so you can complete the automated process seamlessly. Consistently on-time payments will keep your credit card account in good standing.