How to Easily Pay Your Mortgage Online with United Wholesale Mortgage

As a homeowner with a mortgage from United Wholesale Mortgage (UWM), you likely appreciate the convenience of being able to pay your mortgage online. With UWM’s user-friendly website and mobile app, you have multiple options to securely pay your mortgage anytime, anywhere.

In this comprehensive guide, I’ll walk through the benefits of online mortgage payments with UWM, provide step-by-step instructions for setting up payments, outline payment policies, and answer frequently asked questions. Whether you’re just starting your home loan journey or are a long-time UWM customer, read on for tips to master online mortgage bill pay.

Benefits of Paying Your UWM Mortgage Online

UWM offers an online loan servicing platform that provides many advantages over mailing paper checks

• Convenience – Pay 24/7 without visiting a branch or mailing payments
• Payment Flexibility – Option for one-time or recurring autopay
• Payment Tracking – Payment history and confirmation emails
• Account Access – View statements, tax docs, and account details
• Security – Secure HTTPS encrypted website connection

You can make payments on your mortgage whenever you want and from any device since it’s online.

Step-by-Step Setup for Online Mortgage Payments

Follow these simple steps to get started with online mortgage payments:

1. Go to UWM’s loan servicing website at www.uwm.com/loan-servicing

2. Click “Make a Payment”

3. Enter your UWM mortgage loan number and click “Login”

4. First-time users must create a username and password

5. Existing users can login with your credentials

6. Select “Make Payment” and enter payment details

7. Save payment methods like bank accounts for future use

8. Opt-in to recurring autopay or one-time payments

That’s all it takes! Now you can log in anytime to pay, view statements, and manage your mortgage account.

Helpful Tips for Managing Online Payments

Keep these tips in mind to get the most out of online mortgage bill pay:

• Set up autopay to avoid late fees or lapses in payment
• Pay a few days before due date to account for processing time
• Update payment methods if your card expires or account changes
• Enable paperless statements to reduce clutter and waste
• Download the UWM mobile app to pay on-the-go

Leveraging online payments takes the stress out of remembering payment deadlines each month.

UWM Payment Policies and Fees

To avoid penalties, be sure you understand UWM’s payment requirements:

• Monthly mortgage payments are due on the 1st of each month
• Late fees apply after a 15-day grace period
• NSF fees are charged for declined payments
• Accounts over 60 days late may be referred to foreclosure

Review your mortgage documents so you know the specific late fee amounts and payment terms. Paying on time can help you avoid hundreds of dollars in penalties annually.

Frequently Asked Questions About UWM Online Payments

If you’re new to online mortgage payments, here are answers to some common questions:

Is there a fee to pay online?

UWM does not charge a fee for online or mobile payments.

When will online payments post to my account?

Payments are typically applied within 2 business days.

Can I pay with something other than my checking account?

Yes, you can pay with credit card, debit card, or other bank accounts.

What if I didn’t get an email confirmation of my payment?

Check spam folder or contact UWM customer service if it’s been over 48 hours.

How do I update my username or password for my account?

You can reset your password by clicking “Forgot Password” on the login page.

Paying your mortgage through UWM online servicing gives you the ultimate flexibility and control. Follow the tips outlined here to easily manage your mortgage account digitally and avoid the hassles of paper bills and checks.