How to Pay Your Acura Financial Services Bill Online

Owning a vehicle comes with ongoing costs like car insurance maintenance and of course, your monthly loan or lease payment. Acura Financial Services makes paying your bill quick and convenient through their online payment portal.

This guide will show you how to set up an account, read your bill, and pay Acura Financial Services online or through other methods.

Overview of Acura Financial Services

Acura Financial Services provides financing options like loans and leases when you purchase or lease a new or certified pre-owned Acura vehicle. They service Acura financial accounts throughout the term of the loan or lease agreement.

For most Acura owners with financing, you’ll make a monthly payment to Acura Financial Services to cover your principal, interest, and other fees over time until the loan balance is paid off. Staying current on payments is required to avoid late fees, credit impacts, and vehicle repossession.

Creating Your Online Account

To get started paying your bill online you’ll first need to create an account on the Acura Financial Services website

1. Go to www.acurafinancialservices.com
2. Click “Create an Account” below the login fields.
3. Enter your loan account number and other personal details.
4. Create a username and password.
5. Agree to the website terms of use.
6. Click “Create Account” to finish setting up your profile.

After activating your account, you can log in at any time to see your balance, make payments, change your information, and control notifications.

Understanding Your Monthly Bill

Your regular monthly statement from Acura Financial Services will include important details like

• Payment amount due
• Payment due date
• Breakdown of principal, interest, and fees
• Total remaining balance
• Payment history and processing dates
• Account messages

Be sure to review your statement closely each month and reach out to customer service if you see any discrepancies. Paying attention helps you catch errors early.

Ways to Pay Your Acura Financial Services Bill

You have several options for making your monthly payment to Acura Financial Services:

Pay Online

The easiest way for most customers is to pay online through your Acura Financial Services account. Log in and click “Make a Payment” to complete the quick payment process.

Online payments are applied instantly, so you have peace of mind your payment is on time. You can use a checking account, credit card, or debit card to pay online.

Pay by Phone

Call Acura Financial Services at (800) 635-0534 to make a payment over the phone using your checking account or credit card. Phone payments are fast and convenient when you don’t have time to log into your account.

Pay by Mail

If you prefer to mail in a physical check or money order, use the payment coupon from your monthly statement. Be sure to allow 7-10 days for the payment to arrive before the due date. Record your account number correctly.

Schedule Recurring Payments

For hassle-free payments, enroll in auto-pay through your online account. Your bill will be paid automatically on the due date each month directly from your chosen bank account or credit card.

Pay Near the Due Date Cutoff Times

If your monthly due date falls on a weekend or holiday when Acura Financial Services is closed, they provide cutoff times to still make your payment on time:

• Phone Payments – Must be made by 7pm ET the business day before your due date
• Online Payments – Must be completed by 8pm ET the business day before your due date
• Mailed Payments – Must be received (not postmarked) by your actual due date

Plan accordingly with your payment method if your due date isn’t on a regular business day. Check your account for cutoff reminders.

Current Acura Financial Services Payment Fees

Be aware that Acura Financial Services charges convenience fees for certain payment methods:

• Phone Payments – $11 fee per transaction
• Expedited Online Payments – $7 fee per transaction
• Credit Card Payments – 2.5% fee (debit cards or checking accounts have no fee)

There is no charge for standard online payments and payments by check or money order. Factor any fees into deciding how to pay.

Options If You Can’t Pay on Time

If an emergency expense makes it impossible to pay your Acura Financial Services bill fully by the due date, you have options to avoid late fees or credit impacts:

• Call right away to request a short-term extension. One may be granted if your account is in good standing.
• Set up a partial payment plan to pay the past due amount over 2-3 installments. Added fees may apply.
• Ask about hardship assistance programs if you have an ongoing financial hardship.

The worst thing you can do is ignore messages or avoid their calls asking about a late payment. Staying in touch with Acura Financial Services can help you mitigate consequences if you can’t pay on time.

Auto-Pay and Paperless Billing

Enrolling in paperless billing and auto-pay through your online account is a great way to simplify payment and account management:

• Paperless Billing – Receive loan statements electronically instead of mailed paper copies.
• Auto-Pay – Set up scheduled automatic monthly payments directly from your bank account on your payment due date.

Both options allow you to reduce clutter and avoid the hassle of manual payments. Monitor your account regularly to confirm payments are made accurately each billing cycle.

Keep Your Account Information Updated

To avoid any interruptions with billing or important notices, keep your contact information current in your Acura Financial Services account online or through their customer service team.

Immediately update any changes to:

• Mailing address
• Email address
• Phone numbers
• Bank accounts for payments

Outdated information could lead to missed bills, late payments, and other problems. Stay on top of your details!

Get Support from Customer Service

If you ever have questions about your account or need help managing payments, Acura Financial Services customer support is available 24/7 for assistance:

• Call (800) 635-0534
• Chat online at www.acurafinancialservices.com
• Email support requests to [email protected]

Check your monthly statements closely and don’t hesitate to reach out about any concerns. The Acura Financial Services team is there to help!

Paying your auto loan or lease bill on time every month is key to avoiding headaches down the road. Follow this guide to easily set up your online account, understand your statement, make quick payments, and get answers when needed. Consistent on-time payments will keep you in good standing.