Homeowners insurance provides protection for your home against damages caused by covered perils like fire, theft, storms, and more. It covers repairs and reconstruction costs if your home is damaged. But what if something happens to your home when you don’t have an active insurance policy? Can you get homeowners insurance to cover pre-existing damages? … Read more
American General Life Insurance Company (AGL) is part of the American International Group (AIG) family of insurance companies. AGL offers a range of life insurance, annuity, and supplemental health products. If you’re an AGL customer looking to get in touch with the company, there are a few options: Contact American General Life Insurance by Phone … Read more
Getting into a car accident can be stressful and confusing. Knowing what to do after an accident will make the claims process smoother. Follow these 3 key tips when filing your auto insurance claim: 1. Gather Evidence and Documentation Having the right information on hand will help support your claim. Be sure to collect: Contact … Read more
For many Filipinos, having dual coverage from a private health insurance provider like Maxicare and government health insurance PhilHealth is an optimal arrangement. This combination provides more comprehensive benefits and higher coverage limits. But can you really use both Maxicare and PhilHealth simultaneously? Let’s find out. Overview of Maxicare and PhilHealth Maxicare is one of … Read more
The COVID-19 pandemic caused enormous financial hardship for many Americans. In response, the government provided several rounds of stimulus checks to help offset the economic impacts. Now in 2024, some are wondering if seniors will receive another stimulus payment this year. Background on Prior COVID Stimulus Checks for Seniors The U.S. government initiated several stimulus … Read more
Dealing with insurance claims can be confusing, especially when you see your claim has a “pending” status. This article explains what a pending claim means and the reasons insurers use this designation before approving or denying a claim. What Does “Pending” Mean for an Insurance Claim? When an insurance claim is marked as “pending”, it … Read more
UnitedHealthcare cannot deny coverage for preexisting conditions on most of their major medical health insurance plans. However, there are some exceptions where preexisting conditions may not be covered by UnitedHealthcare plans. What is a Preexisting Condition? A preexisting condition is a medical condition that someone has before enrolling in a new health insurance plan. Some … Read more
Medical billing can seem complicated for healthcare providers who are new to the process. One term that often causes confusion is “IPA.” So what exactly does IPA stand for, and why is it important for medical billing? IPA stands for “Independent Physician Association.” An IPA is an organization made up of multiple physician groups that … Read more
Renters face risks like theft, fire damage, and liability claims that can disrupt lives and finances. A renters insurance policy protects against these perils, but what about accidental damage? If you spill wine on the carpet or your child breaks an appliance, will renters insurance have you covered? Understanding exactly what accidental damage is covered … Read more
Over-the-counter (OTC) benefit cards have become a popular addition to many Medicare Advantage plans in recent years. These prepaid debit cards give members a quarterly or monthly allowance that can be used to purchase approved OTC health and wellness products. If you have an OTC card, you may be wondering – what can I actually … Read more