Paying your credit card bill online with Chase is a convenient and easy way to stay on top of your payments. As one of the largest credit card issuers in the US, Chase offers a user-friendly online bill pay system that allows cardholders to quickly and securely pay their bills from the comfort of their own home.
In this comprehensive guide we’ll walk through everything you need to know about paying your Chase credit card bill online including
- How to set up Chase online bill pay
- Payment options and how to schedule payments
- Understanding payment processing times
- Setting up automatic payments
- Paying on the Chase Mobile app
- Other payment options like PayPal or in person
So if you’re a Chase credit card holder looking to take advantage of the speed and simplicity of online bill pay, read on for a complete overview.
How to Set Up Chase Online Bill Pay
Setting up online bill pay with Chase is easy and only takes a few minutes. Here are the steps to get started
- Go to chase.com and log into your credit card account
- Under “Servicing Tools”, click on “Pay”
- Enter your payment amount and date
- Provide the bank account you want payments drawn from
- Review and submit the payment
Once you complete these steps, your Chase credit card is enabled for online bill pay. You can now schedule one-time or recurring payments through the Chase website or mobile app
When setting up the payee, be sure to choose your credit card account number from the list of available payees. If you don’t see it listed, you may need to manually enter the information.
Chase also allows cardholders to link external bank accounts or debit cards to use for bill payments. Just make sure you have the account number and routing number available before getting started.
Payment Options for Chase Online Bill Pay
Chase offers cardholders flexibility in how and when they pay their credit card bills online. Options include:
One-time payments – Schedule a single payment by entering the amount and date. Useful for sporadic or non-recurring payments.
Recurring payments – Set up automatic payments for the same fixed amount each month.Ensures your bill is paid on time.
Paying the minimum – Opt to only pay your monthly minimum amount due. Prevents late fees but results in higher interest.
Paying a portion – Pay any amount above the minimum that fits your budget for that billing cycle. Helps reduce interest charges.
Paying in full – Pay off your entire statement balance each month. Ideal for avoiding interest if you can pay off the full amount.
Future dated payments – Schedule payments in advance for upcoming billing cycles. Provides peace of mind knowing a payment is ready.
Same day payments – Pay your bill on the current day by the 5:00 PM PT cut off time for same day processing.
This range of choices lets you pay your Chase credit card bill in a way that works with your financial situation each month.
When Your Chase Credit Card Payment is Processed
Understanding when your Chase card payment will be processed and applied to your account is important for avoiding late fees and managing your account. Here is an overview of key payment processing times:
- Payments made before 11:59pm ET – Credited to your account same day
- Payments made on weekends/holidays – Credited to your account the next business day
- Payments made before 5:00pm PT – Typically posted to account same day
- Payments after 5:00pm PT – Posted to account next business day
- Mailed payments – Allow 5-7 days to process and post
The most important cutoff time is 11:59pm ET for the payment to be applied to your account on the same day. Paying before then ensures the on-time payment date, even if the transaction doesn’t fully post until 1-2 days later.
You can always log into your Chase account and view upcoming payment dates and when past payments were applied. This helps you verify a payment went through or anticipate when the next one will process.
Automatic Payments for Chase Bill Pay
Setting up automatic monthly payments through Chase online bill pay is an easy way to stay on top of payments. With autopay enabled, Chase will automatically charge your credit card payment to a linked bank account each billing cycle.
To set up recurring automatic payments:
- In your Chase account, click on “Scheduled Payments”
- Click “Create New Scheduled Payment”
- Enter your credit card info and monthly payment amount
- Choose the date you want payments processed
- Select frequency as “Monthly” and enter start date
- Review and submit the request
Now Chase will withdraw the payment amount from your chosen account each month on the specified date. You don’t have to manually pay your bill or even log into your account.
The main benefit of autopay is avoiding late fees caused by forgetting a payment. It also helps you better manage monthly cash flow knowing the payment will automatically process.
Just be sure you have sufficient funds in your account each month when the autopay transaction is scheduled. You can always log in and modify the payment date or amount later on if needed.
Paying Your Chase Credit Card Bill on Mobile
In addition to the Chase website, cardholders can easily pay their bill via the Chase Mobile app. The app allows you to:
- Check your account balance
- View recent transactions
- Schedule one-time or recurring payments
- Pay your bill immediately
- Manage payment methods
The process for paying your credit card on the app is very similar to the website:
- Login to the Chase Mobile app
- Select your credit card account
- Choose “Payments” then select “Pay Now”
- Enter the payment amount and submission date
- Confirm account to withdraw funds from
- Review payment details and submit
You’ll receive a confirmation onscreen that your payment has been scheduled. The Chase Mobile app provides a fast, convenient way to pay on-the-go from your smartphone.
