How to Pay Your Ford Credit Bill Online – A Step-by-Step Guide

Staying up to date on your Ford Credit payments is important for building your credit score and avoiding late fees. Ford Credit offers many convenient online and mobile options to pay your bill quickly and easily each month. In this comprehensive guide, I’ll outline the various ways you can pay your Ford Credit bill online with step-by-step instructions for each method.

Overview of Ford Credit Online Payment Options

Ford Credit gives you several ways to pay your bill digitally for quick processing

• FordPass App – Make one-time payments or set up recurring payments through the FordPass app on your smartphone

• Online Account Manager – Log into your Ford Credit account online to pay your bill or set up autopay.

• Phone – Call the Ford Credit phone payment line to make a payment via automated system or live agent.

• MoneyGram – Take cash payments to MoneyGram locations using Ford Credit’s receive code.

• Mail – Send a paper check or money order by mail to Ford Credit’s payment address.

I’ll go through how to use each of these options in more detail below with simple steps to pay your Ford Credit bill online or through the app.

Step 1: Gather Your Ford Credit Account Information

Before you can pay your Ford Credit bill online, make sure you have the necessary account information:

• Account number – Your 7 or 10-digit Ford Credit account number

• Payment amount – The minimum or full payment amount due

• Name and address – As they appear on your account

• Payment method – Debit/credit card, bank account details, cash, etc.

Having this information handy will ensure the payment process goes smoothly. You can find your account number and minimum payment on your monthly statement. Now let’s look at how to use the different online payment options.

Step 2: Pay through the FordPass App

The FordPass app makes it easy to pay your Ford Credit bill from your iOS or Android device. Here’s how:

1. Download and open the FordPass app on your phone.

2. Log into the app using your FordPass username and password.

3. Tap the “Wallet” icon at the bottom and select your Ford Credit account.

4. Enter your payment amount and select a payment method.

5. Review the details and confirm the payment.

Your Ford Credit payment will be processed immediately and posted to your account right away. You can also set up recurring autopayments in the app so your bill gets paid automatically each month.

Step 3: Pay at Ford Credit’s Online Account Manager

You can also log into your Ford Credit account online to make payments:

1. Go to www.ford.com/finance and click “Log In” at the top.

2. Enter your username and password to access your Ford Credit Account Manager.

3. Click “Make a Payment” from the menu.

4. Select a payment method and enter the payment amount.

5. Complete the payment form and submit.

Again, your payment will post to your account quickly once the payment is confirmed. Setting up automatic payments is easy in the online Account Manager.

Step 4: Call the Ford Credit Phone Payment Line

You can pay your Ford Credit bill over the phone using their automated phone system or by talking to a live representative:

• Automated System – Call 1-888-716-2453 and follow the prompts to make a payment.

• Live Agent – Call 1-800-727-7000 and say “Make a Payment” to talk to a Ford Credit agent.

Provide your Ford Credit account number, payment amount, and details. The agent will process the payment during the call. Payments by phone are posted same day if made before the daily cutoff times.

Step 5: Pay with Cash at MoneyGram

To make a cash payment on your Ford Credit account at MoneyGram:

1. Use the MoneyGram locator to find a location near you.

2. Take your cash to the MoneyGram and provide Ford Credit’s receive code: 3116

3. The clerk will accept your cash and print a receipt. Ford Credit will receive the payment.

You can also make MoneyGram payments online with a bank account or card. Just enter Ford Credit’s details at checkout. Payments are typically posted within 1 business day.

Step 6: Mail a Check or Money Order

To send a payment by mail, follow these instructions:

1. Write a check or money order made out to “Ford Credit” for the payment amount.

2. Include your full name and Ford Credit account number in the memo line.

3. Mail to:

Ford Credit
P.O. Box 542000
Omaha, NE 68154

1. Allow 7-10 days for mailed payments to reach Ford Credit and post to your account.

Just make sure to mail your payment several days before the due date to avoid late fees.

Payment Tips and Reminders

Keep these tips in mind to avoid issues when making Ford Credit payments:

• Have your account number handy each time you pay.

• Double check payment details before submitting.

• Save payment receipts as proof of payment.

• If paying by mail, allow 7-10 days for delivery.

• Set up autopay or payment reminders to avoid missed payments.

• Contact Ford Credit customer service if you have any payment issues.

• Paying on time prevents late fees and helps your credit score.