If you have financed your car through United Auto Credit, you are responsible for making timely monthly payments as per your loan agreement Falling behind on payments can lead to late fees, interest charges and even car repossession Therefore, it is important to learn how to easily pay your United Auto Credit bill online, through the mobile app or other available options.
In this comprehensive guide, we will cover the various methods offered by United Auto Credit to make your monthly auto loan payments smoothly.
Overview of United Auto Credit
United Auto Credit is an auto finance company that helps people with bad credit buy cars by giving them financing options. If you got a car loan through United Auto Credit, you will get a bill every month that shows the current balance, the minimum payment due, the due date, and the late fee policy.
As a responsible borrower, you must repay the monthly installments on time to avoid penalties and maintain a good credit standing. United Auto Credit offers various online bill payment options through their website and mobile app to help customers pay securely on-the-go.
How to Pay Your United Auto Credit Bill
You can make your United Auto Credit loan payment through any of these convenient methods
Pay Online
The United Auto Credit customer website allows you to easily log in and make a payment anytime.
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Visit wwwunitedautocreditnet and click on ‘Customer Login’
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Enter your username and password
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Go to ‘Make Payment’ and select payment method
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One-time or recurring auto-payments can be set up
Pay Through Mobile App
The UACC Connect app makes managing your account and paying your bill easy through your smartphone.
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Download and install the app on your Android phone
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Log in using your username and password
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Choose ‘Make Payment’ and pick a payment method
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View statements, text/email United Auto Credit via the app
Pay by Phone
Call United Auto Credit at 1-866-532-6725 and follow the prompts to make your bill payment over the phone using your debit card, credit card or checking account.
Pay by Mail
Mail a cheque or money order payable to United Auto Credit along with your remittance slip to:
United Auto Credit
PO Box 95100
Chicago, IL 60694-5100
Note that this will take 5-7 business days to process, so mail well in advance of your due date.
Auto-Pay
You can enroll in auto-pay through United Auto Credit’s online account access to have your monthly bill paid automatically on the due date via direct debit from your bank account. This prevents missed payments and late fees.
Tips for On-Time United Auto Credit Bill Payment
Follow these tips to ensure smooth and prompt payments:
- Sign up for paperless e-statements to get alerts and reminders
- Avoid minimum payments to reduce interest charges
- Pick a payment date at least 5-7 days before your due date
- Opt for auto-pay from checking account for guaranteed timely payment
- Update your payment information if your credit/debit card details change
- Contact United Auto Credit if you need to discuss alternate payment arrangements
- Set payment reminders in your calendar for your monthly bill
- Avoid late payments to maintain a good credit score
What Happens If You Pay Late?
It is important to pay your United Auto Credit loan installment by the due date mentioned on your e-statement to avoid penalties.
Consequences of paying late include:
- Late fee of up to $30 for payments more than 10 days late
- Interest continuing to accrue on unpaid balances
- Credit score being negatively impacted
- Potential car repossession for long overdue accounts
Paying your auto loan bill to United Auto Credit on time every month is essential to avoid expensive late fees, mounting interest charges and credit score damage. Their online and mobile tools make it quick and easy to manage payments digitally. Just be sure to log in and schedule your payments a few days early each month. Enroll in auto-pay or set calendar reminders so that your United Auto Credit bill never slips your mind. Maintain on-time payments to complete your loan commitment successfully.
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What does a customer mean at United Auto credit?
At United Auto Credit, a customer is not just a FICO score or an account number. Customers are people, people who deserve the most professional and courteous service we can provide. With United Auto Credit you don’t just get a lender, you get a partner. When financing, we look beyond the credit score for our customers.
How do I contact United Auto credit?
Phone us, text us, e-mail us, even make a payment. At United Auto Credit we are “Driven to Make a Difference.”SM By texting us through UACC Connect, you consent to receive calls and/or text messages on your cell phone, including automated calls and prerecorded messages. Standard messaging and data rates apply.
How do I make a payment on a United auto loan?
Find a branch location close to you. Make a payment today on your United Auto, RV, Boat, Motorcycle or Personal loan using your debit card, checking account, or savings account from another bank or credit union. Sign in using the loan account number found on your monthly statement and the last 4 digits of your Social Security Number.
How do I pay my United Auto credit bill online?
Pay your United Auto Credit bill online with doxo, Pay with a credit card, debit card, or direct from your bank account. doxo is the simple, protected way to pay your bills with a single account and accomplish your financial goals. Manage all your bills, get payment due date reminders and schedule automatic payments from a single app.