Key features like biometric login with fingerprint or face ID, real-time notifications, and Chase Pay make the app useful for managing your account from anywhere.
Other Chase Credit Card Payment Options
Beyond the Chase website and mobile app, there are a few other ways you can pay your credit card bill:
- PayPal – Link your PayPal account to Chase and use it to pay your bill online.
- Over the phone – Call 1-800-436-7958 to pay your bill via Chase’s automated phone system.
- At a branch – Visit a local Chase branch and provide a teller with your payment.
- By mail – Send a physical check or money order to the payment address printed on your statement.
While online bill pay is definitely the fastest and most convenient method, these options provide additional flexibility. Mailed payments take the longest to process given the transit time.
And for cardholders who prefer speaking to a live representative, calling the Chase customer service number allows you to pay directly over the phone.
With this comprehensive guide, you now have all the key information on how to utilize Chase online bill pay for fast, easy credit card payments. Their system is user-friendly and secure, providing helpful tools for tracking payments and scheduling upcoming bills. So you can worry less about forgetting payments and avoid late fees.
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Go to chase.com/paycard to see how you can easily pay your credit card bill online, by phone or by mail.
Go to chase.com/paycard to sign in and make a payment online.
Schedule a payment
To make a payment by the automated phone service, call 1-800-436-7958. We accept operator relay calls.
To avoid processing delays when you mail your check or money order:
- Write your 16-digit card number on the memo line
- Only include one check per statement
- Don’t use staples or clips
- Don’t fold checks
- Don’t send cash
Please mail your payment to the address below.
Cardmember Services P.O. Box 6294 Carol Stream, IL 60197-6294
For overnight mail, send your payment to: Chase Card Services 201 N. Walnut Street De1-0153 Wilmington, DE 19801
Go to chase.com/paycard to see the details of when your payment will be processed. If youre enrolled in automatic payments, well make your payment automatically on your due date. If that date falls on a weekend, well make your payment the Friday before. If you mail us a check or money order, well credit your payment the day we receive it if its before 5 PM local time at the payment address on your statement.
One-time credit card payments cant be edited. If your payment is still pending, you can cancel the payment and schedule a new one.
To see your recent payment activity go to Payment Activity.
You can enroll in Automatic Payments on chase.com or the mobile app.
When you enroll, specify the pay-from account and how much youd like to pay (e.g. your statement balance, your minimum payment due or fixed amount).
Your credit card will be paid automatically each month on your due date (if your due date falls on a Saturday, well make your payment the Friday before). You can edit or cancel your automatic payment settings at anytime.
Set up automatic payments
You can make an extra payment whenever youd like. If you make a payment before your due date, well reduce the automatic payment by the amount of your first payment. If your first payment is more than the automatic payment amount, we won’t make the automatic payment that month. You can make online and mobile payments daily.
You can change your due date as long as your account isnt in default. To change your due date, go to the “Things you can do” tab when signed in to your account. Choose “Update settings & preferences” and then “Payment due date.” Your due date can be any day on or between the 1st and 28th of each month. Since it takes us 1 or 2 billing cycles to finish your request, please make your payments by your original due date until we officially change the date.
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How To Pay Your Chase Credit Card (Correctly)
How can I pay my Chase Bill online?
To pay your Chase Bill online, sign in and use the chase.com credit card payment option above. Note: Online payments initiated through chase.com may have different processing times than other methods. For Western Union payments, please use the Code City WALNUT.
How can I make a Chase credit card payment?
To make a Chase credit card payment, you can call 800-432-3117 (1-302-594-8200 if outside the U.S.). You can also schedule a payment via Chase’s automated phone line at 800-436-7958. To make the payment, the processing time will vary based on the payment method you select.
Does Chase take cash payments?
Chase does not accept cash payments when making a credit card payment. Instead, cardmembers can send a personal check or a money order with their account number and name to: Cardmember ServicesP.O. Box 6294Carol Stream, IL 60197-6294 Chase customers can also submit overnight payments to this address.
How do I sign up for chase online banking?
To make a Chase credit card payment, first, you need to enroll in Chase Online Banking. Sign up by visiting Chase’s website and clicking on the “Not enrolled? Sign up now” button. Fill in the form to verify your identity and then log into your account with your new user ID and password.