Managing household finances involves carefully tracking income, expenses, and payments. For many people, bill payment can feel like a chore taking up precious free time. First Commonwealth Bank offers user-friendly online bill pay to handle payments easily so you can focus on what matters. Read on to learn how First Commonwealth’s digital banking tools let you pay bills your way.
Overview of Online Banking Capabilities
First Commonwealth’s online banking platform provides 24/7 account access from your computer or mobile device. Once enrolled, you can securely view balances, transfer funds, deposit checks, and pay bills. Customizable features allow you to organize your dashboard and tailor the experience to your needs.
The intuitive interface makes navigating simple for first-time users. Yet, robust options provide power users control over managing finances. Paying bills online is straightforward whether you opt for one-time payments or convenient recurring automatic payments.
Accessing Online Banking
Getting started with First Commonwealth online banking takes just a few minutes. Visit their website and click on “Account Login” then “Enroll Now” for the signup process. You’ll enter personal information like your account number social security number, email and phone number.
This verifies your identity and links your profile to your First Commonwealth accounts You’ll create a username and passphrase for secure access going forward
Once enrolled, you can log in to online banking from your desktop, laptop, tablet or mobile phone anytime to view your accounts and complete transactions. The same login works across all devices for seamless integration.
Making One-Time Payments
You can safely pay your bills online through the payments section of First Commonwealth’s online banking system. Start by adding the payee by name, account number and address. You can add companies or even individuals you owe.
When it’s time to make a payment, select the payee from your list, enter the amount due and pick the account to withdraw funds from. Schedule one-time payments in advance or pay immediately. Your available account balance is displayed so you know sufficient funds exist.
Check your payment and send it by the due date. First Commonwealth will handle the electronic transfer of funds. One-time payments give control over manually sending money when owed.
Automating Recurring Payments
For irregular bills, one-time payments work, but for regular costs, setting up automatic recurring payments is the best way to go. First Commonwealth online banking allows you to establish scheduled automatic transfers.
Use the transfer feature to select the payee, amount and account as you would for a one-time payment. Then pick the frequency such as weekly, bi-weekly, monthly or annually. Choose which day of the week or month you want payments to process.
Once scheduled, recurring payments happen like clockwork on the designated dates. You avoid late fees, save time, and no longer have to manually make fixed payments every billing cycle.
Paying Bills Through Mobile Banking
In addition to the online platform, First Commonwealth offers a full-featured mobile banking app. Download the app and log in with your online banking credentials for access from your smartphone or tablet.
The app provides the same capabilities to pay bills either one-time or recurrent. The convenience of mobile bill pay means you can schedule payments anytime, anywhere without relying on a desktop computer. Receive payment confirmations instantly through push notifications.
Leverage your device’s camera to snap a picture of a bill to quickly add the payee and amount due for mobile payments on the go. Streamline bill management by combining online and mobile banking.
Payment Tracking and Account Management
First Commonwealth online banking provides useful tools to track payments and manage your account. When you schedule one-time or recurring payments, they are displayed on a calendar view so you know what upcoming payments to expect.
You can edit or delete payments directly from the calendar. Receive email alerts when bills are processed so you can review real-time account activity. A searchable payment history allows you to lookup details of past payments and transfers.
Update account or payee information, change passwords, set notifications and review eStatements from the intuitive online platform as well. Oversee payments and account details from one convenient dashboard.
Security and Support Resources
First Commonwealth incorporates robust security protections in their online banking platform. Multi-factor authentication, encrypted data, passcode access and biometric login ensure safety. Avoid accessing accounts on public WiFi and never share login credentials.
Reach out to First Commonwealth’s customer support for any account or payment questions. Their local team is ready to help by phone, in online chat or at one of many branches. Keep payments on track and get issues resolved promptly with their assistance.
Online bill pay through First Commonwealth Bank provides flexibility to pay bills your way with convenience and control. Automate recurring payments or manually send one-time transfers. Pay at home or on the go with desktop and mobile access. Simplify bill management with their digital tools.
Set Up One-Time And Recurring Transfers
One of the best ways to stay organized is to make your payments automatic. Weve made it easy for you to set up one-time and recurring transfers online. Set the exact date youd like to send a payment, and our reliable banking platform takes care of the rest. Transfers can be made between First Commonwealth Bank accounts, and you can also add external accounts as well. Like payments, you can view a calendar of your upcoming transfers and you can edit or change them at any time.
Make and Schedule Payments
Use the Payments tab to pay bills without ever needing stamps. You can add payees, schedule payments in advance and view a calendar to see everything you have scheduled. You can cancel bills at any time or edit the recipients information, like address or account number.
HOW TO: Bill Pay
Does first Commonwealth Bank have a mobile app?
The First Commonwealth Bank mobile app is compatible with Android and Apple devices. Just use your phone’s fingerprint or face-recognition capabilities to access your account securely. The camera on your device makes mobile banking straightforward so you can complete a variety of tasks from home, such as processing mobile check deposits.
How do I make a first Commonwealth Bank credit card payment?
Please mail your First Commonwealth Bank Credit Card payment via regular mail to: First Commonwealth Bank P.O. Box 537, Attention: Payment Processing Indiana, PA 15701 Please include your credit card account number on your check. To make a payment online, go to Payments then select Make Payment.
How do I make a payment from my first Commonwealth FCU account?
If you would like to make a payment from your First Commonwealth FCU checking or savings account, please log in to Digital Banking. Each payment made using the Loan Payment Center is subject to a $2 transfer fee. Access Loan Payment Center Please Note: Mortgage payments cannot be accepted through this option.
What can I do with a first Commonwealth Bank account?
Learn more. You may set up a traditional savings account or a money market account through First Commonwealth Bank. Save for a great purpose, like your child’s education. Start saving. Look to our experts for home mortgage advice. We love helping first-time homebuyers or those looking into investment properties and more.