How to Pay Your Xcel Energy Bill in Minnesota

Paying your monthly electric and gas bill to Xcel Energy is easy and convenient. As the largest utility provider in Minnesota, Xcel offers multiple ways for customers to pay their bill and manage their account.

This guide will cover all the payment options available and provide tips for Minnesota Xcel customers to pay and track their bill.

Ways to Pay Your Xcel Bill

Xcel Energy offers great flexibility in how Minnesota customers can submit payment each month Choose the option that fits your needs and preferences

Online

• Pay via your Xcel Energy My Account
• Link bank account or credit/debit card
• Schedule recurring payments
• No fee for bank account payments

Mobile App

• Download Xcel Energy app for iOS or Android
• Pay via mobile wallet or stored payment methods
• Manage account and view usage

Phone

• Call 800-895-4999 to pay with bank account or card
• Available 24/7 using automated system
• $1.50 card fee per transaction

By Mail

• Send check or money order with bill stub to:

  Copy

    Xcel Energy  P.O. Box 9477  Minneapolis, MN 55484

• Use reply envelope provided or standard mail

In Person

• Visit an authorized payment location
• Make a cash or money order payment
• $1.50 transaction fee applies

Auto Pay

• Enroll in recurring automatic payments from your bank account

Budget Billing

• Even out bill fluctuations with an average monthly payment

Payment Deadlines and Late Fees

To avoid late fees and potential service disruption, your Xcel Energy bill must be paid by the due date listed on your statement.

Here are the key deadlines for Minnesota customers:

• Due Date – Payment must be received within 21 days of the billing date
• Late Fee – A 1.5% late charge will apply to past due balances
• Disconnection – Accounts 30+ days past due may have service interrupted

If your service is disconnected due to nonpayment, Xcel will charge a $50 reconnection fee.

Managing Your Xcel Energy Account

Sign up for an online My Account through Xcel to monitor your usage and manage billing details. With a profile you can:

• Check your current balance
• View payment history
• Set up recurring payments
• Update account information
• Report outages
• Enroll in budget billing
• Access usage and billing alerts

Download the Xcel Energy mobile app for convenience on the go.

Understanding Your Electricity Bill

Your Xcel bill has detailed information about your home’s electric consumption and charges over the past month.

Key elements include:

• Meter reading dates
• kWh usage
• Billed days
• Rate and plan
• Taxes and fees
• Account number
• Due date
• Payment options

Compare your kWh use month-to-month to identify usage patterns. Try to lower consumption during peak summer and winter months when rates are highest.

Getting Service Established

To open a new Xcel Energy account in Minnesota and gain access to online billing, follow these steps:

1. Contact Xcel to request electric and/or gas service at your new address. Provide move-in date.

2. Select a plan – residential, business, electric vehicle, etc based on your needs.

3. Complete an application form with your personal details.

4. Pay any required deposit via credit card or bank account.

5. Schedule a date and time for meter installation and turning on service.

6. Provide clear access to the property if service is already shut off.

New customers should receive their first bill within one month of establishing service. Sign up for My Account using your account number to monitor usage and seamlessly pay your bill every month.

Closing or Transferring an Account

If you are moving within Xcel’s Minnesota service area, you will need to close or transfer your account. Take the following steps:

• Call Xcel at 800-895-4999 at least 3 days before your move.

• Provide a new service address and start date if transferring service.

• Schedule a service shutoff date at your old address.

• Provide a forwarding address for your final bill.

• Receive your deposit refund (if applicable) 4-6 weeks after closing account.

Be sure to pay any final balance due so your account can be closed out smoothly. Xcel Energy makes it simple and convenient for customers to pay their bill on time every month. Leverage online and mobile tools to monitor usage and manage payments. Contact customer support with any questions about your Minnesota electric or natural gas service.