How to Use Union Home Mortgage’s Convenient Bill Pay Service

It’s important to pay your mortgage and other bills on time every month to keep your credit score high and avoid costly late fees. But when people are busy, it can be hard to remember when payments are due and mail them in. That’s why Union Home Mortgage has an easy-to-use online bill pay service to help you keep track of your payments.

What is Union Home Mortgage?

Union Home Mortgage (UHM) is a full-service mortgage lender based in Ohio. They offer a wide range of home loan products including conventional FHA VA, and USDA mortgages. UHM has over 400 branch locations and has been in business since 1980.

In addition to home loans, UHM provides other services like insurance and online bill payment. Their bill pay platform allows customers to easily pay their UHM mortgage bill as well as bills from thousands of other companies.

Benefits of UHM Bill Pay

Union Home Mortgage bill pay provides the following advantages:

  • Convenience Pay all your bills from one centralized dashboard without writing checks or buying stamps

  • Control: Schedule future payments or make one-time payments on your schedule. View payment history and upcoming bills.

  • Security: Securely store payment info and user credentials. Data is encrypted to prevent fraud.

  • Accuracy: Avoid late fees by setting up auto-pay for recurring bills. Get payment confirmations.

  • Support: Access customer service if any issues arise with payments.

  • Budgeting: The dashboard gives you a complete view of monthly obligations in one place.

For UHM mortgage customers, bill pay provides the perfect way to stay on top of your home loan payment each month. But even non-customers can utilize the platform for other bills.

Getting Started with UHM Bill Pay

Signing up for Union Home Mortgage bill pay is simple and fast. Just follow these steps:

  • Go to UHM’s bill pay website and click “Enroll Now”.

  • Enter your basic contact information and create secure login credentials.

  • Read and electronically accept the terms and conditions.

  • Add your UHM mortgage account and any other billers you wish to pay. Over 10,000 are supported.

  • Provide necessary account numbers and payment details for each biller.

  • Schedule one-time or recurring payments as desired.

And that’s it! You can immediately start making online payments through the convenient dashboard.

Paying Your Mortgage Bill

For UHM mortgage customers, paying your home loan through bill pay is incredibly simple. Just complete these steps each month:

  • Log into your account dashboard

  • Locate your mortgage account and click “Pay Bill”

  • Enter the payment amount and date

  • Select a payment method such as bank transfer or debit card

  • Review payment details and submit

  • Receive instant confirmation your payment is scheduled

You can set up recurring payments so your mortgage is automatically paid on the same date each month. Or make one-off payments manually as needed.

Adding Other Billers

In addition to your mortgage, UHM bill pay allows you to add and manage payments for thousands of other billers including:

  • Credit cards
  • Utilities like electricity, gas, and water
  • Phone and internet bills
  • Insurance policies
  • Government fees and taxes
  • Cable and streaming services
  • Retail store cards
  • Healthcare bills
  • Rent payments
  • Auto and student loans
  • Gym memberships
  • And many more!

To add a new biller, just search for the company name and enter your account number. The platform stores all your bills in one handy place.

Payment Methods

UHM Bill Pay offers flexibility in how you fund payments:

  • Bank account: Link checking or savings accounts from over 16,000 banks to transfer funds.

  • Debit card: Pay straight from your debit card like a normal online purchase.

  • UHM mortgage account: If you have a UHM loan, pay other bills directly from your mortgage escrow balance.

  • Personal check: For billers not set up for electronic payments, UHM can mail a paper check on your behalf.

You can have multiple bank accounts and debit cards stored in the system and choose which to use for each payment.

Handy Features of UHM Bill Pay

Managing all your payments is simple with these great features:

  • Recurring payments to ensure bills are always paid on time automatically.

  • Account dashboards to view upcoming bills, payment history, pending payments, and balance info.

  • Email and text alerts for confirmation of payments made and reminders of upcoming bills.

  • Digital payment archiving to eliminate paper clutter and have easy access to confirmations.

  • Mobile app to access your account and make payments on-the-go from your smartphone.

  • 24/7 customer support via phone, chat, or email in case any payment issues occur.

  • Secure data encryption to protect your financial information and prevent fraud.

Benefits for Union Home Mortgage Customers

UHM customers receive a few extra perks with bill pay including:

  • Link UHM mortgage seamlessly to pay directly from your home loan account

  • Schedule recurring UHM mortgage payments from linked bank accounts

  • Access mortgage documents and tax forms right within bill pay

  • Make fee payments for services like appraisals or credit reports

  • View real-time mortgage balance and equity information

  • Seamless experience for managing mortgage and other bills in one place

Even if you aren’t currently a UHM customer, their bill pay platform works great for any bills. But it offers nice integration if you also have a UHM mortgage.

Is UHM Bill Pay Right for You?

Union Home Mortgage bill pay is a convenient option if you:

  • Have a UHM mortgage and want easy loan management

  • Own multiple properties with UHM loans

  • Want to set recurring payments for consistency

  • Prefer electronic payment options over checks

  • Need to budget and track finances in one place

  • Have a busy schedule and don’t want payment hassles

  • Travel frequently or are away from home and need mobile access

Basically, anyone who pays bills can benefit from the centralized control, lower stress, and ease of UHM bill pay.

Signing Up is Quick and Easy

Signing up for Union Home Mortgage bill pay takes less than 10 minutes. Simply provide some basic information, establish secure login credentials, and start adding your mortgage and other bills.

You can enroll via desktop at UHM’s bill pay website or download the convenient mobile app. It’s completely free to use bill pay, so there’s no risk in trying it out.

Stop wasting time on bill organization and enjoy the convenience of managing payments from one simple dashboard. Sign up for Union Home Mortgage bill pay today!

What’s New Apr 8, 2024

The developer, Union Home Mortgage Corp, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Other Data

Union Home Mortgage – Build Your Payment – Pillows Spot

FAQ

How do I pay my Union Bank mortgage online?

If you have deposit accounts with Union Bank, you should enroll for Net Express online banking and simply conduct a transfer from a deposit account to make your loan payment. Our online system only accepts checking or savings account information and will debit your deposit account in order to make the loan payment.

Can I pay my mortgage over the phone?

Pay your mortgage by phone You can find the phone number to call on your monthly bill or online. Before you dial, be prepared with your mortgage account number and your banking information, such as the routing and account numbers. Payments over the phone are typically credited to your account quickly.

What is the phone number for Union Home Mortgage payment portal?

800-767-4684.

How do I pay my Union Bank Mortgage online?

To pay your Union Bank mortgage online, you’ll need to set up an account with their online banking system. Once you’re logged in, you’ll be able to view your mortgage balance and make payments. To set up an account, you’ll need to provide your name, address, phone number, and email address.

Does Union home mortgage offer a 3% down payment?

† Union Home Mortgage will contribute up to 2% down (no greater than $2500) towards a 3% down payment. Home buyer is responsible for the remainder of the down payment. This offer is available for the purchase of a primary residence only.

What is the Uhm mortgage app?

The UHM Mortgage app is designed exclusively for existing customers to conveniently manage their accounts and mortgages on the go! Features: • My Loan: Monitor your loan balance, upcoming payments dates, loan activity and more. Schedule one-time payments, set up or modify recurring monthly debits and auto-pay effortlessly!

How much does Union Bank charge for a home loan?

Union Bank offers home loans at competitive rates starting from 8.50% p.a. The good part is you don’t have to pay any prepayment penalty fee if you decide to foreclosure the loan (only for floating rate loans). The applicable processing fee is 0.5% of the sanctioned amount plus GST. Note: These interest rates are effective from 11 December 2023

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