One of the key components of any health insurance policy is the deductible. This is the amount you must pay out-of-pocket before your insurance benefits kick in. Deductibles work a bit differently with Preferred Provider Organization (PPO) plans compared to other types of policies. This article will explain how deductibles function in a PPO, how … Read more
If you’re a Progressive auto insurance customer, you may be wondering if there are any extra fees involved when it comes time to renew your policy. Paying annual auto insurance premiums is expensive enough without tacking on additional surprise charges and fees at renewal time. The good news is that Progressive does not charge any … Read more
Retirement income can affect your eligibility for Medi-Cal, California’s Medicaid program. However, not all retirement income is counted the same. Here is a detailed look at how different types of retirement income are treated when determining eligibility for various Medi-Cal programs. Overview of Medi-Cal Medi-Cal provides free or low-cost health coverage to low-income California residents. … Read more
Allstate Insurance is one of the largest insurance providers in the United States. They offer auto, home, renters, motorcycle, and other insurance policies to millions of customers across the country. If you need to contact Allstate for any reason, there are a few main 1 800 numbers you can call: Allstate Customer Service The main … Read more
Some employers offer health plans where they cover 100% of the insurance premium costs for their employees. This means the company pays the full monthly premium charges, and the employee has no payroll deduction or other out-of-pocket costs for their health coverage. But what exactly does 100% employer-paid premiums mean, and what are the implications … Read more
If your spouse lands a new job, you may wonder if you can switch your health insurance to their new employer’s plan. The answer is usually yes – with some caveats around timing and enrollment periods. Switching health coverage can potentially save you money on premiums and out-of-pocket costs. But the rules vary for changing … Read more
Moving to Canada as a US citizen is absolutely possible, but there are a few key things you need to know. As a US citizen, you have the privilege of entering Canada without a visa as a tourist for up to 6 months. However, if you want to live, work or study in Canada long-term, … Read more
Life insurance comes in many forms, each with their own unique features and level of flexibility. One of the most adaptable types of life insurance is adjustable life, also known as universal life. This policy gives policyholders significant control to change their coverage, premiums, and other factors over time. What is Adjustable Life Insurance? Adjustable … Read more
Medicare and Social Security are two major federal government programs that provide benefits to millions of Americans. Since they are closely linked in terms of administration and eligibility, some people may wonder – are your Medicare and Social Security numbers identical? The short answer is no, Medicare and Social Security numbers are different identifiers assigned … Read more
Getting hit by an uninsured or underinsured driver can leave you facing major expenses. Uninsured and underinsured motorist coverage helps protect you in these situations. But does this type of protection come with a deductible like collision or comprehensive insurance? Whether or not you pay a deductible with uninsured motorist coverage depends on the specific … Read more